Business Details
Trusted Insurance Solutions in Logan, Utah
Broadbent Financial Services has dedicated itself to making insurance a positive and affordable experience for individuals and businesses. Established by professionals with decades of experience in underwriting, sales, and benefits consulting, we specialize in health insurance, Medicare solutions, and employee benefits. Our team works closely with clients to identify plans tailored to their unique needs, leveraging partnerships with major carriers and deep industry expertise.We pride ourselves on transparency, personalized service, and a commitment to helping clients navigate the complexities of health care reform and insurance options. With a focus on education and client empowerment, we strive to simplify insurance decisions while ensuring comprehensive coverage for families, businesses, and retirees.
Services
Medicare Advantage Plans
Group Health Insurance
Dental Insurance
Life Insurance
Retirement Planning
Vision Insurance
Health Savings Accounts
Flexible Spending Accounts
HSA/Roth IRA Services
Highlights and features
- We have over 40 years of combined experience in insurance and employee benefits consulting.
- Our team partners with multiple major carriers to provide diverse coverage options.
- Personalized consultations ensure plans align with clients' specific health and financial needs.
- Expertise in navigating Health Insurance Marketplace requirements and subsidies.
- Deep local knowledge of Cache County, Utah, and regional insurance landscapes.
What people say
Straight-forward, knowledgeable advice
Professional and dedicated team
Cost-effective options for growing firms
Services
Medicare Advantage Plans
We offer customized Medicare Advantage Plans designed to provide comprehensive coverage for seniors, including low-cost prescription drugs and additional benefits like dental and vision. Our specialists guide clients through plan selection, ensuring alignment with health needs and budget constraints. With expertise in Cache County, Utah's insurance landscape, we simplify enrollment and ongoing support.
Group Health Insurance
Our group health insurance solutions help employers attract top talent with competitive benefits packages. We specialize in cost-effective plans for small and large businesses, including HSA options, flexible spending accounts, and compliance support. Our team advises on tax advantages and customized funding strategies to meet organizational needs.
Health Savings Accounts
We help individuals and families establish Health Savings Accounts as part of high-deductible health plans. HSAs offer tax-advantaged savings for medical expenses, and our experts provide guidance on eligibility, contribution limits, and maximizing benefits while maintaining coverage flexibility.
Retirement Planning
Our retirement planning services include traditional and Roth IRAs, 401(k)s, and annuities tailored to long-term financial goals. We offer personalized consultations to build tax-efficient portfolios and ensure clients understand investment options, withdrawal rules, and estate planning considerations.
International Health Insurance
We provide international health insurance solutions for students, travelers, and non-U.S. citizens. These plans offer medical protection within and outside the U.S., with options for emergency care, routine checkups, and pre-existing conditions. Our team ensures compliance with visa requirements and seamless claims processing.
People
Richard Broadbent
CEO and President
Over 40 years in insurance, former board member of Utah Health Exchange, and active NAIFA/UAHU leader. Specializes in group benefits and Medicare solutions.
James Broadbent
Vice President
Focuses on corporate benefits and individual insurance since 2005. Graduated from USU with MIS degree. Passionate about innovative employee benefit strategies.
Jan Richins
Office Manager
16 years in claims processing and benefits administration. Expert in resolving insurance claims and connecting clients with personalized plans for long-term satisfaction.
Rachelle Wight
Medicare Specialist
Former banking professional with expertise in Medicare plans. Assists beneficiaries in selecting cost-effective coverage tailored to health needs and financial goals.
Questions
What insurance services does Broadbent Financial offer?
We specialize in Medicare solutions, health insurance, dental/vision coverage, life insurance, retirement planning, and group benefits for businesses.
How do you help clients choose insurance plans?
Our experts analyze your needs, budget, and health history to recommend tailored options from multiple carriers, ensuring optimal coverage.
Do you serve clients outside Cache County?
While our office is in Logan, Utah, we assist clients statewide and provide international coverage options for travelers and students.
Can you compare Marketplace and direct carrier plans?
Yes, we explain subsidies, eligibility, and costs for both options, helping you choose the most affordable coverage based on income and needs.
What sets Broadbent Financial apart from other agencies?
Decades of local experience, personalized consultations, and partnerships with major insurers ensure comprehensive, client-focused solutions.
Videos
Reviews (2)
Devin Pierson
Jun 05, 2021
Report
I don't often take the time to write reviews but I am so appreciative of the help James and his staff provided me this week and I was so impressed by their willingness to help me out. It's rare to find a business like this with as caring customer service as they have. I called this week to ask for help navigating my health insurance options. Before calling them I was confused about several things and I had a good list of questions. James and his assistant answered all of my questions and they also helped me understand the health insurance industry in a better way so that I now feel more comfortable knowing how to navigate it all better in the future. I look forward to doing business with them again in the future and I definitely recommend them to others.
Jon Anderson
Apr 07, 2019
Report
Broadbent Financial is a great insurance agency. James was very knowledgeable and friendly. He was also very patient. He answered all of my questions thoroughly about my Health Insurance, Life Insurance and Dental Insurance.
