Business Details
43 Years
experience
Trusted Automotive Insurance & F&I Services in Hamden, CT
CreditGuard Corporation has been a trusted partner to automotive dealers for over four decades. Founded in 1983 by Anthony Zammataro, our company specializes in finance and insurance products tailored to the automotive industry. Unlike transient providers, we operate as an independent business with a dedicated team that works directly within dealerships to deliver customized solutions. Our commitment to ethical practices and industry standards is underscored by our AFIP certification, which reflects our adherence to the highest levels of technical competence and integrity.We prioritize hands-on support, offering in-dealership training, administrative assistance, and strategic profit programs designed to maximize dealership revenue. With offices in Hamden, Connecticut, and a team of licensed professionals, we combine deep industry expertise with personalized service to help dealers navigate the complexities of financial and insurance services while fostering long-term partnerships built on trust and mutual success.
Services
Vehicle Service Contracts
GAP Insurance
Tire & Wheel Coverage
Environmental Programs
Theft Protection
Lease Programs
Key Replacement
Ding & Dent
Pre-Paid Maintenance
Windshield Repair
Details
- Year established: 1983
Highlights and features
- We provide in-dealership training and support with over 40 years of industry experience.
- Our AFIP certification demonstrates adherence to ethical and technical standards.
- We offer customized profit programs tailored to dealership-specific needs.
- Our team includes licensed professionals with expertise in finance, insurance, and compliance.
- We focus on long-term partnerships through hands-on administrative and technical support.
Associations and certifications
- AFIP Certified
Services
Vehicle Service Contracts
We offer comprehensive vehicle service contracts ranging from powertrain coverage to exclusionary programs for new and used vehicles. Our customizable options include certified limited warranties and lifetime warranty programs designed to meet dealership and customer needs. These contracts help dealers increase profitability while providing customers with long-term protection and peace of mind.
GAP Insurance
Our GAP insurance solutions protect dealers and customers by covering the difference between a vehicle's actual cash value and the outstanding loan balance in case of total loss. We provide multiple options with competitive rates, ensuring dealers can offer tailored coverage that enhances customer satisfaction and drives additional revenue streams through essential financial protection.
Environmental Programs
Designed for harsh New England climates, our environmental programs protect vehicles from exterior and interior damage. These include paint protection and cosmetic coverage options that keep cars looking new. Dealers benefit from attractive customer kits and increased sales opportunities while customers gain durable, visually appealing protection against everyday wear and tear.
Lease Programs
We provide specialized lease wear-and-tear and total loss protection programs for high-mileage drivers. These solutions address common challenges dealers face when selling products on lease agreements. By offering comprehensive coverage, dealers can increase lease deal profitability while customers receive protection against unexpected costs associated with leased vehicles.
Pre-Paid Maintenance
Our pre-paid maintenance programs ensure repeat customer visits for scheduled service while covering essential repairs. These plans include OEM parts replacement and windshield repair options that meet consumer demands. Dealers use them to strengthen customer retention and service department revenue, while customers enjoy predictable maintenance costs and vehicle longevity.
People
Anthony Zammataro
Principal
With over 50 years in banking, finance, and dealership portfolio management, Anthony founded CreditGuard Corporation 42 years ago. He holds LA&H licenses and provides strategic leadership rooted in decades of industry experience.
Jennifer Cofrancesco
Principal
Jennifer has a business marketing degree and MBA, with P&C and LA&H licenses. As an AFIP-certified professional, she brings expertise in finance, insurance, and dealership operations to support client success.
Christopher Prato
Principal
Christopher holds a Master of Science degree and has over 25 years of F&I experience. His P&C licensing and technical knowledge help dealers implement effective finance and insurance solutions tailored to their needs.
Amelia Swisher
Principal
Amelia combines a sports medicine background with over a decade of customer service experience. Her personal lines licensing and client-focused approach ensure dealers receive practical, customer-centric insurance and finance support.
Sharon DeCesare
Licensed Agent
Sharon has over 20 years in the insurance industry, specializing in personal lines policies. Her P&C licensing and hands-on experience enable her to assist dealers with effective insurance solutions that meet customer requirements.
Questions
What sets CreditGuard Corporation apart from other F&I providers?
We combine over 40 years of industry experience with in-dealership presence, AFIP certification, and customized programs that prioritize dealership profitability and ethical practices.
Are your finance and insurance products customizable for individual dealerships?
Yes, we tailor programs to match dealership inventory, customer bases, and profit goals, including customizable brochures and coverage options.
Do you provide training and administrative support for dealership staff?
We offer one-on-one F&I training, monthly meetings, administrative assistance, and reporting tools to help dealerships optimize their finance and insurance operations.
What types of insurance programs do you offer for automotive dealers?
We provide vehicle service contracts, GAP insurance, environmental protection, theft deterrence, lease programs, pre-paid maintenance, and windshield repair solutions.
How can dealers access your AFIP-certified services?
Contact us directly at our Hamden, Connecticut office to schedule a consultation and discover how our programs can enhance your dealership's profitability.
