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Business Details
Trusted Insurance Services in Troy, MI
At VTC Insurance Group, we have dedicated ourselves to providing comprehensive insurance and risk management solutions tailored to the unique needs of businesses, individuals, and families. With a legacy spanning nearly six decades, our team of proactive and accountable insurance professionals delivers personalized service backed by respected industry products. Headquartered in Troy, Michigan, we operate seven agency locations across Michigan and Florida, serving clients nationwide with a commitment to anticipating needs, responding with urgency, and honoring every promise made.

Our mission centers on exceeding customer expectations by offering coverage that empowers clients to pursue their goals with confidence. Recognized as one of the nation's leading independent agencies, we combine deep expertise with a client-first philosophy to minimize exposure, control loss, and build lasting trust through every interaction.
Services
Business Insurance Surety Bonds Employee Benefits Personal Insurance Risk Management International Insurance
Highlights and features
  • We offer 60 years of experience in tailored insurance solutions.
  • Our team provides proactive, accountable, and client-first service.
  • We operate seven agency locations across Michigan and Florida.
  • We guarantee personalized policies from top-rated insurance carriers.
  • Our risk management expertise minimizes exposure and controls loss.
Services
Business Insurance
Our business insurance solutions protect companies against risks through customized policies. We offer risk management, workers' compensation, export-import coverage, and claims management services tailored to specific industries. Clients benefit from partnerships with top-rated carriers and expert guidance to ensure comprehensive protection.
Surety Bonds
As Michigan's largest independent surety agency, we provide performance, payment, and specialty bonds for construction and commercial projects. Our solutions ensure compliance with legal requirements while safeguarding financial interests. Clients receive support from experienced agents and access to trusted surety partners.
Employee Benefits
We design employee benefit packages including health, retirement, and wellness programs. Our solutions help businesses attract talent while maintaining cost-effectiveness. The Employee Navigator platform provides clients with tools to manage benefits efficiently and adapt to changing workforce needs.
Personal Insurance
Our personal insurance services cover homes, vehicles, life, and specialty assets like boats and RVs. Policies are customized to protect valuable assets while offering competitive pricing. Clients receive dedicated support for claims processing and risk assessment specific to personal needs.
Risk Management
We identify and mitigate potential threats through strategic risk assessment services. Our experts develop customized plans to minimize exposure across industries, including safety programs and loss prevention strategies. Clients gain actionable insights to protect operations and achieve long-term stability.
People
Gino Roncelli
President
Gino Roncelli leads Roncelli, Inc., guiding VTC Insurance Group's mission to deliver proactive insurance solutions. With decades of industry experience, he emphasizes client-first service and strategic risk management tailored to evolving business needs.
Questions
What types of business insurance do you offer?
We provide workers' compensation, risk management, export-import coverage, and industry-specific policies to protect businesses against liability, property damage, and operational risks.
Do you provide surety bonds nationwide?
Yes, as a fully licensed agency, we offer surety bonds across all 50 states with tailored solutions for construction projects and commercial requirements.
How can I get a personal insurance quote?
Complete our online home or auto insurance worksheet, or contact our Troy, MI headquarters directly for personalized quotes and coverage options.
What employee benefit plans are available?
We offer health insurance, retirement plans, wellness programs, and customized packages through our Employee Navigator platform to meet diverse workforce needs.
Which areas do you serve?
We operate in Metro Detroit, throughout Michigan, and in Fort Myers, Florida, with nationwide licensing to serve businesses and individuals across the United States.
Reviews (1)
Brandi Farkas
Jan 21, 2017 Report
Excellence service. One phone call and I was able to get my home & auto insurance improved to a better policy woth more coverage & lower deductables.and I am saving over $1000 a year!