Business Details
29 Years
experience
Your Trusted Insurance Partner in St. George, Utah
446Save.com has been dedicated to providing comprehensive insurance solutions since 1997. Our team, led by Senior Agent Greg Davies, specializes in health, Medicare, life, and retirement insurance, serving clients across Utah, Nevada, and Arizona. With over 25 years of experience, we pride ourselves on offering personalized guidance to help individuals and families navigate complex insurance options. Our expertise includes ACA-compliant plans, Medicare supplements, and retirement planning strategies tailored to meet diverse client needs.We maintain partnerships with major insurance providers to ensure competitive pricing and broad coverage options. Our commitment to transparency and client education has established us as a trusted resource in the communities we serve. We offer free consultations and prioritize accessible, one-on-one service to ensure clients understand their coverage choices. Our office in St. George, Utah, serves as a hub for both local and regional insurance needs, combining local expertise with national plan availability.
Services
Health Insurance
Medicare Supplements
Medicare Advantage
Life Insurance
Dental Plans
Retirement Planning
Short Term Health
Prescription Drug Plans
Wealth Planning
ACA Exchange Plans
Details
- Year established: 1997
Highlights and features
- We offer 25+ years of insurance expertise in health, Medicare, and retirement planning
- Our team is certified for Health Care Reform's Federal Health Insurance Exchanges
- We serve clients across Utah, Nevada, and Arizona with localized expertise
- We provide free consultations and personalized insurance guidance
- We represent all major insurance plans at no additional cost to clients
Associations and certifications
- Federal Health Insurance Marketplace
Services
Health Insurance
We provide comprehensive health insurance solutions including ACA-compliant marketplace plans and off-exchange options. Our services help clients navigate subsidies, understand coverage options, and select plans that match their specific healthcare needs. We work with all major insurers to ensure competitive pricing and comprehensive coverage for individuals and families.
Medicare Supplements
Our Medicare supplement plans help cover out-of-pocket costs for Original Medicare. We offer Plan F, Plan G, and other standardized options that pay deductibles, copays, and coinsurance. Our experts help clients evaluate plan stability and long-term cost considerations when selecting Medigap coverage.
Medicare Advantage
We offer Medicare Advantage plans that combine Parts A & B with prescription drug coverage. These PPO/HMO plans provide lower premiums and predictable out-of-pocket costs. Our specialists help clients compare network providers, prescription coverage, and total value when transitioning from Original Medicare.
Life Insurance
We provide term, whole, and universal life insurance solutions for income replacement, final expense, and estate planning. Our services include policy comparisons, underwriting guidance, and specialized options like guaranteed issue plans for seniors with health challenges.
Retirement Planning
Our retirement planning services focus on 401(k) rollovers, annuities, and income strategies. We help clients protect savings from market volatility while ensuring sustainable income streams. We specialize in converting retirement assets into guaranteed lifetime income solutions.
People
Gregory W Davies
President & CEO
Greg Davies has specialized in insurance solutions since 1997, helping clients with health, Medicare, and retirement planning. He holds certifications in ACA exchanges and Medicare Advantage plans. Greg graduated from BYU with a finance degree and serves clients from St. George, Utah.
Questions
What is the Annual Enrollment Period for Medicare plans?
The Medicare Annual Enrollment Period runs from October 15 to December 7 each year for plan changes effective January 1.
Can I get health insurance outside open enrollment?
Special Enrollment Periods are available for qualifying life events like moving or losing group coverage.
Do Medicare Advantage plans include prescription coverage?
Most Medicare Advantage plans include Part D prescription drug coverage at no additional cost.
What's the difference between Medigap and Medicare Advantage?
Medigap plans cover Original Medicare's out-of-pocket costs, while Medicare Advantage replaces Medicare with managed care plans.
Can I keep my current doctor with new insurance?
Coverage depends on your plan's network - we help verify provider participation before enrollment.
Are subsidies available for health insurance?
Premium tax credits and cost-sharing reductions may be available through ACA marketplace plans based on income.
