Business Details
40 Years
experience
Your Trusted Insurance Partner in California Since 1986
Coast Auto Insurance was founded in 1986 with a clear mission to provide accessible and affordable insurance solutions for drivers who struggled to secure coverage through traditional markets. Over nearly four decades, we have grown to become one of California's largest insurance agencies, operating multiple offices across cities like San Jose, Salinas, Watsonville, and Santa Maria. Our commitment to customer satisfaction remains unwavering, driven by a philosophy that prioritizes personalized service and long-term client relationships. We offer comprehensive coverage options for vehicles, homes, businesses, and specialty assets like motorcycles, boats, and RVs, partnering with over 50 insurance carriers to ensure tailored solutions for every client.Our bilingual (English/Spanish) team provides expert guidance on policy selection, claims processes, and regulatory compliance, while also offering convenient vehicle registration services. With decades of combined experience in the insurance industry, our staff maintains ongoing training to stay current with evolving risks and coverage needs. We measure our success through client retention and satisfaction, ensuring transparent communication, competitive pricing, and prompt resolution of policyholder concerns. Our local ownership structure allows us to maintain agility in addressing community-specific insurance challenges while adhering to the highest standards of ethical business practices.
Services
Automobile Insurance
Home Insurance
Business Insurance
Recreational Vehicle Insurance
Motorcycle Insurance
Watercraft Insurance
Condominium Insurance
Umbrella Insurance
Commercial Insurance
Renter's Insurance
Details
- Year established: 1986
Highlights and features
- We have over 35 years of experience serving California drivers since 1986
- We partner with 50+ insurance companies to find optimal coverage solutions
- Our bilingual (English/Spanish) team provides culturally competent service
- We offer vehicle registration services alongside insurance products
- Our staff maintains ongoing training in insurance industry best practices
What people say
Extremely helpful
Best pricing available
Prompt response times
Bilingual communication
No wait times
Services
Automobile Insurance
We provide comprehensive automobile insurance coverage for standard vehicles, high-risk drivers, and specialty cases including SR-22 filings. Our policies protect against liability, collision, and uninsured motorists while offering flexible payment options. With access to multiple carriers, we ensure competitive rates tailored to individual driving histories and vehicle types.
Home Insurance
Our home insurance solutions protect residential properties against fire, theft, earthquake damage, and other covered perils. Policies include dwelling coverage, personal property protection, and liability insurance for homeowners and renters. We offer specialized earthquake coverage and condominium insurance with customizable deductibles and limits.
Business Insurance
We provide commercial insurance packages for small businesses, including liability coverage, property protection, and vehicle fleet policies. Our solutions address industry-specific risks while ensuring compliance with regulatory requirements. Umbrella policies provide additional liability protection beyond standard commercial coverage limits.
Recreational Vehicle Insurance
Our RV insurance covers motorhomes, travel trailers, and fifth wheels with protection for physical damage, liability, and roadside assistance. Policies include coverage for personal belongings inside the RV and vacation liability protection. We offer specialized plans for both full-time RVers and occasional users.
Motorcycle Insurance
We offer motorcycle insurance with options for collision, comprehensive, and liability coverage. Our policies protect various bike types including cruisers, sport bikes, and touring models. Additional coverage includes uninsured motorist protection, roadside assistance, and accessories coverage for customized motorcycles.
Questions
What types of insurance do you offer?
We provide automobile, motorcycle, RV, boat, home, condominium, renter's, commercial, and umbrella insurance policies across California.
Do you offer vehicle registration services?
Yes, we provide vehicle registration services alongside our insurance offerings at multiple California locations.
Can you help drivers with special needs?
Yes, we specialize in assisting drivers with SR-22 filings, past cancellations, DUI records, and out-of-state licensing requirements.
Are your agents bilingual?
Yes, our staff includes bilingual English/Spanish insurance professionals to better serve California's diverse communities.
How quickly can I get a quote?
You can receive a free quote within an hour by calling 1-800-572-COAST or visiting any of our California locations.
Do you work with multiple insurance companies?
Yes, we represent over 50 insurance carriers to ensure we find the best coverage options and pricing for each client.
Reviews (5)
Stu Berg
Sep 15, 2021
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Great service, very attentive, good rates~ if they weren't so busy and you had to wait forever to see someone!
Gary Sumsung
Mar 27, 2021
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The reason I am leaving a bad review is based off not having enough agents to help us out. I been there a few times and this place is always short on staff or either the staff are not qualified for certain policies and there's always new staff coming and going ( new hires ). The only ones you truly can count on is Brenda narez and the manager Aida. Ask for them. I'm not sure who is operating the company but they need to have more help and Qualified agents who are fast and efficient. GREAT CUSTOMER SERVICE, GREAT DEALS BUT LACK OF HELP AND AGENTS. YOU WILL SIT THERE FOR A WHILE.
Joseph Taylor
Oct 26, 2020
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This agency was recommended by family, They suggested i speak to mrs. Aida. I been in a few times an ask for her after work 3:30 and she hasn't been available quit a few times or the assistance manager. so i went to watsonville agency
Hugo Sanchez
May 30, 2020
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Thank you Brenda for you help. I had to leave a review.i Walk out with a good deal on my company's work trucks.
Karl Harrison
May 03, 2020
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Critical: Professionalism Needing a title transfer. Dmv being closed. i choose to go to coast auto insurance in Capitola. Great staff! the problem is the $50.00 processing fee. Should such a fee be taken during the pandemic? I wouldn't think so. It should be returned. Karl Harrison
