Business Details
50+ Years
experience
Your Trusted Insurance Partner in Herndon, VA
HRI Associates has been providing quality insurance services since 1953, combining over six decades of industry experience with personalized customer support. Our commitment to excellence is demonstrated through strategic partnerships with leading insurance carriers, ensuring access to comprehensive solutions tailored to individual and business needs. Recognized for award-winning service, we prioritize client education and risk management while maintaining transparency in all our operations. Our team leverages deep industry knowledge to guide clients through complex insurance decisions, offering specialized expertise in personal, business, and employee benefits coverage.As an independent agency, we maintain objectivity in recommending policies that best protect our clients' assets and future. Our Herndon, VA-based office serves Northern Virginia residents with a focus on building long-term relationships founded on trust and reliability. We continuously adapt to industry changes while upholding our founding principles of integrity and client-centric service delivery.
Services
Home Insurance
Auto Insurance
Renters Insurance
Individual Life Insurance
Umbrella Insurance
Business Owners Insurance
Workers Compensation Insurance
General Liability Insurance
Commercial Property Insurance
Group Health Insurance
Details
- Year established: 1953
Highlights and features
- We offer 70+ years of combined insurance expertise since 1953
- Our team partners with top-rated insurance carriers nationwide
- We provide personalized policy recommendations without conflicts of interest
- Our award-winning service includes comprehensive risk assessment guidance
- We maintain local market knowledge with nationwide carrier access
What people say
Outstanding customer service
Award-winning service
Dedication to clients
Top-quality solutions
Easy to work with
Services
Business Owners Insurance
Our Business Owners Insurance packages provide comprehensive protection for commercial properties and operations. This integrated solution combines property damage coverage with liability protection, safeguarding against common risks like fire, theft, and customer injuries on business premises. Designed for small to mid-sized enterprises, it offers customizable coverage limits and optional endorsements for specialized industry needs.
Workers Compensation Insurance
We offer mandatory workers' compensation coverage that protects businesses against costs associated with work-related injuries or illnesses. This insurance covers medical expenses, rehabilitation costs, and lost wages while ensuring compliance with state regulations. Our policies include risk management resources to help prevent workplace accidents and reduce premium costs over time.
General Liability Insurance
Our general liability policies protect businesses from third-party claims involving bodily injury, property damage, or advertising injuries. This foundational coverage handles legal defense costs and settlements for incidents occurring on business premises or related to business operations. It's essential for contractors, retailers, and service providers facing public interaction risks.
Commercial Property Insurance
This specialized coverage protects business-owned buildings and contents against covered perils like fire, vandalism, and natural disasters. Available as standalone policies or BOP components, they cover repair/replacement costs for structural damage and business equipment while offering optional coverage for income loss during recovery periods.
Commercial Umbrella Insurance
Our commercial umbrella policies provide additional liability limits beyond primary insurance policies. This cost-effective solution protects against catastrophic losses that exceed standard coverage amounts, covering both business and personal assets. It typically applies to general liability, auto liability, and employer's liability exposures with flexible limit options.
Questions
What types of insurance does HRI Associates offer?
We provide comprehensive personal, business, and employee benefits insurance including auto, home, life, commercial property, liability, and group health coverage options.
How can I get an insurance quote?
Request a personalized quote through our website contact form, by phone at 703-435-3500, or by visiting our Herndon office at 718 Pine Street.
Do you offer online account management?
Yes, our client portal allows policyholders to manage accounts, report claims, request documents, and make payments 24/7 from any internet-connected device.
What areas do you serve?
While based in Herndon, VA, we serve clients throughout Northern Virginia with insurance solutions tailored to local market conditions and requirements.
Are you affiliated with specific insurance carriers?
As an independent agency, we partner with multiple top-rated carriers including Erie Insurance and maintain Keystone Agency status for expanded coverage options.
Reviews (2)
Constance Wang
Aug 31, 2020
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If you have got a flyer in your mailbox with a seemingly reasonable quote on the property and auto insurance coverage estimated from this HRI Associates, don't even bother to waste your time working with them to get the so called "actual quote" - it's not even 1/3 close as the estimate in the letter also at least 50% more costly than the market price provided by major insurance companies. I don't know where this company pulls so much details about our personal properties. This business is considered conducting a false advertising and scamming. I thought I really wanted to support small business in our county during this Covid-19 time. But, dang!
Richard Durkin
Nov 21, 2019
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After years of arranging for my own car and house insurance, a couple of years ago I went to HRI Associates and I am glad I did. I am pleased with their level of service and customer support. This year, Brandi Crawford called me to recommend that I change insurance companies to save $665 per year. We discussed various options for car insurance deductibles, and she walked me through the process of changing companies. After less than a week, I already have a refund check from the original company.
