Goodacre Insurance Services

We provide comprehensive health insurance solutions for individuals and families across California. Our independent agency compares plans from all major carriers to find the most affordable options while considering your specific healthcare needs. With expertise in both on-exchange (Covered California) and off-exchange markets, we help clients understand their options, qualify for tax credits, and select appropriate network coverage while maintaining our commitment to free assistance.

Our specialists help California residents navigate Medicare options including Medigap, Advantage, and Part D prescription plans. We provide side-by-side comparisons of available carriers, assist with understanding network limitations, and help optimize coverage based on individual healthcare needs. With expertise in Medicare Supplement plans and the Birthday Rule, we help seniors find cost-effective solutions while explaining the differences between traditional Medicare and Advantage plan structures.

We specialize in California small business health insurance solutions, helping employers find affordable group plans that meet their budget while providing valuable employee benefits. Our services include plan comparisons across major carriers, assistance with mini-cafeteria plan design, and integration with payroll systems. We help businesses understand different contribution models and select appropriate network coverage while ensuring compliance with state regulations.

Our term life insurance services help California residents secure affordable protection for their families or business needs. We compare multiple carriers to find the best rates based on individual health profiles and provide guidance on appropriate coverage amounts and term lengths. We explain the differences between term and permanent life insurance while helping clients understand underwriting processes and available policy features without unnecessary add-ons.

As certified Covered California agents, we assist residents with enrollment, plan changes, and account management through the state exchange. We help clients understand eligibility for Advanced Premium Tax Credits, resolve Medi-Cal enrollment issues, and optimize their coverage selections. Our services include plan comparisons, network verification, and assistance with income verification while maintaining our commitment to free, impartial guidance.

Yes, our services are completely free to clients. We're paid commissions by insurance carriers, not by our clients, with no additional cost for our expert guidance and plan comparisons.

Yes, we can take over management of existing Covered California accounts. We help with plan changes, tax credit verification, and ongoing support throughout the year with no cost for our assistance.

We compare plans across multiple carriers, leverage our industry expertise to identify cost-saving opportunities, and use our market knowledge to optimize plan selections based on individual circumstances and network requirements.

While based in Carmel, California, we provide insurance services statewide with expertise in California's unique health insurance marketplace and carrier networks.

Yes, we provide comprehensive Medicare plan comparisons including Medigap, Advantage, and Part D prescription plans from all major California carriers with personalized guidance to find the best fit.

Yes, we specialize in small business health insurance solutions, helping employers design affordable benefit packages while navigating California's regulatory environment and carrier options.

I wish I could give Dennis ten stars! I've been a W2 employee for 30 years and during that time, I had the good fortune of having my very expensive health insurance fully paid by my employer. This year, my husband and I made the big leap to being fully self-employed, which meant a huge transition with our health insurance. I tried navigating Covered CA website myself and was hopelessly lost and confused.

I found Dennis' agency through a web search while trying to figure things out and reached out right away. He was super responsive (even answered me on a weekend!) and he walked me through every step, patiently answering all of my thousands of questions. He provided advice and even took over on the back end and processed our enrollment for me when I couldn't get past some system glitches in the Exchange's site. It was so reassuring having Dennis on our team and I would not hesitate to HIGHLY recommend him and his agency for any and all of your insurance needs. THANK YOU, Dennis! :)

Goodacre Insurance Services treated us exceptionally well. Understanding what health insurance is best for my family can be quite complex but Dennis Jarvis is very professional and super knowledgeable and patiently answered all my questions and guided me through the whole process. Because I worked closely with Dennis I feel confident I have the right insurance for my family. I strongly recommend Dennis. You will not be disappointed.

When my C.O.B.R. A. Insurance was expiring - Dennis totally helped me transition to the Covered California health insurance system. I was in completely unfamiliar territory regarding individual health insurance. I felt overwhelmed. Dennis is very professional & got me the right match for health insurance extremely quickly - avoiding the hours of frustration if I did it by myself. All questions are answered promptly & respectfully -even if you think it's a dumb question & feel embarrassed to ask. He explained how Covered California works - as I didn't understand it well. I highly recommend working with Dennis Jarvis - who sincerely is one of the good guys!

Dennis Jarvis helped me and my family get special enrollment health insurance through Covered CA while I was between jobs. He made the whole process go a lot smoothly and less confusing if I were to do it myself. I'm so grateful to have had found Dennis to help me during a stressful time in our lives. I highly recommend his services to anyone looking to get health insurance! Exceptional customer service!