Business Details
27 Years
experience
Your Trusted Insurance Partner in Mechanicsville, VA
GHT Insurance has been dedicated to providing comprehensive insurance solutions since 1999. Founded by Ted Kuester, Ryan Kuester, and Eric Kuester, our agency specializes in commercial, personal, and Medicare health insurance, offering tailored coverage to meet diverse client needs. With a commitment to personalized service, we develop strong client relationships to understand unique risks and deliver customized risk management strategies. As an independent agency, we partner with multiple carriers to provide competitive options, ensuring clients receive optimal coverage at affordable rates.Our team of experienced professionals prioritizes community involvement, actively supporting local causes and fostering trust through transparency and ethical practices. We leverage our partnership with the Keystone Insurers Group to expand our capabilities and serve multi-state accounts with localized expertise. Our mission remains focused on preparing clients for unforeseen events, combining industry knowledge with proactive service to protect individuals and businesses alike.
Services
Commercial Insurance
Personal Insurance
Medicare Health Plans
Pest Control Insurance
Craft Beverage Insurance
Details
- Year established: 1999
Highlights and features
- We have over 25 years of experience in the insurance industry
- Our team develops personalized rapport with each client
- As an independent agency, we represent multiple carriers for more options
- We are deeply committed to giving back to local causes
- Our dedicated professionals provide 24/7 personalized support
What people say
Excellent customer service
Saved us money
Highly recommend
Responsive and thorough
Knowledgeable staff
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses from property damage, liability claims, and operational risks. Our experienced agents assess unique business needs to create customized policies covering general liability, workers' compensation, and specialized industry risks. With access to multiple carriers through our independent agency status, we secure competitive rates while maintaining robust protection for Virginia businesses.
Personal Insurance
Our personal insurance offerings include tailored home, auto, and life insurance policies designed to protect individuals and families. We evaluate clients' specific needs to create balanced coverage plans that safeguard assets while remaining budget-friendly. Our team provides ongoing policy reviews to ensure protection evolves with life changes, offering competitive pricing through our network of trusted insurance carriers.
Medicare Health Plans
We specialize in simplifying Medicare enrollment and plan selection for seniors, offering expert guidance through complex healthcare options. Our specialists compare plans from multiple providers to find optimal coverage matching individual healthcare needs, including prescription drug coverage and supplemental benefits while maintaining cost-effectiveness.
Pest Control Insurance
We offer specialized insurance solutions tailored to pest control companies' unique risks, including liability protection, equipment coverage, and chemical exposure safeguards. Our industry-specific expertise ensures comprehensive policies addressing regulatory requirements and operational hazards specific to Virginia's pest control businesses.
Craft Beverage Insurance
Our craft beverage industry insurance provides comprehensive protection for breweries, wineries, and distilleries covering property damage, product liability, and business interruption risks. We understand Virginia's beverage industry regulations, creating customized policies that protect against production risks while supporting business growth through tailored risk management strategies.
People
Ashley Saldivar
Operations Manager
Ashley oversees daily operations at GHT Insurance, ensuring efficient service delivery across all insurance lines while maintaining high client satisfaction standards.
Courtny Kuester
Administrative Office Coordinator
Courtny manages office operations and client communications, leveraging her organizational skills to support the agency's service excellence and operational efficiency.
T. Eric Kuester
Principal Agent
As founding partner Eric Kuester brings decades of insurance expertise, focusing on strategic growth and maintaining the agency's commitment to personalized client service and community values.
C. Ryan Kuester
Principal Agent
Ryan Kuester, co-founder, drives business development initiatives while maintaining hands-on client relationships, ensuring the agency's continued growth and service innovation.
Lauren Fox
Producer Commercial Lines
Lauren specializes in commercial insurance solutions, combining industry knowledge with personalized service to protect Virginia businesses through comprehensive risk management strategies.
Questions
What insurance services do you offer?
We provide commercial insurance, personal insurance, Medicare health plans, craft beverage industry coverage, and pest control company insurance with customized solutions.
Do you serve areas outside Virginia?
While our physical offices are in Virginia, our Keystone Insurers Group partnership enables us to handle multi-state accounts with localized service.
How do you find competitive rates?
As an independent agency representing multiple carriers, we shop policies across providers to secure optimal coverage at competitive prices for clients.
What are your office hours?
Our offices operate by appointment only. Contact us through phone or email to schedule consultations or discuss insurance needs.
How do you handle insurance claims?
Our team proactively assists with claims, providing guidance, documentation support, and direct communication with insurance companies for efficient resolution.
Reviews (6)
Justin Kendall
Jun 19, 2022
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Eric and Ryan are great to work with both for commercial and residential insurance! They really know their stuff and provide a great experience!
Sam Fender
May 20, 2022
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Traci Sullivan has been amazing to work with. I founded and run a very small all volunteer nonprofit and she has seen us through a ton of changes over the years. She is gracious, kind and takes the time to make sure we are taken care of well and understand things. I highly recommend her!
That DivaAsh
May 12, 2022
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I have had the pleasure of working with Dana and she is the absolute best. Very friendly, very efficient, and just the best! My organization has been updating our commercial policies and Dana handles everything so seamlessly. She is such a pleasure to work with and goes over and beyond. Thank you for all that you do!
Ambar Garcia
Feb 27, 2022
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Great Agency! Best customer service you'll ever receive. They have attended all of our needs efficiently. Jamie and Daria have been taking care of us and they're very nice and understanding. I love working with GHT!
Ais Ashland
Feb 20, 2022
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Michele and her team are amazing! Extremely knowledgeable, quick to respond and answer any questions, and very friendly on top of it!
Cary Moore
Dec 19, 2021
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All of the associates at GHT are so helpful and knowledgeable. Colleen takes all the time necessary to thoroughly explain all of our coverages and why they are necessary. 5 Stars!
