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43 Years
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Emergency
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Your Trusted Insurance Partner in Knoxville, TN
Sparks Insurance is an independently owned and locally operated insurance agency based in Knoxville, Tennessee. For over four decades, we have provided personalized insurance solutions to individuals and businesses across Tennessee, Florida, Alabama, and Georgia. Our commitment to exceptional service is reflected in our status as a Dave Ramsey Endorsed Local Provider, ensuring our clients receive trusted and reliable coverage options. As an independent agency, we collaborate with multiple top-tier insurance carriers to offer competitive rates tailored to each client's unique needs. Our experienced team prioritizes understanding local market demands, enabling us to deliver customized policies for auto, home, life, business, and specialized insurance products.

We emphasize transparency, customer education, and prompt support, whether clients require routine policy adjustments or urgent claims assistance. Our long-standing relationships with insurance providers allow us to streamline the quoting process, saving clients both time and money. With physical offices in Knoxville, Pigeon Forge, Lenoir City, and Jacksonville, we combine local expertise with nationwide carrier partnerships to serve diverse insurance needs. Our mission remains rooted in community values, treating every client as a neighbor rather than a transaction. This approach has earned us decades of loyalty from customers who appreciate our personalized attention, competitive pricing, and unwavering dedication to their protection.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Flood Insurance Earthquake Insurance Commercial Auto General Liability Workers Compensation Surety Bonds
Details
  • Year established: 1983
Highlights and features
  • We offer independent insurance solutions tailored to your unique needs.
  • Our local expertise ensures region-specific coverage recommendations.
  • We provide competitive rates through partnerships with multiple top carriers.
  • Our team delivers personalized service not found in corporate agencies.
  • We assist with policy comparisons and claims processing seamlessly.
Associations and certifications
  • Dave Ramsey Endorsed Local Provider
What people say
Exceptional service Competitive rates Friendly staff Fast response Local expertise
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to protect drivers and their vehicles. Our services include liability coverage, collision protection, and uninsured motorist options. Clients receive competitive quotes by comparing policies from multiple top-rated carriers to ensure optimal coverage at affordable rates.
Home Insurance
Our home insurance solutions safeguard properties against risks like fire, theft, and natural disasters. Policies include dwelling coverage, personal property protection, and liability insurance. We work with leading carriers to customize plans for homeowners, renters, and landlords across multiple states.
Business Insurance
We offer specialized business insurance packages including general liability, commercial property, and workers' compensation. Our policies protect enterprises from operational risks and legal liabilities. Clients benefit from competitive pricing through our partnerships with major insurance providers.
Life Insurance
Our life insurance products provide financial protection for families and dependents. Options include term life, whole life, and universal life policies. We help clients compare carriers to find affordable coverage that aligns with long-term financial goals.
Flood Insurance
We facilitate flood insurance policies to protect properties in high-risk areas from water-related disasters. Coverage includes structural damage and personal property losses. Our agency assists clients in securing policies through the National Flood Insurance Program and private carriers.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, flood, earthquake, and commercial insurance policies tailored to meet individual and business needs.
How can I get an insurance quote?
Request a free online quote or contact our team directly at any of our three locations to compare policies from multiple carriers.
Do you offer coverage outside Tennessee?
Yes, we serve clients in Florida, Alabama, Georgia, and surrounding regions with localized insurance expertise.
What is your claims process?
Contact us directly or use our partners' claims portals for storm damage or policy-related issues. We streamline the process for prompt resolution.
Are you a local independent agency?
We are independently owned and operated in Knoxville, TN, with additional offices in Pigeon Forge, Lenoir City, and Jacksonville.
Why choose an independent agent?
We compare policies across multiple carriers to find you better coverage options at competitive rates compared to single-carrier agencies.
Reviews (4)
Jessica A.
May 30, 2022 Report
I was referred to Sparks Insurance through Ramsey Solutions and found that for $1 more monthly they were able to provide me with 5x the coverage. I had wanted to have more coverage for a long time but couldn't afford it so I was so excited to find out how easy it was. I am so grateful for Maddy's help walking through the process!
Edward Fusco
Apr 27, 2022 Report
Got hooked up with Sparks through Ramsey Solutions and was really happy with Hayley. She's quick to respond, eager to help, and got me a huge discount on my auto insurance and I'm switching my HOI and term life over as well.
Jody Friedman
Apr 07, 2022 Report
Abigail was super knowledgeable, professional and fast! Sparks was able to provide excellent rates with A rated companies. This made it really easy for me
Autumn Homer
Feb 08, 2022 Report
Hayley from Sparks Insurance has been very helpful and thorough. I have enjoyed working with her and value all of the information she gave. I would reccomend using this service!