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David Ernstam Financial & Insurance Services Over the past 30 years all lines of insurance have changed. We have learned and adjusted for these changes every year by innovating the way we run our business. This has provided us with the understanding of how the industry works and how we can service our clients better than any other agency. Our Goal is to provide you with every option available so that you can make an educated decision about your purchase.

We are not the largest Health Insurance Agency in Yuba City because we sell. We provide you with the information/data you are looking for to make the best decision for your family or business with no pressure to make the purchase.
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About Us
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David Ernstam Financial and Insurance Services, Inc.is a full service insurance Agency serving the protection needs of individuals and families across California since 1983. We help our clients take control of their medical and life insurance spending by finding the best plan for them and their dependents.
Career Opportunities
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We're always looking for motivated, knowledgeable people to join our team, please email your resume to info@ernstam.com. We offer Full-Time employees a comprehensive benefits package, including 401(k) matching, medical insurance and insurance licensing educational reimbursement.
Personal Insurance
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At David Ernstam Financial and Insurance Services, Inc., we help our clients take control of their medical and life insurance spending by finding the best plan for them and their dependents. We are serving Northern California cities such as: Yuba City, Marysville, Gridley, Colusa, Oroville, Olivehurst, Wheatland, Roseville and Sacramento.
Employee Benefits/Group Insurance
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David Ernstam Financial & Insurance Services, Inc. is a full service insurance agency serving the needs of businesses since 1983. As Employee Benefits Programs continue to be more complex, the need for a genuine partnership with an Employee Benefits Broker has become extremely important. At David Ernstam Financial & Insurance Services, we value this partnership with all businesses.
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