Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Fort Thomas, KY
Founded in 1972 by Frank Gross, our agency has built a legacy of community-focused service through three generations of dedicated professionals. We prioritize relationship-first service, working closely with clients to identify needs and deliver tailored insurance solutions. Our team of experienced agents holds advanced industry designations, including Chartered Life Underwriter and Chartered Financial Consultant, ensuring expert guidance for both personal and commercial insurance needs.With 24/7 client portal access, we combine modern convenience with traditional values of transparency and personalized support. Our commitment to competitive pricing through multiple carrier partnerships has earned us long-term trust from clients across Northern Kentucky and beyond.
Services
Auto Insurance
Homeowner's Insurance
Life Insurance
Health Insurance
Renter's Insurance
Personal Umbrella Insurance
Valuable Items Insurance
Business Owner Insurance
Commercial Auto Insurance
Contractor Liability
Details
- Year established: 1972
Highlights and features
- We offer 40+ years of combined experience through our Chartered Life Underwriter and Chartered Financial Consultant designations
- Our relationship-first approach ensures personalized insurance solutions tailored to individual needs
- We provide 24/7 access to insurance portfolios through our secure client portal
- Our multiple carrier partnerships guarantee competitive pricing options for all clients
- Third-generation family ownership maintains our community-focused service values
What people say
Extremely professional
Second to none
Personal relationship
Best price possible
Top class agents
Services
Auto Insurance
Our auto insurance policies protect drivers with customizable coverage options including liability, collision, and comprehensive protection. We work with multiple carriers to find policies that match individual driving needs and budget requirements while maintaining competitive pricing for all policyholders.
Homeowner's Insurance
We offer comprehensive homeowner's insurance covering property damage, personal liability, and additional living expenses. Our agents help clients understand policy details and select appropriate coverage levels based on home value, location, and specific risk factors to ensure complete protection.
Commercial Auto Insurance
Our commercial auto insurance covers business-owned vehicles with options for liability, physical damage, and cargo protection. We specialize in creating policies that address industry-specific risks while maintaining cost-effective solutions for small to mid-sized businesses across Northern Kentucky.
Contractor Liability
We provide specialized liability insurance for contractors covering property damage, bodily injury, and completed operations. Our policies address unique risks faced by construction professionals while offering competitive rates through our network of commercial insurance carriers serving Kentucky businesses.
Life Insurance
Our life insurance options include term and permanent policies designed to protect families and businesses. We help clients evaluate coverage needs based on financial obligations, future goals, and existing assets to create personalized protection strategies that provide long-term security.
People
David Gross
Co-Owner and Licensed Consultant & Agent
With over 40 years of experience, David holds CLU, ChFC, RHU, and REBC designations. He actively participates in industry associations while maintaining a focus on personalized client service through continuous professional development.
Patti Rolf
Co-Owner and Licensed Agent
A 1988 Property and Casualty licensed agent, Patti combines technical expertise with family business values. She contributes to community development through St. Thomas Church Parish Council involvement and client-focused insurance solutions.
Nicholas Rolf
Licensed Agent
As third-generation agent, Nicholas brings marketing expertise and industry leadership through BIG I KY and Fort Thomas Business Association roles. He specializes in connecting local businesses with tailored commercial insurance solutions.
Ashley Beckham
Licensed Agent
A 2024 addition with financial industry experience, Ashley focuses on family insurance needs. She actively participates in school volunteering while providing personalized coverage solutions for households with multiple protection requirements.
Jean Pettit
Licensed Agent
With 30+ years in insurance and a part-time cleaning business, Jean offers practical insurance advice. She combines culinary creativity with client consultations to develop customized protection plans for individuals and small businesses.
Questions
How do I access my insurance policy after hours?
Our 24/7 client portal allows policy management, claims filing, and quote requests at any time through your personalized account.
What types of personal insurance do you offer?
We provide auto, home, life, health, renter's, umbrella, and valuable items insurance with customized coverage options.
Can you help with commercial insurance needs?
Yes, we offer business owner policies, commercial auto, contractor liability, and workers' compensation insurance tailored to specific industries.
How do you ensure competitive pricing?
We leverage relationships with multiple insurance carriers to compare options and negotiate pricing for optimal value.
What experience do your agents have?
Our team includes Chartered Life Underwriters with over 40 years of experience and specialized designations across all insurance domains.
Reviews (4)
Teri Tallon
Jan 16, 2022
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Jean Pettit is more than our Insurance Agent, true hardworking, accurate, prompt and great, friendly acquaintance; friend! She has worked with us over the years with Auto, Home, insuring daughters wedding, Mother's Estate, Etc.! She is an A++++++ in our opionion! Thank you, Jean! The Tallons
Maria Roenker
Dec 24, 2021
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Gross Insurance always works to ensure that we get the best possible rates, and the coverage that we need. They are kind, professional, and always respond quickly. HIGHLY recommend!
Wendy Jones
Dec 24, 2021
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Jean is amazing to work with! She gets back to me immediately when I have a need. I would recommend Gross to anyone looking for insurance!
Leah Bramlage
Dec 23, 2021
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Gross Insurance Agency is the absolute best! They're knowledgeable, have an extremely fast response time, and work with you to find the right insurance plan for you. I wouldn't go anywhere else!
