Business Details
Trusted Insurance Solutions in Ithaca, NY
Security Mutual Insurance Company has been dedicated to providing quality insurance solutions since 1887. With a network of over 400 independent agents across New York State, we specialize in property and casualty insurance for both personal and commercial clients. Our long-standing commitment to integrity and professionalism ensures personalized coverage tailored to meet the unique needs of our policyholders. We pride ourselves on offering innovative products like our ULTRA Homeowners Program, Artisan Pak Program, and customized solutions for hard-to-place accounts. Backed by over $91 million in policyholder surplus and a history of financial stability, we deliver reliable protection for homes, businesses, and valuable assets.Our community involvement spans decades, supporting local organizations and volunteer fire departments throughout New York. Through continuous adaptation to industry changes, we maintain our reputation as a trusted partner in risk management. Our team of experienced professionals combines deep local knowledge with comprehensive expertise to deliver exceptional service. From our headquarters in Ithaca, NY, we serve diverse communities with a focus on customer satisfaction and long-term relationships. Our financial strength and commitment to claims resolution demonstrate our dedication to safeguarding what matters most to our clients.
Services
Homeowners Insurance
Commercial Insurance
Personal Umbrella Policy
Landlord Package
Artisan Contractors Coverage
Mobile Home Insurance
Business Owners Policy
Inland Marine Insurance
Highlights and features
- We have over 130 years of experience in the insurance industry
- Our network includes 400+ independent agents across New York State
- We offer customized solutions for hard-to-place insurance accounts
- We maintain $91 million in policyholder surplus for financial security
- Our team provides personalized service with deep local market knowledge
What people say
Professional and courteous
Saved me money
There for you
Affordable rates
Insured difficult properties
Services
Homeowners Insurance
Our Homeowners Program protects owner-occupied residences with comprehensive coverage for buildings, personal property, and liability. We offer standard policies for typical homes while maintaining flexibility to address unique risks. Our ULTRA Homeowners Program specifically caters to above-average primary homes requiring enhanced protection, ensuring appropriate coverage levels for higher-value properties.
Commercial Insurance
We provide tailored commercial coverage through Business Owners Policies, Special Multi-Peril programs, and specialized solutions. Our offerings protect business properties, equipment, and liability exposures while accommodating unique industry requirements. The Artisan Pak Program specifically addresses contractors' needs with combined property, liability, and inland marine coverage for select trades.
Landlord Package
This specialized program covers tenant-occupied properties with up to four living units. It addresses unique landlord risks including property damage, liability protection, and loss of rental income. The package combines essential coverages into a single policy designed specifically for investment property owners.
Inland Marine Insurance
Our Inland Marine program protects high-value personal property requiring broader coverage than standard homeowners policies. This includes jewelry, contractor equipment, and specialty tools with enhanced limits and expanded protection scenarios beyond typical residential coverage.
Personal Umbrella Policy
This policy provides additional liability coverage that activates when underlying policy limits are exhausted. Designed for New York's litigious environment, it offers critical asset protection for individuals with significant personal wealth or unique liability exposures requiring enhanced coverage.
Questions
What types of coverage does Security Mutual Insurance Company offer?
We provide personal and commercial property/casualty insurance including homeowners, commercial fire, business owners policies, inland marine, and specialized programs for artisans and landlords.
What is the Personal Umbrella Policy?
Our Personal Umbrella Policy offers additional liability coverage that activates when underlying policy limits are exhausted, providing extra protection for assets in New York's litigious environment.
Can you insure tenant-occupied properties?
Yes, our Landlord Package provides coverage for homes with up to 4 tenant-occupied units, with tailored protections for rental property owners.
What commercial coverage options are available?
We offer Business Owners Policies, Special Multi-Peril policies, Commercial Fire coverage, and the Artisan Pak Program with customized solutions for unique business risks.
How do you handle difficult-to-place accounts?
Our underwriting team creates customized coverage solutions for challenging personal and commercial accounts after prior approval and evaluation.
Reviews (1)
Kayla Mykel-Youngs
Apr 06, 2021
Report
We needed to have home owner insurance on a place we are buying. No place wanted to insure us but this company did and we are very grateful
