Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Bridgeport, CT
SCM Insurance has been a trusted provider of personal insurance solutions since 1914, serving Connecticut residents with a commitment to superior coverage and service. As a family-owned agency, we specialize in homeowners, auto, and recreational vehicle insurance, offering competitive rates and personalized policies tailored to individual needs. Our expertise in preparing closing documentation for home purchases sets us apart from direct insurance providers. With a legacy spanning over a century, we combine deep industry experience with modern insurance options, including flood coverage, identity theft protection, and advanced driver safety programs.Our team prioritizes client satisfaction through transparent communication, comprehensive policy explanations, and access to 24/7 emergency claims services. We maintain strong partnerships with multiple carriers to ensure clients receive optimal coverage at cost-effective rates while benefiting from exclusive discounts for multi-policy holders, safe drivers, and energy-efficient homes.
Services
Homeowners Insurance
Vehicle Insurance
Recreational Insurance
Flood Insurance
Dwelling Insurance
Personal Umbrella
Motorcycle Insurance
Watercraft Insurance
Antique Auto Insurance
Mobile Home Insurance
Details
- Year established: 1914
Highlights and features
- Family-owned and operated since 1914
- Competitive rates from multiple carriers
- Personalized service tailored to your needs
- 24/7 emergency assistance available
- Exclusive discounts for multi-policy and safe driving
Services
Homeowners Insurance
SCM Insurance offers comprehensive homeowners insurance for properties ranging from $50,000 to $5,000,000 in replacement value. Our policies include standard coverages like dwelling protection, personal property, and liability, plus optional enhancements such as replacement cost coverage, water backup protection, and earthquake insurance. We specialize in providing essential closing documentation for home purchases that direct insurers cannot offer.
Vehicle Insurance
We provide competitive auto insurance policies with customizable options including collision coverage, rental reimbursement, and accident forgiveness programs. Our services feature discounts for multi-vehicle policies, safe driving devices, and senior drivers while maintaining partnerships with major carriers to ensure comprehensive protection for standard vehicles and specialty autos.
Recreational Insurance
Our recreational insurance covers motorhomes, boats, RVs, and antique vehicles with tailored liability and physical damage protection. Policies include specialized features like emergency roadside assistance for recreational vehicles and coverage for custom equipment, ensuring comprehensive protection for leisure assets both on and off the road.
Flood Insurance
SCM Insurance offers flood insurance policies through the National Flood Insurance Program with dedicated claims support available 24/7. Our services include billing assistance and claims reporting coordination, providing financial protection against flood-related damages for homeowners and property investors in high-risk areas.
Personal Umbrella
We provide personal umbrella insurance policies that extend liability coverage beyond standard homeowners and auto policies. These plans offer additional protection against major claims or lawsuits, covering expenses like legal fees and medical costs while safeguarding personal assets from catastrophic liability events.
Questions
What types of insurance does SCM Insurance offer?
We provide homeowners, auto, recreational vehicle, flood, dwelling, and personal umbrella insurance policies tailored to Connecticut residents' needs.
How can I get a homeowners insurance quote?
Request a Connecticut-specific homeowners quote through our website or contact us directly at (203) 374-9453 during business hours for personalized assistance.
Do you offer 24/7 claims support?
Yes, we provide 24/7 emergency claims coordination through partner restoration services and major insurance carriers for urgent situations.
Are there discounts available for policyholders?
We offer multiple discounts including multi-policy bundling, safe driving devices, senior driver programs, and energy-efficient home credits.
Can I manage policies online?
While direct online management isn't available, we facilitate policy changes, billing, and claims through phone and email communication with our agents.
How does the claims process work?
Report claims through our designated carrier hotlines, then our team coordinates with restoration partners and insurance providers to resolve claims efficiently.
Reviews (5)
Noah Tamayo
May 20, 2021
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I had a wonderful experience with Keith! He was quick and explained in detail! I received a huge savings! Thanks keith
Mary MacLeod
Feb 02, 2021
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Helped suss out a carrier for our hard-to-get-insured log cabin. Went the extra mile (or ten) to see us insured. Have been insured with them for over 24 years now, and never a problem.
Bob Aaron
Dec 10, 2020
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Not a great agent. They put me with Hanover when I moved and made me change my auto policy to Hanover as well. We had a bad Auto year and now Hanover is non renewing me. When I called the number on my dec page, the people I spoke to (who said they are the agent) treated me very poorly and gave me no options. Very bad experience. I only moved my auto because the Hanover required it.
Maciek Amer
Jun 24, 2019
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Friendly stuff. Wide range of companies. They can also speak Spanish. They found a great solution for my insurance and for my family members insurance. They have plenty places to park the car. In my opinion one of the best insurance broker in Bridgeport. Thanks
Jessica Michaca
Apr 18, 2019
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Worst service received. Called for an insurance quote two weeks ago. Still waiting for Carol to send e-mail with quote. Every time I called she had an excuse why she didn't have time. I called another agency and within 2 hours I had a quote.
