Business Details
Your Trusted Partner for Comprehensive Insurance Solutions
Since 1862, Melcher & Prescott has been a trusted partner in providing comprehensive insurance solutions tailored to meet the unique needs of our clients. Our expertise spans business insurance, employee benefits, personal insurance, and risk management, supported by a team of professionals dedicated to understanding the complexities of our clients' needs. We pride ourselves on building long-term relationships through integrity, compassion, and a commitment to delivering personalized service. Our deep-rooted experience allows us to identify risks and craft creative strategies that protect assets and ensure peace of mind. We work closely with clients to review their current coverage, assess exposures, and implement solutions that evolve with their changing circumstances.Whether serving high-net-worth individuals, businesses, or families, our focus remains on transferring risks through innovative insurance programs. Our legacy of trust and confidence is built on decades of industry knowledge and a client-centric approach that prioritizes transparency and reliability. We are committed to staying ahead of industry trends to ensure our clients receive the most relevant and effective coverage options available. Our mission is to empower clients with the knowledge they need to make informed decisions, backed by a team that genuinely cares about their well-being. This dedication to excellence has solidified our reputation as a leader in the insurance industry for over 160 years.
Services
Business Insurance
Employee Benefits
Personal Insurance
Life & Health Insurance
Risk Management
High-Net-Worth Insurance
Group Health Plans
Cyber Attack Coverage
Property Insurance
Umbrella Policies
Highlights and features
- We offer over 160 years of experience in the insurance industry since 1862.
- Our team provides tailored insurance programs for high-net-worth individuals and businesses.
- We ensure accurate coverage assessments to prevent underinsurance during claims.
- Our risk management strategies combine creative solutions with industry expertise.
- We maintain long-term client relationships through transparent, compassionate service.
Services
Business Insurance
Our business insurance solutions protect companies across industries with tailored policies including general liability, cyber attack coverage, and workers' compensation. We analyze risks to create comprehensive programs that safeguard operations and assets. With expertise in sectors like construction, healthcare, and manufacturing, we ensure businesses remain resilient against evolving threats.
Employee Benefits
We design competitive employee benefits packages featuring group health plans, dental insurance, and voluntary benefits. Our solutions help employers attract talent while offering cost-effective options employees value. Over 80% of employees participate in programs we develop, demonstrating their effectiveness in meeting workforce needs across New Hampshire.
Personal Insurance
From homeowners insurance to antique car policies, our personal insurance protects valued assets with customized solutions. We specialize in high-net-worth insurance for unique properties and valuables, ensuring adequate coverage through detailed risk assessments. Our approach balances protection with cost-efficiency for individuals and families.
Risk Management
Our risk management services identify exposures and implement strategies to mitigate financial impacts. We conduct comprehensive reviews of existing coverage, assess asset vulnerabilities, and develop proactive plans. This systematic approach helps clients maintain stability through unexpected challenges while optimizing insurance investments.
Life & Health Insurance
We provide life insurance and health coverage options that secure financial futures for families. Our Medicare supplement plans address gaps in government coverage, while life insurance policies offer tailored protection. We simplify complex decisions through personalized guidance, ensuring clients understand their options for long-term security.
Questions
How do I request a quote for business insurance?
Visit our website and complete the business insurance quote form, or contact our Laconia office directly at 603-524-4535 to speak with a specialist.
What areas do you serve?
We primarily serve clients in New Hampshire, with offices in Laconia and Meredith, providing insurance solutions for individuals and businesses statewide.
Do you offer specialized coverage for high-value assets?
Yes, we specialize in high-net-worth insurance for unique properties, including lakefront homes, antique vehicles, and valuable collections.
What employee benefits programs are available?
We offer group health insurance, dental plans, disability coverage, life insurance, and voluntary benefits tailored to employer and employee needs.
How do you handle claims assistance?
Contact our office at 603-524-4535 to file a claim, and our team will guide you through the process while advocating for your best interests.
Can you help with cyber attack insurance?
Yes, we provide cyber attack and data breach coverage to protect businesses against digital threats and potential financial losses.
Reviews (5)
Lucinda Williams
Apr 20, 2022
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Melcher & Prescott Insurance has been helping the New Hampshire Music Festival with its complex insurance needs for years. The entire Melcher & Prescott team is top notch. They care about their clients, they communicate often, they get your organization the very best insurance coverage and the very best rates. I could not offer a higher recommendation than that of 10 STARS to Melcher & Prescott. As an Executive Director of Non Profit Arts with over 30 years of experience, I can truthfully say I have never worked with a better insurance agency.
Paige Thompson
Feb 15, 2022
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I used this insurance for one of my houses and my business. They were very helpful to me after I have a fire in my store. I loved them for my business insurance price was reasonable and I had great coverage. The house insurance is expensive and didn't cover much. Unfortunately, it is just the situation for that home. I would definitely recommend them.
David Morris
May 22, 2021
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I have been doing business with Melcher and Prescott for 15 years, they have always been professional and responsive to my request two days ago I needed a copy of a insurance form and it was emailed to me within 20 minutes. Melcher and Prescott is one more reason to live in the Lakes Region of NH
Paula Hiuser
Mar 20, 2021
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I have done business with M&P for over 15 years. They handle my home, car and all of my toys. Every year they review my policy to make sure I have the all coverage I need at the best rates. I feel my agent has my back. Further, when I started a new company and needed to get insurance for my clients - I referred my clients to them and they were all well taken care of. It's a great local company that supports their employees and community.
Debbie Wright
Mar 18, 2021
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Excellent insurance agent. Helped me with Healthcare and found the best fit for what I needed. Highly recommend.
