Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Boise, ID
Since 1951, Higgins & Rutledge has been dedicated to meeting the insurance needs of individuals, families, and businesses across 48 states. Our agency was founded on the principles of personalized service and community focus, beginning with writing aircraft insurance policies in the 1940s. Over the decades, we have evolved into a premier independent insurance agency in the Northwestern United States, maintaining a strong commitment to our customers. As a Trusted Choice agency, we leverage our extensive experience and partnerships with top-tier carriers to provide comprehensive coverage solutions tailored to our clients' unique needs. Our integrated team delivers exceptional guidance and support, ensuring responsive, courteous, and trustworthy service. We pride ourselves on our long-standing local history and dedication to improving community life through quality insurance services.Our mission remains centered on representing the strongest insurance carriers, seeking superior products, and accelerating service levels to meet the challenges of today's insurance landscape. With a complete menu of products designed to address diverse insurance requirements, our agents are available to review coverage options and protect your business, finances, and assets. We are committed to maintaining the highest ideals in the insurance industry, ensuring services that are both accountable and dependable. As we look to the future, we remain excited to embrace new opportunities and continue serving our valued clients with the same dedication that has defined us for over six decades.
Services
Business Insurance
Employee Benefits
Surety Bonds
Home Insurance
Auto Insurance
Recreational Insurance
Details
- Year established: 1951
Highlights and features
- We offer over 60 years of experience in the insurance industry.
- Our team provides personalized coverage solutions tailored to client needs.
- We partner with top-tier insurance carriers for superior product offerings.
- Our 24/7 customer access ensures continuous support for policyholders.
- We maintain a strong local presence with nationwide service capabilities.
Associations and certifications
- Trusted Choice
Services
Business Insurance
We provide comprehensive business insurance solutions tailored to protect companies of all sizes. Our policies address liability, property damage, and operational risks while offering customizable options to meet specific industry requirements. With partnerships across top-tier carriers, we ensure competitive rates and dedicated support for business continuity.
Employee Benefits
Our employee benefits programs help businesses attract and retain talent through competitive health, retirement, and wellness offerings. We work with multiple providers to create cost-effective packages that meet regulatory standards while supporting workforce well-being and satisfaction.
Surety Bonds
We offer surety bond solutions for contractors and businesses requiring financial guarantees. Our services include bid bonds, performance bonds, and payment bonds that facilitate project compliance and contractual obligations across construction and other industries.
Home Insurance
Our home insurance policies protect property owners against common risks including fire, theft, and natural disasters. We provide customizable coverage options with flexible deductibles and additional protections for personal property and liability needs.
Auto Insurance
We deliver auto insurance solutions for personal and commercial vehicles, offering liability, collision, and comprehensive coverage options. Our policies include discounts for safe drivers and multi-policy bundling while maintaining competitive pricing across major carriers.
Questions
What types of insurance does Higgins & Rutledge offer?
We provide business insurance, employee benefits, surety bonds, home insurance, auto insurance, and recreational vehicle coverage for clients across 48 states.
How can I file an insurance claim?
Report claims by phone at 208-343-7741 during business hours or contact your carrier directly for emergencies. We also accept claims via email, fax, or mail.
Are your insurance agents available for personalized consultations?
Yes, our agents provide one-on-one consultations to review coverage options, answer questions, and help protect your business or personal assets.
What are your office hours?
Our office operates Monday-Thursday 8:00 AM-4:45 PM and Friday 8:00 AM-4:30 PM Mountain Time. Emergency services are available outside these hours.
Do you serve clients outside Idaho?
While based in Boise, we serve clients across 48 states through our network of insurance carriers and remote consultation capabilities.
