Business Details
Premier Insurance Brokerage Solutions Nationwide
Since our founding over four decades ago, XS Brokers Insurance Agency has established itself as a national leader in property and casualty insurance solutions. Licensed in all 50 states, we serve retail insurance agents with a comprehensive portfolio of products including property, casualty, cyber, flood, personal lines, workers' compensation, and specialty coverages. Our expertise is rooted in a collaborative approach that connects clients with over 250 carriers nationwide, ensuring tailored solutions for even the most complex risks. With 200+ dedicated professionals and a 17% annual growth rate sustained over a decade, we combine deep market knowledge with innovative tools like online quoting platforms and premium financing options. Our proven track record of working with 2,500+ retail agenciesincluding 45% national firmsdemonstrates our commitment to delivering value-driven insurance strategies.We maintain operational excellence through rigorous underwriting standards and strategic partnerships with both admitted and non-admitted carriers. As a family-owned business, we prioritize long-term relationships built on transparency and accountability, evidenced by our 10-year average employee tenure. From construction risk to cyber liability, our specialists provide nuanced insights that empower clients to navigate evolving insurance landscapes with confidence. This combination of scale, specialization, and service excellence positions us as trusted advisors in the wholesale brokerage space.
Services
Property Insurance
Casualty Insurance
Cyber Security Insurance
Flood Insurance
Personal Lines
Workers Compensation
Commercial Property
Professional Liability
Environmental Liability
Builders Risk
Highlights and features
- Over 40 years of experience in property and casualty insurance brokerage
- Licensed in all 50 U.S. states for nationwide coverage access
- 200+ experienced professionals with decade-long average tenure
- 250+ carrier partnerships including Lloyds of London specialists
- 2,500+ retail agencies served through personalized underwriting solutions
Services
Property Insurance
Our property insurance solutions protect commercial and residential assets against physical damage from fire, storms, and other covered perils. We offer customizable policies for businesses in construction, real estate, hospitality, and habitation sectors. With access to both admitted and non-admitted carriers, we specialize in complex risks requiring surplus lines placement.
Cyber Security Insurance
Cybersecurity and data breach insurance provides financial protection against digital threats including network security breaches, business interruption, and legal liabilities. Our experts help businesses implement risk management strategies and secure coverage tailored to their specific technology exposures and regulatory requirements.
Workers Compensation
We provide comprehensive workers' compensation coverage for employers across diverse industries. Our solutions include risk assessment, safety program development, and access to specialized insurers offering competitive pricing for high-risk occupations and challenging loss history scenarios.
Flood Insurance
Our flood insurance solutions offer protection against water damage from natural disasters. We facilitate primary flood coverage through NFIP and excess flood markets, with online quoting capabilities and expert underwriting support for residential and commercial properties in high-risk areas.
Professional Liability
Professional liability insurance protects businesses against claims of negligence in service delivery. We offer tailored errors and omissions policies for architects, engineers, healthcare providers, and other professionals, with access to specialty carriers and claims experts for risk management support.
Questions
What types of insurance do you specialize in?
We specialize in property, casualty, cyber, flood, workers' compensation, professional liability, and specialty coverages for commercial and personal lines.
How can retail agents obtain quotes?
Agents can access our online quoting tools for flood, cyber, commercial, and personal lines through our XS Brokers portal using five account details.
Do you offer payment plan options?
Yes, we provide premium financing through our partner providers and accept online payments for policies and agency statements.
How do I report a claim?
Agents can report claims directly through our website portal or contact their assigned underwriter for immediate assistance with claims processing.
What geographic areas do you serve?
We operate nationwide with licensing in all 50 U.S. states and specialists handling risks across diverse regional markets.
How do you handle complex risks?
Our experienced brokers place challenging commercial risks through 250+ carrier relationships, including surplus lines and Lloyds of London specialists.
Reviews (1)
Scott Verrier
Oct 30, 2019
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Place was amazing one person stood out from the rest Donna maceachern. She was very helpful and she was also very nice. She is an asset to your company.
