Business Details
22 Years
experience
Your Trusted Insurance Partner in New York
J & S Coverage has been dedicated to helping clients secure tailored insurance solutions for over two decades. Located in New York City's Chinatown, we serve the tri-state area with expertise in personal and commercial insurance products. Our multilingual team offers services in English, Mandarin, and Cantonese, representing major carriers like Travelers, Progressive, and Mapfre. We specialize in automobile, travel, life, home, group health, workers' compensation, and commercial liability coverage. Our commitment to professional service, rapid quotations, and competitive pricing ensures clients receive optimal protection.With deep roots in the community, we prioritize personalized support and transparent communication. Our office hours accommodate busy schedules, with extended availability on Saturdays. As an established agency since 2004, we combine industry experience with localized knowledge to meet diverse insurance needs. Our approach emphasizes understanding client requirements to deliver precise coverage recommendations. We maintain partnerships with both large and boutique insurance firms to offer comprehensive options. Our track record demonstrates consistent delivery of value-driven insurance solutions.
Services
Automobile Insurance
Travel Insurance
Life Insurance
Home Insurance
Group Health Insurance
Workers Compensation
General Liability
Commercial Auto Insurance
Building Insurance
Garage Insurance
Details
- Year established: 2004
Highlights and features
- We offer 20+ years of experience in insurance brokerage services
- Our team provides multilingual support in English, Mandarin, and Cantonese
- We deliver fast insurance quotations with competitive pricing
- We represent both major carriers and boutique insurance firms
- Our office maintains extended Saturday availability for client convenience
Services
Automobile Insurance
We provide comprehensive automobile insurance solutions meeting state requirements. Our policies include liability coverage, collision protection, and uninsured motorist options. Clients benefit from competitive rates and deductible customization while ensuring legal compliance and financial protection against accidents, theft, and property damage.
Life Insurance
Our life insurance offerings include term and permanent coverage options. Policies protect beneficiaries financially through death benefits while offering customizable premium structures. We help clients select appropriate coverage amounts based on individual needs and financial obligations.
Home Insurance
We offer residential property insurance protecting against damage from fire, theft, and natural disasters. Policies include dwelling coverage, personal property protection, and liability components. Clients receive tailored solutions for homeowners and renters across the tri-state area.
Business Insurance
Our commercial insurance packages include general liability, workers' compensation, and commercial auto policies. Businesses receive protection against operational risks, employee-related claims, and property damage. We serve diverse industries with customized risk management solutions.
Travel Insurance
We provide travel insurance covering medical emergencies, trip cancellations, and lost luggage. Policies protect domestic and international travelers through comprehensive coverage options. Clients benefit from 24/7 assistance services and customizable plan features for various travel durations.
Questions
What types of insurance do you offer?
We provide automobile, life, home, travel, and business insurance including specialized coverage for commercial operations like workers' compensation and general liability.
Do you support non-English speakers?
Yes, our team provides insurance consultation services in English, Mandarin, and Cantonese to better serve our diverse client base.
What are your office hours?
We operate Monday-Friday 9:00 AM-6:00 PM and Saturday 9:00 AM-3:00 PM. Our New York office is closed on Sundays.
Which insurance carriers do you represent?
We partner with major insurers including Travelers, Progressive, Mapfre, and Security Mutual to offer competitive coverage options for personal and business needs.
Reviews (1)
Snow Liu
Nov 06, 2017
Report
I really do not understand how these people are in business! The customer service team is rude & inconsiderate! They need train their team to listen! I would never recommend using them!
