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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Clarkston, MI
Established in 1913, Total Insurance Agency Services has built a legacy of trust and reliability in the insurance industry. Our team of experienced professionals is dedicated to providing personalized insurance solutions tailored to the unique needs of individuals, families, and businesses across Michigan. By representing multiple insurance carriers, we offer the flexibility to secure competitive pricing while maintaining high standards of service.

Our expertise spans auto, home, business, life insurance, annuities, and pet health insurance, ensuring comprehensive coverage options for our clients. We prioritize transparency, prompt claims resolution, and budget-friendly payment plans, reflecting our commitment to client satisfaction. With over a century of local market knowledge, we remain a trusted partner in safeguarding our clients' financial well-being.
Services
Homeowners Automobile Business Insurance Life Insurance Annuities Pet Insurance
Details
  • Year established: 1913
Highlights and features
  • We offer over a century of insurance expertise tailored to Michigan residents.
  • Our team represents multiple carriers to secure competitive pricing and coverage options.
  • We provide personalized insurance plans for individuals, families, and businesses.
  • Our staff prioritizes prompt claims resolution and transparent communication.
  • We offer budget payment plans to simplify insurance affordability.
Services
Auto Insurance
Our auto insurance policies provide liability, medical payments, and uninsured/underinsured motorist coverage with optional physical damage protection. Custom equipment endorsements ensure tailored coverage for modified vehicles. We help clients secure competitive rates while ensuring compliance with Michigan's insurance requirements.
Business Insurance
Businessowners Policies (BOP) combine property, liability, and additional coverages for small to mid-sized businesses. We specialize in protecting offices, retail spaces, contractors, and specialty operations with customizable plans addressing workers' compensation, crime, and professional liability risks.
Home Insurance
Homeowners policies cover dwellings, personal possessions, and liability for primary residences or rental properties. We offer endorsements for unique needs, including condominiums and apartment associations, ensuring comprehensive protection against common risks like fire and theft.
Life Insurance
We provide life insurance solutions to safeguard families against financial loss from the death of an income provider. Policies help cover mortgages, education costs, and living expenses, with options tailored to individual and family financial planning needs.
Annuities
Our annuity products offer tax-deferred growth and guaranteed income streams for retirement. We help clients select fixed, variable, or indexed annuities aligned with long-term financial goals, ensuring predictable payouts during retirement years.
Questions
What types of insurance do you offer?
We provide auto, home, business, life insurance, annuities, and pet health insurance tailored to Michigan residents and businesses.
Do you offer customized insurance plans?
Yes, our independent agency designs personalized coverage by comparing multiple carriers to meet your specific needs.
How can I get a quick insurance quote?
Request a quote online, call us at 248-625-0410, or visit our Clarkston office for immediate assistance.
Are budget payment plans available?
We offer flexible budget payment options to help clients manage insurance costs affordably.
What areas do you serve?
We primarily serve Michigan residents and businesses from our Clarkston location.
Reviews (6)
Brendan Stoddard
Aug 24, 2021 Report
These people dismissed my girlfriend's mother's questions because of her latino accent. Id like to point out she knows a decent amount of English and her daughter was there helping translate. Your employee saying "Im not dealing with this" and hanging up on a woman trying to do business with your company is absolutely deplorable, over an accent.
Gigi Gutierrez
Aug 21, 2021 Report
Super disappointed in the customer service my mother received from Patrick Stevens. I understand that my mother has an accent when speaking in English but it is absolutely APALLING and DISGUSTING that Patrick would say "I don't want to deal with this" and hang up on my mother. Totally and disgustingly unprofessional. We have warned our friends and family that this business discriminates against AMERICAN CITIZENS because they speak with an accent. In 2021 this behavior is shameful and the owners of this business should be ashamed of themselves.
Brenda Urbina Gutierrez
Aug 13, 2021 Report
Called to get insurance for a new car and right off the bat, the agent Patrick Stevens was disagreeable. He had trouble understanding us, which is understandable, but the attitude he was giving us was not. He got confused and instead of trying to come to an agreement and help us with insurance (which is his job), he ended the call saying he didn't want to deal with it anymore and to just call Progressive. Very disappointed by this phone call.
Brendan Stoddard
Aug 07, 2021 Report
Hi yes, Id like to share that my girlfriend's mother who is hispanic had attempted to talk with one of your employees. She knows a decent amount of English, but her daughter was with her helping translate when YOUR employee got upset with her and said "I dont have to deal with this" and hung up, attacking her for her accent. Its deplorable that your company would dismiss someone based on how they speak, especially if a translator is helping as well.
A. J.
Dec 25, 2019 Report
Great agency. They are always extremely helpful in educating us on what we have and working with us to develop solutions.
Juli Kelterborn
Dec 17, 2019 Report
If I could give a zero or negative score I would. When I signed up with them they quoted $404. For three vehicles. I add one and it went up to 660. I was ok with that. They kept saying add your house and it will be cheaper. I sent them my policy so they could make comparable. They never accomplished getting me a quote or assisting in adding the house. Then without notice my insurance was 991 a month.

I asked them to cancel all eft payments and that I was cancelling. They continued to bill me the 991 again and said I didn't give them enough notice. I now have new policy through a reputable agent for 426 a month with my house and 4 cars. I am still fighting the payment of 991 that they say I will only get 560 back from. Avoid this agency