Business Details
39 Years
experience
Your Trusted Insurance Partner in Prescott, AZ
Prescott Health and Life has served the Prescott, Arizona community since 1987, providing expert insurance solutions tailored to individual needs. Our team of experienced independent agents represents over 40 top-tier insurance carriers, offering Medicare Supplement Plans, Medicare Advantage Plans, Life Insurance, Long Term Care Insurance, Health Insurance, Dental, and Vision coverage. As a locally owned and operated agency, we prioritize personalized service, ensuring clients receive the best possible coverage at competitive prices. Our commitment to education empowers clients to make informed decisions about their insurance needs. With decades of combined experience, our advisors specialize in navigating complex insurance landscapes, including Medicare enrollment and long-term care planning.We maintain transparency in all operations, focusing on client satisfaction and long-term relationships. Our team includes professionals with backgrounds in law, social services, and insurance, ensuring comprehensive expertise across all service areas. We serve the Prescott quad-city area, emphasizing community involvement and client-centric service. Our approach combines local knowledge with national carrier options to deliver customized solutions. We continuously update our knowledge to reflect changes in insurance regulations and market offerings.
Services
Medicare Plans
Life Insurance
Long Term Care
Health Insurance
Dental Coverage
Vision Insurance
Medigap Plans
Prescription Drug Plans
Affordable Care Act Plans
Christian Sharing Programs
Details
- Year established: 1987
Highlights and features
- We offer 35+ years of local insurance expertise since 1987
- Our team includes former legal and social services professionals
- We represent over 40 top national insurance carriers
- We provide personalized Medicare enrollment guidance
- Our advisors maintain ongoing insurance education
Services
Medicare Plans
We offer comprehensive Medicare plan options including Supplement, Advantage, and Part D Prescription Drug Plans. Our experts help clients navigate enrollment, compare coverage options, and find cost-effective solutions tailored to individual health needs. With access to multiple carriers, we ensure personalized Medicare planning for Prescott residents.
Life Insurance
Our life insurance services include term, whole, and final expense policies designed to protect families financially. We help clients determine appropriate coverage amounts and find affordable options that meet their long-term financial planning needs. Our advisors explain policy features clearly to ensure informed decision-making.
Long Term Care
We provide long-term care insurance solutions that protect assets against extended care costs. Our specialists explain coverage options for home care, assisted living, and nursing facilities while helping clients understand policy benefits and eligibility requirements.
Health Insurance
We offer Affordable Care Act compliant health insurance plans and alternative coverage options. Our services include marketplace plan comparisons, short-term policy evaluations, and guidance on Christian-based sharing programs. We help clients understand coverage details and select appropriate plans for their healthcare needs.
Dental Vision
We provide dental and vision insurance plans that offer preventive care benefits and cost savings on treatments. Our specialists help clients select plans accepted by local providers while explaining coverage details for routine exams, dentures, eyewear, and other services.
People
James Otto
Founder
James Otto began his insurance career in Prescott in 1987, developing a significant client following over 15 years before transitioning leadership to his daughter Jennifer Wilhelm in 2002.
Jennifer Wilhelm
Co-Owner
Jennifer Wilhelm joined the agency in 2002 after 10 years with Chubb Insurance. She focuses on Medicare, life insurance, and long-term care planning while maintaining active community involvement through hiking and local service.
Jeff Wilhelm
Co-Owner
Jeff Wilhelm served as managing member for 20 years before transitioning to part-time in 2024. With 16 years of legal experience in insurance law, he now focuses on writing and insurance consulting.
Art Olson
Insurance Agent
Art Olson joined in 2019 after decades of community involvement in Prescott. He specializes in Medicare, life insurance, and health insurance while bringing extensive local knowledge and business experience to client consultations.
Dee Olson
Agency Manager
Dee Olson joined in 2023 as agency manager and insurance agent. With prior banking and real estate title experience, she provides administrative leadership while offering personalized insurance solutions to clients.
Questions
What insurance services do you offer?
We offer Medicare Supplement Plans, Medicare Advantage Plans, Life Insurance, Long Term Care Insurance, Health Insurance, Dental, and Vision coverage options tailored to individual needs.
Are you affiliated with government agencies?
We are an independent insurance agency not connected to government programs, though we help clients navigate Medicare and Affordable Care Act requirements.
How do you help with Medicare enrollment?
We provide personalized Medicare guidance, explain plan options, and help clients compare coverage details to find appropriate solutions for their healthcare needs.
Do you serve areas outside Prescott?
We primarily serve the Prescott, Arizona area and quad-city region, focusing on local insurance needs while representing national carriers.
What makes your agency different?
Our 35+ years of local experience, combined with team members' diverse backgrounds in law, social services, and insurance, provide comprehensive expertise for personalized solutions.
Reviews (7)
Angelique
Mar 23, 2022
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New to Arizona and needed health insurance. Very knowledgeable staff who help me greatly find a plan that works for me.
Chuck Walker
Oct 27, 2020
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Jeff & Jennifer are long time (6 plus years) health insurance providers for our family. We have always received professional and expert care; even advising us to change companies where a savings can occur. We are happy to give our best recommendation for them, and new provider in the office, Art.
Marty Nelson
Oct 21, 2020
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Jeff Wilhelm has been a trusted part of our family's insurance planning for almost 15 years now. We have always felt that he provided us with the guidance we need to make these important decisions. We have recommended Otto and Wilhelm many times and will continue to do so.
John C. Phillips
Oct 17, 2020
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Jeff and Jennifer are very knowledgeable and friendly. We consider their help invaluable and would definitely recommend them if you are in the market for Medicare and related insurance.
Mary Siegler
Sep 06, 2020
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We have used Otto & Wilhelm for our health insurance needs for over 15 years. Jeff is extremely knowledgeable in all areas of health insurance and over the years found the right policies for us. As we transition over to Medicare, Jeff knows everything about the various coverages and plans that are available. Our questions have always been answered quickly by the team at Otto & Wilhelm. We whole-heartedly recommend using them for your health insurance.
Tobie Quay
Jul 31, 2020
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Otto & Wilhelm really know the insurance business! They are very professional and responsive. They have helped us in guiding us through the insurance maze.
Dave Bonaker
Jun 08, 2020
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Jeff is very qualified as an insurance agent. He has helped us with our personal insurance as well as Karen's mom. We get the best coverage for the best price. He also documents the potential costs of the insurance options so you can review and see what fits you and your finances the best. He is also very personable as a person, easy to work with. Definitely recommended!
