As an independent insurance agency, our priority is you. We compare dozens of insurance companies to find the right coverages to fit your needs for the best price. Think of us as your insurance middle-man: we do the research, paperwork and maintenance for you, taking all the stress of insurance out of the equation. No matter your history and record, we'll find the right coverage for you. With our office located in downtown Oceanside, right on Coast Highway, we serve all of San Diego County and more.
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Services
Automobile
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An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium. Your Independent Agent is an advocate for finding auto insurance that meets your specific needs.
Business & Commercial
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The car you use for your business requires the same coverages as a car you would use for personal travel. While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.
Homeowners
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Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Motorcycle
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Why do you need insurance for your motorcycle? You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
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