Business Details
30 Years
experience
Your Trusted Insurance Partner in Nicholasville, KY
Since 1996, C M Space & Associates has been dedicated to providing comprehensive insurance solutions tailored to the unique needs of individuals and businesses across Kentucky, Ohio, Indiana, Tennessee, and Colorado. As an independent agency, we prioritize understanding our clients' specific requirements to design customized coverage programs that protect their most valuable assets. Our approach begins with a thorough assessment of current policies and risk exposures, followed by the development of a detailed proposal designed to meet individual or business objectives. We pride ourselves on delivering timely, responsive service through preferred communication channels, whether in-person meetings, email, or phone consultations. Our commitment extends beyond policy placementwe maintain ongoing relationships to ensure continuous support and adjustments as life circumstances evolve.With over two decades of experience, we have established ourselves as a trusted partner in the insurance industry, guided by principles of integrity, client advocacy, and personalized attention. Our team of specialists works collaboratively to address complex insurance challenges while maintaining transparency and ethical standards. We measure success not by the number of policies sold but by the peace of mind our clients experience knowing their futures are secure. This philosophy has allowed us to build lasting relationships with clients who value expertise combined with genuine care for their well-being.
Services
Auto Insurance
Business Insurance
Health Insurance
Home Insurance
Life Insurance
Details
- Year established: 1996
Highlights and features
- We offer personalized insurance solutions tailored to individual client needs
- Our team has over 25 years of experience in the insurance industry
- We provide comprehensive coverage options for both personal and commercial needs
- We maintain transparent communication throughout the policy process
- We prioritize client relationships over transactional interactions
Services
Auto Insurance
Our auto insurance solutions protect vehicles through collision/comprehensive coverage, liability protection, and specialized options like road trouble service and lease/loan gap coverage. We help clients select appropriate liability limits while ensuring compliance with state requirements. Our policies address both personal and business vehicle needs, including fleet coverage for commercial operations.
Business Insurance
We provide comprehensive business insurance packages including general liability, property coverage, workers' compensation, and professional liability protection. Our solutions address equipment insurance for contractors, umbrella policies for large losses, and customized programs for specific industry risks. We help businesses protect their physical assets, legal liabilities, and operational continuity through tailored coverage strategies.
Health Insurance
We offer group and individual health insurance plans with options for varying coverage levels and cost structures. Our specialists help clients evaluate plans based on deductibles, co-payments, and coinsurance requirements while ensuring access to quality healthcare providers. We work with multiple carriers to find solutions that balance comprehensive medical protection with affordable premiums for Kentucky residents.
Home Insurance
Our homeowners insurance policies cover primary residences, additional structures, and personal property against common risks. We provide coverage for dwelling damage, personal liability claims, and additional living expenses during covered losses. We also offer specialized policies for condominium owners and renters, including protection against property damage and liability claims involving family members.
Life Insurance
We help clients establish life insurance policies that provide financial protection for dependents in case of unexpected death. Our solutions address various life stages and family situations, offering term and permanent coverage options. We assist with determining appropriate coverage amounts and beneficiaries while addressing common concerns about affordability and investment priorities.
People
Carl Michael Space II
President / Owner
Carl Michael Space II leads the agency with over 25 years of insurance experience, focusing on client-centered solutions and personalized service delivery.
Cathy Nellis
Agency Manager
Cathy Nellis manages agency operations with extensive knowledge of insurance products and client relationship management practices.
Joey Space
Life Specialist
Joey Space specializes in life insurance solutions, helping clients understand coverage options and create financial security plans for their families.
Mark Onishi
Business Insurance Specialist
Mark Onishi focuses on commercial insurance needs, developing comprehensive protection strategies for businesses across multiple industries.
Questions
What types of insurance do you offer?
We provide auto, home, health, life, and business insurance solutions tailored to individual and commercial needs.
Are you licensed to operate in multiple states?
Yes, we are licensed in Kentucky, Ohio, Indiana, Tennessee, Colorado, South Carolina, and Florida.
How can I request a quote?
You can request a quote through our website contact form or by calling our Nicholasville office directly.
Do you offer customized insurance plans?
Yes, we create personalized coverage programs based on individual risk assessments and specific client requirements.
What are your business hours?
Our office is open Monday through Friday from 8:30 AM to 4:30 PM Eastern Time.
Reviews (7)
Joel Scott
May 12, 2022
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Everyone is super friendly, they truly care about finding the best possible insurance for the best possible rates. They provide that personal experience that you simply don't get with many other major carrier options. I should have gone with them much sooner.
Shawn Kennedy
Feb 23, 2022
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I love it here. Everyone is so awesome and helps me in every way they can. I really do get personal treatment from them. I could truly go on and on singing their praises. Love, love, love it here.
Thebranchise K.
Dec 03, 2021
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Some of the most friendly people in Nicholasville and they will save you money. What more could you honestly ask for?
Jordan Ambrose
Apr 25, 2021
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Joey Hammond is a rock star! She takes care of her customers and she is an great asset to C&M Space. Thank you so much for taking care of me in rough times like this. Ten stars if i could!
Ricky Pittman
Mar 10, 2021
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The age and I had there was very nice and very informative I would recommend her to anyone that need's car insurance. I have since switched to another insurance company but I'm seriously thinking about returning because I was quoted one price but it seems that from what I'm reading it's not accurate with what I was quoted. Very good insurance company though and my agent Joey was the greatest of all
Twocentkillergaming
Aug 08, 2020
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Me an my dad both use them for motorcycle ins cant beat the price an there awesome people all around 5 star!
Jenny Baker
Dec 27, 2019
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There really polite and caring. Ive nvr had an insurance company like this one. If i ever have a question there right on it or ask you to come in and see what you guys can figure out. Ill nvr leave c & m space for my insurance. If u dnt hve insurance you better come straight here now!
