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Trusted Insurance Solutions in Nashville
Martin & Zerfoss is an independent insurance agency that has built a reputation for exceptional service over four decades. We specialize in delivering comprehensive risk management solutions tailored to the unique needs of businesses and individuals across Tennessee. Our team of experts prioritizes personalized attention, leveraging industry knowledge and relationships with top-rated carriers to provide clients with informed decisions that protect their financial security and quality of life.

By focusing on long-term client relationships and adaptive strategies, we address both predictable planning and unexpected challenges, ensuring a trusted partnership for our clients' evolving insurance needs.
Services
Charter School Insurance Church Insurance Commercial Bank Insurance Affluent Personal Lines Insurance Non-Profit Insurance Group Benefits & HR Consulting
Highlights and features
  • We provide tailored insurance solutions for breweries, charter schools, and non-profits.
  • Our team offers 40 years of combined experience in risk management.
  • We offer access to top-rated national and regional insurance carriers.
  • Our agency provides responsive, personalized client support.
  • We specialize in complex insurance needs for unique industries.
What people say
Trusted partner Extremely knowledgeable Responsive to needs Invaluable resource Won't go elsewhere
Services
Commercial Insurance
Martin & Zerfoss offers specialized commercial insurance for industries like breweries and charter schools. Our policies address unique risks including liquor liability, equipment failure, and environmental exposures. With tailored solutions, we help businesses protect assets and manage operational risks through comprehensive coverage.
Affluent Personal Lines
Custom insurance solutions for high-net-worth individuals, covering luxury assets and unique liabilities. Services include umbrella policies, high-value property insurance, and liability protection. Our experts ensure personalized coverage options that align with complex lifestyle needs and financial profiles.
Non-Profit Insurance
Risk management solutions specifically designed for non-profit organizations. Coverage includes property protection, directors' liability, and event insurance. We help non-profits mitigate financial risks while supporting their mission-driven operations through specialized policy structures.
Group Benefits Consulting
Comprehensive employee benefit packages for businesses, including health insurance and retirement plans. Our consultants provide tailored solutions to attract talent and ensure compliance. We simplify benefits administration while optimizing cost-efficiency for employers.
Surety Bonds
Brewer's bonds and liquor license bonds for Tennessee businesses. Our bonding solutions ensure regulatory compliance and financial guarantees for tax obligations. We assist breweries and distilleries in navigating bonding requirements with government agencies like TTB.
Questions
What insurance specialties does Martin & Zerfoss offer?
We specialize in brewery, charter school, church, commercial bank, non-profit, and affluent personal lines insurance.
Do you serve clients outside Tennessee?
While based in Nashville, we provide insurance solutions to businesses and individuals nationwide.
How does the agency handle complex insurance needs?
Our team leverages decades of experience and partnerships with top-rated carriers to create customized risk management strategies.
What makes Martin & Zerfoss different from other agencies?
Our 40-year client retention history reflects our commitment to personalized service and industry-specific expertise.
What are your office hours?
Our Nashville office is open Monday through Friday from 8:15 AM to 5:00 PM.
Reviews (4)
Michael Gilbert
Mar 03, 2021 Report
I had an amazing experience with Martin & Zerfoss. Jennifer was very responsive, knowledgeable about my business and all the different areas in which I needed coverage and where I didn't. They educated me all along the way during the process and saved my business $1000's while gaining me more coverage. I highly recommend them, and if you are shopping around insurance, let them take care of you.
Cameron Bice
Jan 06, 2021 Report
Jennifer Bourne in Nashville has been a fantastic contact for many of my clients. She has been very knowledgeable and helpful in explaining what they need and may not need and she is very responsive and turns things around quickly.
Tony Gianeselli
Nov 01, 2020 Report
I cannot say enough about the customer service Misty Fell has provided my family and I. She answers all of my questions timely and in the most thorough manner. She has locked me in as a customer for life. Highly recommend!
Shaun McKinley
Sep 26, 2020 Report
I recently bought a house and needed guidance on how to go about getting homeowner's insurance to finalize my purchase. My expectations were exceeded working with Martin & Zerfoss and specifically Taylor Shomaker. I went into the process wanting to learn and feel comfortable with how I was protecting my home and left with homeowner's insurance, car insurance and personal insurance. He was professional and guided me through all my options, without being pushy or selling me services that my family and I didn't need. I highly recommend them to anyone! Thank you for all your assistance