Upon purchasing a new home, we had Tobey and Merrill take a look at all of our insurance coverage and they were able to combine all of our coverages (home, auto, umbrella) and save us TON of money. Since we have had the coverage in place they have been receptive of every question and inquiry we have had and deal directly with the carrier so we never even have to pick up the phone to speak with them directly.

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About

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Entered the Insurance business in 1975 with his dad, Russ and grandfather, Dean. Currently he is the President of the company and works with our Commercial Clients. He is dedicated to his clients and is one of the first ones on scene when a large claim arises. You will see him around town supporting local business and advocating to improve the community we work in and have grown up in.

Request Quote

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Scan or take a picture and upload it to our secure website. We review your current policies to make sure we include all necessary coverages that are important to you. We also provide recommended gaps that we may see during our review.

Insurance

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Truth: Your home's insurance is determined by the cost to rebuilding your home which is determined mainly by square feet, type of home, flooring and finishes in your kitchen and bathroom. Market Value includes land and location which your insurance does not cover. Tobey & Merrill Insurance asks the necessary questions to determine the estimated cost replacement and provides recommendations on what the proper coverage is for YOU!

Auto

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Myth: Lower limits on Bodily Injury and Property Damage Liability will result in a lower premium. Truth: Many carriers put you in a better rating tier when you choose higher limits. Higher limits show the carriers you are properly prepared and responsible. Tobey & Merrill Insurance listens and provides recommendations on what the proper coverage is for YOU!

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