Podmaska Insurance Agency

Car insurance is a financial safeguard that helps protect you, your vehicle and others if there is an accident or other incident that causes damage or injury. While policies and coverage vary, your auto policy can typically help you pay for accident-related medical expenses, vehicle repairs or replacement and third-party property damages or injuries after an accident. If you live in or around Providence, Rhode Island, let the team at Podmaska Insurance help you find the auto insurance that meets your needs.

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

There's something you should know: Flood losses are not covered by your homeowners insurance policy. Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage. Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.