Business Details
50+ Years
experience
Emergency
services
Your Trusted Local Insurance Partner in Sayville NY
Established in 1935, Percy Hoek has served as a trusted independent insurance agency, delivering personalized coverage solutions for families and businesses across Suffolk and Nassau Counties. Our third-generation family-owned operation combines deep local expertise with a commitment to tailored service, particularly for coastal properties facing unique insurance challenges. Our team of ten licensed producers and four office staff prioritize direct, human-centric communication and community involvement, reflecting our roots as a neighborhood-based business. With over 200 combined years of experience among our producers, we specialize in navigating complex insurance needs while maintaining the accessibility of a small agency.Our focus on coastal and barrier island insurance, coupled with partnerships with leading carriers, ensures clients receive comprehensive protection aligned with Long Island's specific risks. Through decades of service, weve built a reputation for reliability, transparency, and client advocacy, supported by satisfied customers who continue to refer their networks. Our physical presence on Sayvilles Main Street reinforces our dedication to the communities we serve, blending tradition with modern insurance solutions.
Services
Auto Insurance
Homeowners Insurance
Commercial Insurance
Life Insurance
Coastal Insurance
Details
- Year established: 1935
Highlights and features
- We offer 85+ combined years of insurance expertise through our dedicated team.
- Our coastal insurance specialists address unique waterfront property challenges.
- We provide personalized service through direct, human communication during business hours.
- Our community leadership includes active involvement in local rescue/fire services and civic groups.
- We maintain longstanding partnerships with top-tier insurance carriers for comprehensive solutions.
What people say
Personalized attention
Coastal coverage specialists
Knowledgeable staff
Community-focused approach
24/7 claims support
Services
Auto Insurance
Our auto insurance policies protect vehicles and drivers with customizable liability, collision, and comprehensive coverage options. We help clients secure competitive rates while ensuring adequate protection for personal and commercial use vehicles. Our team assists with policy adjustments, claims processing, and finding discounts tailored to individual driving profiles and insurance history.
Homeowners Insurance
We provide comprehensive homeowners insurance covering structural damage, personal belongings, and liability protection for residences. Our specialists address unique needs like coastal properties near bays and oceans, offering tailored solutions for high-risk areas. Policies include coverage for fire, theft, natural disasters, and additional living expenses during repairs.
Commercial Insurance
Our commercial insurance packages protect businesses with property, liability, and workers' compensation coverage. We serve small to mid-sized enterprises across industries, offering specialized policies for contractors, auto service providers, and other niche markets. Our solutions adapt to evolving business risks while maintaining cost-effectiveness and regulatory compliance.
Life Insurance
We offer term and permanent life insurance solutions to provide financial security for beneficiaries. Our policies help clients plan for future expenses, debt coverage, and estate preservation. We work with multiple insurers to find optimal rates and coverage amounts based on individual health profiles and long-term financial goals.
Coastal Insurance
Specialized insurance for coastal properties facing unique risks from storms, flooding, and erosion. We address challenges in obtaining and maintaining coverage for barrier islands, waterfront homes, and oceanfront businesses. Our expertise includes navigating state-specific regulations and connecting clients with carriers willing to insure high-risk coastal assets.
People
Donald J Hester
President Emeritus
With decades of industry experience, Donald J Hester oversees strategic operations while maintaining client relationships. His leadership ensures continuity in our family-owned agency's values of personalized service and community commitment.
Susan J Van Essendelft
Vice President
As Vice President, Susan J Van Essendelft manages client portfolios and insurance placements. Her expertise in risk assessment and policy customization helps individuals and businesses secure appropriate coverage through our carrier network.
Steven Stonehill
Sales Representative
Steven Stonehill assists clients with personal and commercial insurance needs. He specializes in matching customers with cost-effective solutions while explaining policy details clearly and thoroughly.
Beth Blenk
Vice President
Beth Blenk directs business development and client retention efforts. Her focus on customer education and policy analysis ensures clients understand their coverage options and protection limits.
Kathleen Hoek
Sales Representative
As a third-generation team member, Kathleen Hoek provides personalized insurance solutions. Her local knowledge and family legacy enhance client trust in our agency's service promises.
Questions
What types of insurance do you offer?
We provide auto, homeowners, commercial, life, and specialized coastal insurance policies tailored to Long Island's unique needs.
Why choose an independent agency?
Our independence lets us compare multiple carriers to find your best coverage-to-cost ratio without being tied to single-provider solutions.
How do you handle coastal property insurance?
We leverage carrier relationships and local expertise to secure coverage for high-risk waterfront properties that standard insurers might decline.
What if I need emergency claims assistance?
Call our office during business hours or contact listed carriers directly after hours for urgent claims situations.
Are there community benefits to using your agency?
Our team actively supports local rescue services, youth programs, and civic initiatives, reinvesting in the communities we serve.
How does your payment process work?
We coordinate billing through partner insurers using your preferred payment method while explaining policy costs and timelines clearly.
Reviews (1)
Michael Shea
Nov 03, 2018
Report
Have my business insurance NYC DAYLIGHTING with them for years. Always great service. Ralph is always there to give good advice.
