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Your Trusted Independent Insurance Partner in Franklin, TN
King & Associates Insurance operates as an independent insurance agency dedicated to securing quality protection for families, individuals, and businesses across Tennessee and 16 neighboring states. Our experienced team prioritizes client needs by analyzing risks, designing tailored coverage options, and negotiating competitive pricing with multiple insurance providers. We emphasize proactive risk management, flexible policies, and comprehensive solutions for both personal and commercial insurance. With a focus on client education and satisfaction, we provide coverage for homes, vehicles, businesses, and specialized hospitality risks.Our services extend to Nashville and surrounding regions, supported by 24/7 client access for claims, policy changes, and account management. We maintain partnerships with leading insurers to deliver reliable protection against property damage, liability, cyber threats, and workforce-related risks. Our guiding principles center on client advocacy, transparent communication, and creating a memorable insurance experience through personalized service.
Services
Home Insurance
Auto Insurance
Business Owners Insurance
Commercial Umbrella Insurance
Hospitality Insurance
General Liability Insurance
Renters Insurance
Condo Insurance
Motorcycle Insurance
Key Person Life Insurance
Highlights and features
- We represent multiple insurance carriers to find optimal coverage solutions
- Our team provides 24/7 client support for claims and policy management
- We offer coverage across 17 states with localized risk management expertise
- Our advisors specialize in both personal and commercial insurance solutions
- We implement a client-first approach prioritizing protection over sales
What people say
Exceptional service
Knowledgeable staff
Prompt claims processing
Competitive rates
Personalized solutions
Services
Business Owners Insurance
Our Business Owners Insurance provides comprehensive protection for commercial properties and operations. This policy covers property damage, liability claims, and business interruption losses. We tailor coverage to include specialized protections for hospitality businesses, cyber risks, and employment practices liability.
Commercial Umbrella Insurance
Commercial Umbrella Insurance offers extended liability coverage beyond standard policy limits. This solution provides additional protection for general liability, auto insurance, and directors & officers liability policies with coverage ranging from $2M to $10M in limits.
Hospitality Insurance
Hospitality Insurance addresses unique risks faced by hotels and lodging establishments. Our specialized coverage includes innkeepers liability, liquor liability, valet parking risks, and cyber liability protections while maintaining compliance with state-specific hospitality regulations.
General Liability Insurance
General Liability Insurance protects businesses from common risks including property damage, bodily injury, and personal injury claims. This essential coverage defends against lawsuits related to customer injuries, advertising injuries, and damage to third-party property during business operations.
Cyber Liability Insurance
Cyber Liability Insurance safeguards businesses against data breaches and cyber attacks. Our policies cover data breach notification costs, regulatory fines, legal defense expenses, and credit monitoring services to protect both business and customer information systems.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, renters) and business insurance (commercial umbrella, hospitality, general liability) with specialized coverage for unique risks.
How are you different from other agencies?
As an independent agency, we represent multiple carriers to find optimal coverage rather than pushing single-provider solutions, focusing on client advocacy over sales.
Which areas do you serve?
We serve Tennessee and 16 surrounding states including Alabama, Arkansas, Colorado, Florida, Georgia, and North Carolina with localized insurance solutions.
How do I file a claim?
Use our 24/7 Client Center to report claims, or contact us directly at 615-329-8121 for immediate assistance with the claims process.
Can I manage my policy online?
Yes, our Client Center allows 24/7 policy management including payments, certificate requests, ID card replacements, and coverage adjustments.
Reviews (4)
Mukund Patharkar
Mar 28, 2022
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Prompt service. Getting in touch with right people when tornado came near by and lightning stuck near our pole.
Lori Forman
Oct 17, 2021
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Tyler was helpful, knowledgeable & patient with setting up our insurance. We are so grateful he reached out to us & has helped us with getting the correct insurance in place.
Dipal Chaudhari
Sep 22, 2021
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Quick and effective communication Competitive rates Friendly service We were from out of town and they helped us like we were locals.
Eric Rose
Jun 05, 2021
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Always great service from King & Associates. I have been with them for years for both auto and homeowners.
