Business Details
Your Trusted Partner for Comprehensive Insurance Solutions
As a leader in the insurance industry for 38 years, Oseman Insurance specializes in protecting businesses and individuals through tailored insurance solutions. Our expertise focuses on dealership insurance, RV insurance, and personal recreational vehicle and home coverage. We provide comprehensive policies designed to safeguard inventory, profits, and operations from risks like theft, natural disasters, and liability claims. Our team combines decades of industry experience with partnerships with premier carriers like Nationwide and Chubb to deliver reliable protection.We prioritize understanding the unique needs of our clients, offering independent advice and support throughout the claims process. Our commitment to the dealership industry and recreational vehicle sector ensures clients receive specialized, forward-thinking coverage. With nationwide licensing, we serve businesses and individuals seeking security for their assets and future growth.
Services
Business Insurance
Dealership Insurance
RV Insurance
Personal Insurance
Commercial Property Insurance
Workers Compensation
Cyber Liability Insurance
Garagekeepers Coverage
Employment Practice Liability
Business Auto Insurance
Highlights and features
- We offer 38 years of experience in dealership and RV insurance expertise.
- We are an independent agency with access to top-tier insurance carriers.
- Our policies address industry-specific risks like garage liability and cyber threats.
- We provide nationwide coverage with localized service and support.
- Our team specializes in business interruption and workers' compensation insurance.
Services
Business Insurance
We offer comprehensive business insurance to protect against liability, property damage, and operational risks. Our policies cover general liability, workers' compensation, and business interruptions. With tailored solutions, we help businesses safeguard assets and maintain continuity during unforeseen events.
Dealership Insurance
Specialized insurance for auto dealerships addresses risks like garage liability, errors and omissions, and pollutant cleanup. Our policies protect inventory, facilities, and customer assets. We provide coverage for physical damage, legal defense, and business interruptions specific to dealership operations.
Cyber Liability Insurance
Cyber liability insurance protects businesses from data breaches, unauthorized access, and digital threats. Our coverage includes costs related to data recovery, legal defense, and customer notifications. We help businesses mitigate risks associated with electronic data storage and online operations.
Workers Compensation
Workers' compensation insurance covers job-related injuries or illnesses as required by law. Our policies provide medical benefits and wage replacement for employees. We ensure compliance while protecting businesses from financial losses due to workplace incidents.
Garagekeepers Coverage
Garagekeepers liability insurance protects customer vehicles in dealerships' care. Our coverage addresses damage from accidents, theft, or natural disasters. We provide financial security for repair facilities and dealerships handling vehicles under their custody and control.
Questions
What types of business insurance do you offer?
We provide general liability, workers' compensation, business interruption, and industry-specific coverage like dealership and garagekeepers insurance.
Do you specialize in dealership insurance?
Yes, we focus on dealership risks with coverage for errors and omissions, garage liability, and inventory protection.
How can I file a claim?
Visit our Service Center online or contact us directly at 901-762-8211 to report a claim and receive guidance.
What personal insurance policies are available?
We offer RV, home, auto, and umbrella insurance tailored to protect personal assets and recreational vehicles.
Are you licensed nationwide?
Yes, we are licensed to provide insurance solutions across the United States.
What sets you apart from other agencies?
Our 38 years of experience, industry specialization, and partnerships with top carriers ensure customized, reliable coverage for clients.
Reviews (1)
Michael Johnson
Jun 18, 2018
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I had enquired about getting some Environmental Insurance for my business. After repeated emails, and two weeks I get an email stating to now fill out an application. I lost two weeks! Why couldn't someone tell me (you will think it is standard practice) that here is the application and you need to fill this out. I would not recommend this insurance firm to anyone!
