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Your Trusted Idaho Falls Insurance Agency
Holden-McCarty Insurance is an independent insurance agency dedicated to empowering clients in Idaho Falls and throughout Idaho with personalized insurance solutions. As an independent agency, we collaborate with multiple top-rated insurance carriers to ensure our clients receive coverage tailored to their unique needs. Our experienced team prioritizes one-on-one service, guiding clients through the process of selecting the most suitable policies for personal and commercial protection.We are committed to educating our community about risk management and insurance options, fostering long-term relationships built on trust and transparency. With decades of local expertise, we combine in-depth industry knowledge with a client-centric approach to deliver reliable, cost-effective insurance solutions that safeguard families, businesses, and assets.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
General Liability
Commercial Auto
Workers Compensation
Bonds
Life Insurance
Health Insurance
Crop Insurance
Highlights and features
- We work with multiple top-rated insurance carriers to find your best coverage match.
- Our dedicated team offers personalized one-on-one service for every client.
- Decades of local Idaho expertise in personal and commercial insurance solutions.
- We provide unbiased guidance to help you understand complex insurance options.
- 24/7 claims support from carriers with nationwide service availability.
Services
Business Owners Policy
Our Business Owners Policy combines essential coverages into one comprehensive package for Idaho businesses. This solution protects against property damage, liability claims, and business interruption, offering cost-effective risk management for small to mid-sized companies. With tailored options for specific industries, our BOP ensures your Idaho Falls business remains protected from common operational risks while providing flexibility to address unique exposures.
Commercial Auto Insurance
We provide specialized commercial vehicle coverage for businesses with company fleets in Idaho and neighboring states. Our policies protect against collisions, liability claims, and cargo damage while meeting state minimum requirements. From single vehicles to large fleets, we offer customized solutions for truckers, delivery services, and business transportation needs across various industries.
General Liability Insurance
This critical business protection covers third-party claims for bodily injury, property damage, and advertising injury. We help Idaho companies select appropriate coverage levels based on industry risks and operational scale. Our policies provide financial protection against common business liabilities, including customer injuries on premises, accidental property damage during operations, and legal defense costs related to covered claims.
Workers Compensation
We deliver mandatory workplace injury coverage for Idaho businesses with employees. Our policies cover medical expenses, rehabilitation costs, and lost wages for work-related injuries or illnesses. We partner with carriers that offer additional risk management resources to help employers reduce workplace accidents and control premium costs through safety program implementation.
Crop Insurance
Our federally regulated crop insurance programs protect Idaho farmers against yield losses from natural disasters, pests, and market fluctuations. We offer both yield-based and revenue protection policies tailored to specific crops and growing conditions. This comprehensive coverage helps agricultural operations maintain financial stability despite unpredictable weather patterns and commodity price variations affecting their farming business.
People
Douglas R McCarty
Owner
As owner, Douglas R McCarty brings decades of Idaho insurance expertise to oversee operations and strategic direction, ensuring clients receive quality coverage options from top-rated carriers.
Ray W McCarty
Owner
Co-owner Ray W McCarty focuses on maintaining strong carrier relationships and delivering personalized insurance solutions to both personal and commercial clients throughout southeast Idaho.
Sam Stroud
Agent
Agent Sam Stroud specializes in connecting Idaho clients with customized insurance packages, leveraging extensive product knowledge to address both personal and business protection needs.
Questions
What types of personal insurance do you offer?
We provide auto, homeowners, life, health, motorcycle, flood, renters, long-term care, and recreational vehicle insurance for Idaho residents.
Do you offer business insurance for Idaho companies?
Yes, we offer business owners policies, general liability, commercial auto, workers compensation, bonds, and specialized coverage for Idaho businesses.
What areas do you serve?
We primarily serve Idaho Falls and surrounding areas, with insurance licenses in Idaho, Utah, and Wyoming for expanded service options.
How can I get a quote?
Request a free quote online for personal or commercial insurance, or call (208) 523-5858 for assistance from our local insurance professionals.
Are you available after hours for claims?
Yes, our affiliated insurance carriers provide 24/7 claims support with direct reporting numbers available on your policy documents.
Why choose an independent agency?
As independent agents, we work with multiple carriers to find your best coverage and price options rather than representing a single insurance company.
