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Business Details
We established our independent insurance agency in 1994 to provide dedicated solutions for individuals and businesses throughout the Carolinas. Our founders hold prestigious industry designations, including CPCU, CIC, and ARM, which reflect our deep professional expertise. As independent agents, we do not work for any single insurance company, allowing us to advocate entirely for our clients. We carefully select financially sound, reputable insurers to ensure you receive the right amount of coverage at a competitive price. Our team focuses on securing the right coverage at the right cost for every individual we serve. We recognize that the true test of insurance occurs during the claims process, so we prioritize exceptional customer service above all else.

We work closely with our clients to help produce fair and timely claims settlements. Since our founding, we have proudly served communities including Charlotte, Matthews, Lake Norman, Mint Hill, Fort Mill, Rock Hill, Myrtle Beach, and the Greater Charleston area. We maintain multiple office locations to ensure accessible, reliable support for our growing client base. Our professional standards demand full transparency, ensuring that online submissions never constitute a binding agreement until officially confirmed. We are committed to protecting your assets with the highest level of professional integrity and localized knowledge.
Highlights and features
  • We have served the Carolinas since 1994.
  • Our founders hold prestigious CPCU and CIC designations.
  • We represent multiple financially sound insurance companies.
  • We help produce fair and timely claims settlements.
  • We offer coverage at the right cost.
Services
Auto Insurance
We provide auto insurance policies tailored to individuals seeking reliable vehicle protection. Our clients benefit from comprehensive coverage options, including injury protection and collision deductibles. We ensure drivers receive the right amount of coverage at a competitive cost.
Business Owners (BOP)
We offer Business Owners Policies designed to protect enterprises throughout the Carolinas. This coverage safeguards your company against various operational liabilities and property risks. Our team matches business owners with financially sound insurers for optimal security.
General Liability
We provide general liability insurance to protect businesses from costly legal claims. This essential coverage targets companies seeking defense against bodily injury or property damage lawsuits. Our clients gain peace of mind knowing their assets are securely protected.
Homeowners Insurance
We offer homeowners insurance to help individuals safeguard their residential properties. This service provides financial protection against unexpected damages and personal liability incidents. Our agents ensure your specific property coverage needs are met perfectly.
Workers Compensation
We provide workers compensation insurance to support businesses in protecting their employees. This coverage delivers essential financial assistance for workplace injuries and related medical expenses. Our clients maintain regulatory compliance while prioritizing workforce wellbeing.
Reviews (3)
Galym Berd
Jan 17, 2021 Report
Professional and very friendly people! Acting fast and efficient. Great communication! Strongly recommend!
Blue Owner
Nov 09, 2019 Report
I've called quite a few insurance agents to ask for certificates of insurance for contractors I've hired for residential work, but Kathy Hux with Carolina Underwriters is the most professional, nicest, and helpful agent I've ever dealt with. Each time I've called, very professional, complete certs are emailed quickly, even on very short notice. I wish all the contractors I call had insurance with this agency.
Robert Wardell
Dec 20, 2017 Report
Excellent service and very competitive policy pricing! CU went above and beyond the call of duty to help me with a teenage driver and I ended-up moving all my insurance policies over to them.