Business Details
Your Trusted Insurance Partner in Maine & New Hampshire
Chalmers Insurance Group is a fourth-generation, family-owned insurance agency with a legacy spanning 168 years. Since 1857, we have prioritized personalized service, community values, and ethical practices, serving individuals and businesses across Maine and New Hampshire. Our independent agency model allows us to advocate for clients rather than insurers, ensuring tailored coverage solutions. We emphasize transparency, optimism, and stewardship, treating every client as part of the Chalmers family.Recognized as a Best Place to Work in Insurance, our team combines deep expertise with a commitment to innovation and local impact. Through initiatives like The Community Cast podcast, we amplify stories of regional leaders dedicated to positive change. Our leadership, rooted in generational experience, continues to drive growth while maintaining the integrity and trust established by our founders.
Services
Personal Insurance
Business Insurance
Youth Camps Insurance
Employee Benefits
Flood Insurance
Client Services
Private Client Group
Highlights and features
- We offer 168 years of experience in personalized insurance solutions.
- Our family-owned agency prioritizes client needs over insurer interests.
- We are recognized as a Best Place to Work in Insurance.
- Our team provides tailored coverage with a focus on community values.
- We combine generational expertise with modern innovation and transparency.
What people say
Outstanding customer service
Quick to help
Knowledgeable and supportive
Super friendly
Excellent throughout the process
Services
Personal Insurance
Chalmers Insurance Group offers customized personal insurance solutions, including home, auto, and life coverage. Our agents prioritize understanding client needs to deliver policies that align with their unique lifestyles and financial goals. With a focus on transparency and trust, we ensure clients receive comprehensive protection and dedicated support.
Business Insurance
We provide tailored business insurance solutions for companies of all sizes, covering property, liability, and specialized risks. Our team works closely with clients to identify vulnerabilities and implement strategies that safeguard their operations. With expertise in niche markets like camp insurance, we offer industry-specific coverage and risk management guidance.
Youth Camps Insurance
Chalmers specializes in insurance for youth camps, offering policies that address unique risks such as liability, property damage, and staff safety. Our team understands the importance of protecting campers and staff while ensuring compliance with regulatory standards. We provide risk assessment tools and claims support tailored to the camp industry.
Employee Benefits
We design comprehensive employee benefits packages, including health, retirement, and wellness programs. Our consultants help businesses navigate options to find cost-effective solutions that attract and retain talent. With a focus on client education, we ensure employers and employees understand their benefits and coverage options.
Flood Insurance
Chalmers offers flood insurance policies to protect properties in high-risk areas, covering structural and personal property damage. Our agents guide clients through the complexities of flood zone regulations and policy requirements. We emphasize proactive risk management to minimize financial impacts from water-related disasters.
People
Steven P. Cote
President
Steven Cote leads Chalmers with a focus on innovation and adaptability, leveraging 24 years of industry experience. He champions technology integration and community engagement, serving on advisory boards for Acadia Insurance and Liberty Mutual. A passionate basketball coach, he resides in Conway, New Hampshire.
Dottie Chalmers Cutter
Chief Operations Officer
Dottie Chalmers Cutter oversees operations and talent development at Chalmers, advocating for workplace mentorship and women in insurance. She holds leadership roles in the Institute of Family Owned Business and Girl Scouts of Maine. She lives in North Yarmouth, Maine, with her family.
Jim Chalmers
Chief Sales Officer
Jim Chalmers specializes in expanding niche insurance programs, including youth camps and risk management solutions. He serves on boards for Bridgton Academy and Maine Summer Camps, reflecting his commitment to community and education. He resides in Bridgton, Maine, with his family.
Questions
What types of insurance does Chalmers offer?
Chalmers provides personal, business, youth camps, flood, and employee benefits insurance, along with specialized coverage for unique client needs.
How does Chalmers personalize insurance solutions?
Our agents work closely with clients to understand their specific risks and goals, ensuring policies are tailored to their lifestyles and business operations.
Does Chalmers serve areas outside Maine and New Hampshire?
While our focus is Maine and New Hampshire, we may assist clients in adjacent regions through partnerships and specialized programs.
How do I file a claim with Chalmers?
Clients can report claims via our Insurlink portal or by contacting our offices directly for prompt assistance and guidance through the process.
What community initiatives does Chalmers support?
We sponsor The Community Cast podcast, support local nonprofits, and engage in volunteer work with organizations like Junior Achievement and Girl Scouts of Maine.
Videos
Reviews (7)
Marlene Larhette
Jun 11, 2022
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While we have been blessed not to need the services of Chalmers Insurance Group, it's reassuring knowing that the friendly and helpful staff are there should the need arise. We've been with them for years and we're happy that they're on our side.
Kathleen Raby
May 31, 2022
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We have been a client of Chalmers Insurance Agency for about 25 years. The current staff is alway friendly and helpful. Sarah Bartlett is particularly responsive and helpful. Reception staff is pleasant, courteous and helpful, as well. Such personal service is a rarity these and days and is greatly appreciated.
Kenney Towing
May 23, 2022
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We are so grateful for all the hard work Chalmers does to help our company! When running a 24/7 business, its always great to know you are in such good hands. We love that we can send a quick email over to them and whatever we need handled is done so quickly, efficiently, and without error. Thank you all for all that you do! We highly recommend!
Paul Goldman
Apr 24, 2022
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Chalmers Insurance Group has handled the insurance requirements for our compound in Naples for decades now. The service is tremendous. Their responsiveness and follow up is great. The individuals that we deal with for both our commercial and residential policies are always courteous and thorough. Professionalism across the board.
Alan Schechter
Apr 20, 2022
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Chalmers is an outstanding insurance company. Their agents really do put their customers first. They respond quickly and efficiently to questions, and they make suggestions to lower the cost of both home owner and automobile insurance. Sara Bartlett at Chalmers has my highest recommendation. Alan Schechter, Bridgton, Maine
Bob Crispin
Apr 17, 2022
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Little did I realize what "good service" really is until Chalmers! My account manager at my previous broker fortunately left there and joined Chalmers. Since then she and all her colleagues have been fantastic. Tailoring my insurance plan to my specific needs, always being available when I need something and being nothing but professional describes them well. I am one very pleased client!
Diane Geiser
Feb 28, 2022
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I have used Chalmers Insurance for my home and auto insurance for many years. I appreciate the care and service that you can count on with a local company. I always get a prompt reply to my questions and that means a lot to me!
