Business Details
37 Years
experience
Trusted Medical Liability Insurance Solutions
Founded in 1989, Professional Risk Associates has established itself as a leader in medical professional liability insurance. As an independent agency, we represent top-rated carriers to deliver tailored coverage solutions for physicians. Our approach prioritizes educating clients about liability exposures before developing customized programs. Over three decades, we expanded our expertise to address evolving risks faced by modern medical practices, including cyber liability and regulatory compliance.Our team of employee-owners is dedicated to providing personalized service, ensuring clients receive comprehensive protection aligned with their unique practice needs. We maintain a strong focus on risk management strategies that enhance patient safety and help control insurance costs. With licensing in 36 states, we offer specialized knowledge of regional medical malpractice markets while maintaining national industry expertise.
Services
Medical Professional Liability
Cyber Liability
Government Regulatory
Management Liability
Workers' Compensation
Business Owners Policies
Allied Healthcare Providers
Claims Reporting
Payment Options
Risk Management
Details
- Year established: 1989
Highlights and features
- 34+ years of specialized experience in medical liability insurance
- Independent agency representing multiple top-rated insurance carriers
- Customized risk management programs for unique practice needs
- Employee-owned structure ensuring dedicated client service
- Expertise in state-specific medical malpractice regulations
Associations and certifications
- A.M. Best
What people say
Very helpful
Takes the extra step
Personally vested
Source to lean on
No-obligation quote
Services
Medical Professional Liability
Our medical malpractice coverage protects physicians against liability claims through customized policies. We partner with A.M. Best-rated carriers to provide comprehensive protection addressing state-specific regulations. Our team helps practices identify exposure points and implement risk management strategies that improve patient safety while potentially reducing premium costs.
Cyber Liability
This coverage safeguards medical practices against data breaches and cyber attacks. Our policies address legal liabilities, notification costs, and system recovery expenses. We help healthcare providers implement cybersecurity best practices while securing insurance protection that meets evolving regulatory requirements for patient data protection in modern medical environments.
Government Regulatory
Our regulatory coverage protects against penalties from unintentional violations of healthcare regulations. This includes HIPAA compliance issues, billing errors, and accreditation standard violations. We provide risk management resources to help practices maintain compliance while offering financial protection against enforcement actions from regulatory bodies.
Management Liability
This insurance covers directors and officers against claims related to business decisions. Policies protect against allegations of mismanagement, employment practices, and regulatory investigations. We tailor coverage to address leadership risks in medical practices while providing access to legal resources for dispute resolution.
Workers' Compensation
Our workers' comp policies provide financial protection for workplace injuries in medical practices. Coverage includes medical expenses, rehabilitation costs, and lost wage compensation. We help practices navigate state-specific requirements while implementing safety programs that reduce claims frequency and potentially lower insurance premiums.
People
John Glander
CEO and President (Retired)
John Glander led Professional Risk Associates for 34 years before retiring in 2023. Under his leadership, the agency expanded from a regional malpractice specialist to a national provider of comprehensive healthcare liability solutions while maintaining its employee-owned structure and client-focused philosophy.
Questions
How do you differ from captive insurance agents?
As an independent agency, we represent multiple carriers to find optimal coverage matches rather than being limited to one company's products.
What payment options are available?
We offer flexible payment methods through our carrier partners, including online payments and customized billing arrangements for medical practices.
How are claims handled?
We provide direct agent support for claim reporting and coordinate with carriers to ensure prompt resolution of medical liability claims.
Do you serve all 50 states?
We are licensed in 36 states with particular expertise in eastern seaboard medical liability markets through our local agent network.
What risk management resources exist?
Our Procuity analytics program and educational webinars help practices identify risks and implement strategies to improve safety and reduce claims.
