Business Details
50+ Years
experience
Trusted Insurance Services Since 1917
Wolverine Mutual Insurance has been dedicated to providing reliable insurance solutions since 1917. As a mutual company, we prioritize the needs of our policyholders above all else, operating without private investors to ensure complete focus on customer satisfaction. Our century-long legacy reflects a commitment to excellence in customer service, as recognized by independent agents who consistently rank us among the top providers in the industry. With a network of 275 independent agencies across Michigan, Indiana, and Wisconsin, we offer personalized coverage options tailored to individual needs.Our expertise spans automobile, home, motorcycle, rental property, watercraft, and recreational vehicle insurance, supported by a dedicated claims team that has demonstrated exceptional responsiveness during natural disasters. Our leadership team, including President Jim Laing and Chairman Bruce Laing, continues to drive our mission of providing best-in-industry service while maintaining strong community ties through initiatives like United Way's Rake a Difference Day.
Services
Automobile Insurance
Home Insurance
Motorcycle Insurance
Rental Property Insurance
Personal Umbrella Insurance
Watercraft Insurance
Seasonal Home Insurance
Recreational Vehicle Insurance
Details
- Year established: 1917
Highlights and features
- We have operated continuously since 1917, demonstrating enduring commitment to policyholders.
- As a mutual company, we prioritize customer needs without investor pressures.
- Recognized by agents as top 5 provider for customer service excellence.
- Maintain 275 independent agencies across Michigan and Indiana for local access.
- Offer umbrella liability coverage up to $5 million for comprehensive protection.
What people say
Prompt claims handling
Caring and friendly team
Always available when needed
Over 40 years of reliable service
Choice of body shops
Services
Automobile Insurance
Comprehensive automobile coverage protects Michigan and Indiana drivers against unexpected repair costs. Our policies include accident forgiveness, rental reimbursement, and customizable liability limits. We prioritize prompt claims processing and allow choice of preferred repair shops.
Home Insurance
Coverage for primary residences with premier or standard options, automatic value adjustment, and additional protections. We offer debris removal, emergency repairs, and building collapse coverage with discounts for newer homes and protective devices.
Motorcycle Insurance
Specialized motorcycle protection covering high-performance bikes, touring models, and Harley-Davidsons. Policies include year-round coverage at nine-month premiums, custom equipment protection, and deductible savings options for experienced riders.
Personal Umbrella Insurance
Supplemental liability coverage from $1M to $5M across multiple policy types. This protection covers legal defense costs, personal injury claims, and liability gaps not covered by primary policies for comprehensive financial security.
Watercraft Insurance
Custom boat and yacht coverage with agreed value policies for vessels up to $500,000. Includes automatic equipment coverage, shore station protection, and premium savings for newer watercraft and safety equipment installations.
People
Jim Laing
President
Lead Wolverine Mutual Insurance as President with multi-generational leadership experience, driving company strategy and service excellence since assuming leadership.
Bill Jennings
Vice President, Underwriting
Responsible for underwriting operations, bringing extensive insurance expertise to ensure appropriate risk management and policy development practices.
Dustin Rohdy
Vice President, Information Technology
Oversee technology infrastructure and digital transformation initiatives, ensuring modern systems support Wolverine Mutual's continued growth and customer service improvements.
Andrew Laing
Director, Agency Relations
Manage relationships with 275 independent agencies, strengthening partnerships that deliver personalized insurance solutions to policyholders across the Midwest.
Cameron Nix
Director, Indiana Operations
Lead Wolverine Mutual's Indiana expansion efforts, maintaining operational excellence and customer service standards across the company's growing service territory.
Questions
What insurance coverage options does Wolverine Mutual offer?
We provide automobile, home, motorcycle, rental property, watercraft, seasonal home, and recreational vehicle insurance with optional umbrella liability coverage up to $5 million.
How do I file a claim with Wolverine Mutual?
Contact your independent agent or use our online claims portal with your policy information ready for efficient processing.
Are there discounts available for Wolverine Mutual policies?
Yes! We offer premier driver discounts, multi-policy savings, protective device discounts, and experience credits based on age groups.
Can I choose my preferred repair shop after a claim?
Yes, we allow policyholders to select their preferred body shops for repairs, unlike some carriers with network restrictions.
Why choose Wolverine Mutual over other insurers?
As a mutual company since 1917, we prioritize policyholder needs with local agent support and have demonstrated exceptional disaster response capabilities.
Is Wolverine Mutual available outside Michigan and Indiana?
We serve Wisconsin residents through our expanded coverage areas while maintaining our core Midwestern service region.
Reviews (4)
Betty Verburg
Feb 20, 2022
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Extremely helpful in getting me the documents needed in a timely manner and ensured I had everything needed before dropping off the chat function.
Carrie Manceau
Feb 05, 2022
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I have very good payment history with Wolverine. I appreciate them waiving my late fee this one time! Glad to know people know that accidents happen!
Steve Overkamp
Dec 16, 2021
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A great place to insure your auto and home. Always looking for the best rates. Quick when it comes to a claim. Or questions.
Kyle Boersma
Nov 30, 2021
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Wolverine has been good for me. I only wish that there website had a login option with just your email and a password. You have to have your policy number to login everytime. Should only need that once, verify email, and then your profile is created.
