SkiSafe

Business Details

Trusted Boat Insurance Solutions

SkiSafe Insurance has dedicated its operations to serving boaters nationwide for over four decades. With a team of experienced underwriters and licensed professionals, we specialize in crafting personalized boat insurance policies tailored to diverse watercraft and regional requirements. Our comprehensive coverage options include all-risk protection, agreed value policies, liability insurance, and exclusive discounts for boating safety courses, multi-craft owners, and winter layup periods. Backed by a proven claims team trained in luxury watercraft needs, we ensure swift and fair resolutions while prioritizing client education on maintenance best practices. Recognized by 500,000+ insured boaters, our customer-centric approach consistently earns accolades for responsive service and competitive pricing.

We maintain strategic partnerships with major marinas and offer unique benefits like disappearing deductibles and environmental damage protection. Our digital tools enable seamless policy management through paperless documentation and 24/7 account access. Headquartered in a state-of-the-art facility, we combine industry expertise with cutting-edge technology to deliver value-driven insurance solutions. Our commitment extends beyond policieswe actively promote boating safety and community engagement through educational resources and partnerships.

Services

Boat Insurance Yacht Insurance PWC Insurance Sailboat Insurance All-Risk Coverage Agreed Value Policies Liability Insurance Winter Layup Discounts Towing Assistance Multi-Craft Insurance

Highlights and features

40+ years specializing exclusively in marine insurance
500,000+ satisfied customers nationwide
Experienced underwriters with boating industry expertise
Nationwide coverage with state-specific policy options
Award-winning claims team trained in luxury watercraft handling

What people say

Best customer service Loyal customer 14 years Diligent claim handling Expeditious resolution Competitive pricing

Website

Update Listing

Services

Boat Insurance

SkiSafe offers comprehensive boat insurance covering physical damage, liability, and emergency towing. Policies include all-risk protection against theft, fire, and collisions, with customizable options for replacement cost coverage and environmental damage. Our experienced adjusters provide tailored solutions for various watercraft types.

Yacht Insurance

Premium yacht insurance addresses high-value watercraft needs with agreed value coverage and specialized claims handling. Include marina liability protection, tender coverage, and cost-of-defense provisions. Policies accommodate luxury features and maintenance requirements for vessels from leading manufacturers.

All-Risk Coverage

All-inclusive protection covering physical damage from fire, theft, and collisions. Includes submerged object strikes, glass damage, and storm-related incidents. Unlike standard policies, our coverage extends to unforeseen risks while maintaining unlimited cost-of-defense provisions.

Liability Insurance

Bodily injury and property damage liability coverage includes legal defense expenses without reducing available policy limits. Towing assistance extends protection to road incidents while medical payments coverage provides up to $25,000 for injury-related costs.

Multi-Craft Insurance

Consolidated insurance solutions for multiple watercraft owners. Available for combinations of bass boats, center consoles, and personal watercraft. Includes bundled discounts and simplified policy management through centralized documentation and payment systems.

Questions

What factors determine my boat insurance premium?

Premium calculations consider vessel value, type, usage frequency, navigational area, and your boating experience. Safety course completions and clean driving records qualify for discounts.

Does SkiSafe cover boat trailer damage?

All-risk policies include trailer coverage for physical damage during transportation or storage, subject to policy terms and deductible conditions.

How quickly are claims processed?

The majority of standard claims resolve within 5-7 business days, with luxury vessel claims handled by specialized adjusters within 10-14 business days.

Can I modify policy details after purchase?

Changes require licensed agent confirmation. Adjustments to coverage, vessel specifications, or policyholder information need formal endorsement documentation.

What's included in winter layup discounts?

Storage during cold months qualifies for reduced rates when vessels remain ashore with proper winterization documentation submitted via our portal.

Reviews (7)

Write a Review

Debbie Smith

Jun 20, 2022 Report

I have never had a claim with SkiSafe, but I am confident that if something happened my water crafts would be covered. The young lady that helped me, was knowledgeable and friendly. She made sure I understood all aspects of the policy before we got off the phone. I am ready to get on the water. Thank you SkiSafe!

Michael Babin

Jun 16, 2022 Report

I have had my boat for 2 years. this past weekend I had the unfortunate mishap of striking a submerged rock. my lower unit of my Engine was damaged and needed to be replaced. I put in a claim to SKISAFE on Saturday night (same day as the accident) had my first response from my adjuster on Sunday. uploaded my signed statement, phots of damage as well as rest of boat, and the Gov't required accident report on Monday. Got an estimate from my Mechanic on Wed and the adjuster cut me a check (minus my deductible) based off the Estimate on Wed night and put it in the mail. very easy to make the claim and everything was accomplished in a matter of days. now I am just waiting for the part to arrive so I can get back on the water. will update if there are any additional issues found that require me to go back for additional funds. but as of right now i am extremely happy with how SKISAFE has handled the claim with responsiveness. highly recommend them. They also were the best value for price of insurance when i was shopping around for boat insurance.

Joshua Turner

Jun 09, 2022 Report

Good price, but when handling a claim, they legitimately didnt cover anything for me. It was a fine print that popped on the dec page after i paid saying that my deductible will double for the first 2 months that I failed to see, my fault, which why i gave 2 stars but then thought about it and noticed the way they do their deductibles are trash, which that said.failed to informed me that the machinery allocated amount is at most $1650 for my plan, but they told me that included my deductible, so basically they would nver pay out that amount if you have a deductible.

You literally need to have a ZERO dollar deductible to get the $1650. And it took them 2 weeks to tell me this, they didnt need to see anything to tell me that. There communication amongst each other are horrific. And Jason Blonde my adjuster and the customer service rep I've dealt with just kept pushing responsibilities until I really started outting pressure on them. Ibwould never recommend for this reason. Went back to Geico.

Shawn Eiferman

May 27, 2022 Report

My boat blew up, caught on fire and sank last summer and they denied the claim!?!?! after months of investigations.no operator negligence, foul play, etc. just a crazy accident (which is why people have insurance!) and as soon as i started to lawyer up they decided to offer a low ball settlement of only $3k. the boat (32ft cabin cruiser) was worth waaaaayyyyyyy more than that and the salvage bill alone was almost $10K. shame on this and any insurance company that doesn't have the integrity to do the thing they're trusted to do. disappointed/no surprised!

Timothy E. Gillespie Dmd

May 25, 2022 Report

Believe all the other negative and 1-star reviews. My experience with Ski Safe and its lack of paying claims and "lay up" periods exactly tracks with all the other bad reviews. Buyer beware!

George Anderson

May 25, 2022 Report

Great customer service from initial inquiry to policy issuance. I highly recommend SkiSafe for your boating insurance needs backed by 40 years in the business.

Dave Ayers

Feb 15, 2022 Report

They state that agreed value for the vessel is not entitled to for the first two years if a total loss or theft occurs, they would only pay nada even though I'm paying for agreed value. The max engine pay out is $10k but based on nada as well, the deductible is 10%of the agreed value not 10% of the max motor pay out. Total shameless insurance company, don't waste your time