Business Details
23 Years
experience
Your Trusted Health Insurance Partner in New Albany, IN
Health Insurance by Design has been serving individuals and businesses in Southern Indiana for over 15 years. Our team brings 30+ years of combined healthcare experience, offering expert guidance in selecting tailored insurance solutions. As a locally owned family business, we prioritize personalized service, ensuring clients find coverage that aligns with their unique life circumstances and financial capabilities. Our commitment to community and client-centric approach distinguishes us in navigating the complexities of health insurance. We specialize in Medicare, dental, vision, and supplemental plans, alongside group and individual policies.Our founders extensive industry backgrounds, including early roles in establishing major insurance divisions, underscore our authority in the field. We pride ourselves on transparency, ethical practices, and long-term client relationships built on trust. Our mission is to simplify insurance selection, providing peace of mind through comprehensive, affordable coverage options. With a focus on education and accessibility, we empower clients to make informed decisions about their healthcare futures. Our dedication to excellence has earned us recognition as a trusted partner in health insurance solutions.
Services
Dental Insurance
Group Health Insurance
Individual Health Insurance
Medicare Plans
Vision Insurance
Long Term Care Insurance
Prescription Drug Plans
Employee Benefits
Life Insurance
Disability Insurance
Details
- Year established: 2003
Highlights and features
- We offer 15+ years of specialized health insurance expertise.
- Our family-owned business prioritizes personalized client care.
- We provide tailored solutions for diverse financial situations.
- Our team includes industry veterans with 30+ years of combined experience.
- We serve Southern Indiana with local market knowledge.
What people say
Knowledgeable experts
Personalized service
Peace of mind
Urgency accommodation
Long-term trust
Services
Medicare Plans
We provide comprehensive Medicare solutions tailored to seniors needs. Our experts guide clients through plan selection, ensuring coverage for prescriptions, supplemental care, and long-term health needs. With deep industry knowledge, we simplify enrollment and optimize benefits for retirees in Southern Indiana.
Group Health Insurance
Our group health insurance plans help businesses offer competitive employee benefits. We design customized packages that balance affordability with robust coverage, supporting companies from small startups to established organizations with 700+ employees in Southern Indiana.
Dental Insurance
We offer affordable dental insurance options that cover preventive care, major procedures, and emergency treatments. Our plans ensure clients maintain oral health without financial strain, with access to a broad network of providers across Indiana and Kentucky.
Individual Health Insurance
Our individual health insurance plans provide flexible, budget-friendly options for self-employed individuals and families. We help clients navigate marketplace choices and secure policies that cover essential services, prescriptions, and unexpected medical expenses.
Vision Insurance
We offer vision insurance plans covering eye exams, glasses, and contact lenses. Our solutions ensure families access quality eye care at predictable costs, with plans designed for both routine maintenance and specialized vision needs.
People
Keith Megraw
Founder
With 40+ years in healthcare insurance, Keith founded Health Insurance by Design in 2003. He previously led Humana's health division and served on the Floyd Memorial Hospital Board, bringing deep expertise in corporate and senior market solutions.
Karen Megraw
Co-Founder
Karen co-founded the agency with Keith in 2003. Her 18-year hospital administration background and financial leadership shaped the company's client-focused approach, emphasizing personalized service and community engagement.
Kyle Megraw
Insurance Broker
Kyle specializes in individual and group needs analysis, leveraging his master's in business communication. He focuses on simplifying insurance purchases, with expertise in Medicare transitions and short-term plan placements for urgent needs.
Christie Denton
Insurance Agent
Christie serves as a licensed agent for senior healthcare plans, bringing 25+ years of corporate leadership experience. She specializes in Medicare, life insurance, and ancillary products, prioritizing client education and tailored solutions.
Questions
What types of insurance do you offer?
We offer Medicare, dental, vision, individual/group health, life/disability insurance, and supplemental plans tailored to Southern Indiana residents and businesses.
How do you help with Medicare enrollment?
Our experts guide clients through Medicare options, Part D prescription plans, and supplemental coverage to ensure comprehensive senior healthcare solutions.
Can you assist with last-minute insurance needs?
Yes, we prioritize urgent cases and have helped clients secure short-term plans during critical enrollment periods.
Do you work with businesses of all sizes?
We serve businesses from startups to organizations with 700+ employees, creating customized benefits packages that attract and retain talent.
Are your services free for clients?
We earn commissions from insurers, allowing us to provide free consultation and plan comparison services to all clients.
What areas do you serve?
Primarily Southern Indiana, including New Albany, Floyd, and Clark counties, with licensed services available across Indiana and Kentucky.
Reviews (6)
Bannah Hanover
Dec 27, 2021
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We called with questions about all the commercials and phone concerning medicaid. They were very helpful, in the New Albany area so we could talk one on one. We're able to change our policy and complete everything before deadline. I would highly recommend them.
Sherry Emery
Dec 21, 2021
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Policies were compared to help make decisions. All questions were answered kn a professional manner and friendly approach. Very satisfied that I received the best service.
Bettye Dunham
Mar 30, 2020
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Keith and his team have been awesome in helping me make the transition to Medicare and in assuring that I have planned for every future health related need. It has given me peace of mind to know that this team is available for questions and help whenever needed.
Claudia Quinton
Jan 13, 2020
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Excellent service in both the individual health insurance for a couple of years and now selecting which plan is best for me with medicare. Dont try and tackle this on your own Make your appt, you will be glad you did
Melanie Draves
Sep 21, 2019
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I was referred to Kyle A. Megraw at Health Insurance by Design. After I made an appointment and met with him, I have to say that Kyle approached and met my needs in a very knowledgeable, compassionate and professional way. I am so pleased with this young man that I highly recommend him and Health Insurance by Design to anyone who has health insurance needs. Five stars all the way for Health Insurance by Design!
Trevor Jenkins
Jun 04, 2019
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Health Insurance by Design is immensely helpful in helping you find the correct health insurance for your situation. Given how confusing the world of Health insurance can be it is incredible that very knowledgeable experts can help guide you through every gritty detail of health insurance to find the best plan for your situation. My health insurance broker, Kyle, was incredibly helpful in guiding me through the process and got me onto a short term plan and kept me updated throughout. Thank you very much for all of your help.
