Total Insurance Agency Services, Inc. is a firm of proven professionals who are caring and conscientious people; the kind of people you can depend upon. We are committed to maintaining high standards and establishing mutual trust and service with all of our clients. We are dedicated to continually improving our products, our operations, and our customers' satisfaction. Look for ways to save you money; if desired, we can arrange a budget payment plan as well.
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Services
Services
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Total Insurance Agency Services, Inc. can help you navigate the complex world of insurance plans because we are independent agents with a commitment to tailoring insurance coverage to our customers' needs. Whether you need coverage for your home, business, or auto, we can help you find the coverage you need. We also write life insurance policies to protect your family against unfortunate, unforeseen events.
Annuities
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An annuity is a contract sold by an insurance company designed to provide payments to the holder at specified intervals, usually after retirement. The holder is taxed only when they start taking distributions or if they withdraw funds from the account. All annuities are tax-deferred, meaning that the earnings from investments in these accounts grow tax-deferred until withdrawal.
Auto Insurance
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This simplified language product provides protection under four coverage parts. Liability coverage is a single-limit (some companies optionally offer split limits). Medical payments covers expenses incurred within three years from the date of an accident. Uninsured motorists coverage is available and underinsured motorists coverage may be added by endorsement.
Business Insurance
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Businessowners Policy (BOP) is a homeowners'' approach to packaging insurance for businesses. When an amount of insurance on building and/or contents is selected, it automatically includes a broad range of additional coverages for an indivisible package premium. For eligible risks, the policy provides an alternative to the commercial package policy (CPP).
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