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Northern Fairfield Insurance We are an independent agency offering all forms of insurance and we work with a wide array of companies that have been carefully selected to provide you, our client, with the most personalized and cost effective programs available. Working with a professional independent agent gives you the comfort of knowing that a real person is there to help - only a phone call, office visit or e-mail away.

More than one third of our customers are referred to us by the satisfied friends and families of our clients and we look forward to adding you to our growing list of clientele.
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About Our Agency
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The Ostrove family has been in the insurance business since 1955. Jim Ostrove, upon moving to the Danbury, Connecticut area, joined MetLife in 1988. While there, he enjoyed a career as one of the top Account Representatives and then as Branch Manager of the local Danbury office. In 1998, Jim started Northern Fairfield Insurance after realizing that the only way to meet the insurance needs of his clients and remain competitive was to offer products through many different insurance companies, something that can only be done as an independent agent.
Client Testimonials
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I have been with Jim since 1995 and the service he has provided has been nothing short of spectacular. If you want insurance with a personal touch NORTHERN FAIRFIELD INSURANCE is the place. I highly recommend Jim Ostrove for all your insurance needs. Jim is excellent and he has been doing my entire family's insurance for over 10 years.
Personal Insurance
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Personal Insurance products from Northern Fairfield Insurance provides our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages. How we serve you is as important as what we provide. First, we listen to you, and then we discuss your needs and answer your questions.
Commercial Insurance
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As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs. Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy.
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