Business Details
50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Broker in Olympia, WA
Established in 1968, Duncan & Associates Insurance Brokers has built a legacy of prioritizing client needs through personalized insurance solutions. Our independent agency model allows us to represent multiple insurers, ensuring clients receive tailored coverage at competitive rates. With a local Washington office and nationwide service capabilities, we combine 50+ years of industry expertise with a commitment to simplifying insurance for both personal and business clients.Our experienced agents specialize in risk assessment, policy customization, and comprehensive claims support, maintaining a client-first philosophy that emphasizes transparency, education, and long-term relationship-building across all insurance sectors.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Employee Benefits
Travel Insurance
Specialty Coverage
Risk Management
Claims Support
Policy Review
Details
- Year established: 1968
Highlights and features
- We have 50+ years of experience in independent insurance brokerage services
- We offer nationwide insurance coverage with local office accessibility
- Our team specializes in multi-carrier insurance comparisons for optimal pricing
- We provide 24/7 client support through digital platforms and emergency services
- We maintain a client-first approach with personalized policy consultations
Services
Business Insurance
We assess business risks to create customized commercial insurance packages combining general liability, property protection, and specialized industry coverage. Our brokers help clients select policies that balance cost-effectiveness with comprehensive protection against operational risks. From contractor insurance to captive risk management solutions, we focus on preserving business continuity through tailored risk mitigation strategies.
Auto Insurance
Our auto insurance solutions protect personal and commercial vehicles with policies covering liability, collision, and comprehensive protection. We offer specialized coverage for high-value vehicles, commercial fleets, and unique transportation needs while ensuring competitive pricing through multi-carrier comparisons. Our team simplifies policy selection while maximizing coverage benefits for drivers.
Employee Benefits
We design comprehensive employee benefits packages including health, dental, vision, 401(k), disability, and voluntary benefits programs. Our solutions help businesses attract talent while meeting regulatory requirements through customized plans that balance employer costs with employee needs. We provide ongoing management support for benefits administration.
Life Insurance
We offer term and permanent life insurance policies tailored to individual financial goals. Our brokers explain policy options, help determine appropriate coverage amounts, and facilitate medical underwriting processes. We also provide specialized services like key person life insurance for business owners and child life insurance policies.
Home Insurance
Our home insurance specialists create customized protection plans covering standard residences, vacation homes, and unique properties. We offer endorsements for flood, earthquake, sinkhole, and valuable possessions coverage while ensuring competitive pricing through independent carrier comparisons.
Questions
What types of insurance do you offer?
We provide comprehensive coverage including auto, home, life, business insurance, employee benefits, specialty coverage (like yachts and mobile homes), and commercial risk management solutions.
How do you find competitive insurance rates?
As an independent agency, we shop policies across multiple carriers to match your specific coverage needs with the best value options available in the market.
Are you available for emergencies?
Yes, our 24/7 client center supports urgent insurance needs including claim filing, policy verification, and emergency coverage adjustments after regular business hours.
Do you serve clients outside Washington?
While based in Olympia, WA, we provide insurance services nationwide through digital platforms and licensed representatives in all 50 states.
How does the claims process work?
Contact our team immediately after an incident to initiate claims support. We guide clients through documentation requirements, coordinate with insurance carriers, and track claim progress to resolution.
Can I modify my existing policy?
Yes, we offer policy reviews to ensure coverage alignment with current needs. Contact us to adjust policy limits, add endorsements, or explore alternative coverage options.
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