Business Details
32 Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
K & B Financial was established in 1994 as an Illinois corporation and has since operated as a dedicated sales and service office specializing in health insurance solutions. As an Independent Authorized Exclusive Agent for Blue Cross and Blue Shield of Illinois since 1996, we have served over 20,000 clients through our team of licensed professionals. Our expertise extends beyond insurance saleswe act as financial advisors, guiding clients through healthcare-related decisions with personalized attention.We maintain a strong network of sub-agents across Illinois and partner with Arachas Group to enhance our service capabilities. Our commitment to transparency empowers clients to make informed decisions about their health insurance needs, from plan selection to application assistance. With decades of combined experience, we prioritize client peace of mind through prompt, professional support during regular business hours.
Services
Medicare Part A
Medicare Part B
Medicare Part C
Medicare Part D
Medical Insurance
Travel Insurance
Dental Insurance
Vision Insurance
Group Insurance
Life Insurance
Details
- Year established: 1994
Highlights and features
- We offer 25+ years of experience in healthcare and senior insurance markets
- Our team includes licensed and certified professionals with Blue Cross & Blue Shield partnerships
- We provide personalized insurance solutions tailored to individual healthcare needs
- We maintain a strong network of sub-agents across Illinois for localized service
- We offer strategic partnerships with additional resources through Arachas Group
Services
Medicare Part A
Medicare Part A provides hospital insurance coverage for inpatient care, skilled nursing facility stays, home health services, and hospice care. This essential coverage helps protect against significant medical expenses associated with hospitalization. Our experts guide clients through enrollment options and coverage details to ensure appropriate protection.
Medicare Part B
Medicare Part B covers outpatient medical services including doctor visits, preventive care, and durable medical equipment. This coverage complements hospital insurance by addressing routine healthcare needs. We help clients understand premium requirements and coordinate coverage with other insurance products.
Medicare Advantage
Medicare Advantage plans offer comprehensive coverage combining medical and hospital insurance with additional benefits like prescription drug coverage. These private insurance alternatives provide cost predictability through defined out-of-pocket limits. Our specialists compare plan options to find optimal network coverage and benefit structures.
Prescription Drug Plans
Prescription drug plans help manage medication costs through structured formularies and negotiated pricing. These plans address both brand-name and generic medications while minimizing coverage gaps. We assist clients in selecting plans that align with their specific pharmaceutical needs.
Travel Insurance
Travel insurance provides medical protection for international travelers through global provider networks and 24/7 assistance services. This coverage addresses emergency medical care, prescription access, and language barriers during overseas trips. We offer plans with customizable benefit maximums for comprehensive protection.
Questions
What insurance products does K&B Financial offer?
We offer Medicare solutions (Parts A-D), medical insurance, dental, vision, travel insurance, and group insurance plans through Blue Cross and Blue Shield partnerships.
How can I enroll in Medicare plans?
Our specialists guide clients through Medicare enrollment during initial eligibility periods or annual open enrollment from October 15-December 7.
Do you serve clients outside Illinois?
While based in Illinois, we provide travel insurance coverage for international travelers and coordinate plans accessible across the United States.
What makes K&B Financial different from other agencies?
We combine 25+ years of experience with personalized service and strategic partnerships to offer comprehensive insurance solutions tailored to individual needs.
How do you help with prescription drug coverage?
We explain Part D options, compare formularies, and help select plans that cover your specific medications at the lowest possible cost.
What support do you provide after enrollment?
We offer ongoing assistance with claims processing, coverage changes, and policy management throughout the life of your insurance plan.
Reviews (5)
robert ferraris
Oct 22, 2021
Report
A 10 year client calls on 10/12/21 and left message with receptionist and as of 10/22/21 no one has returned the call.
Sharon Jones
Aug 23, 2021
Report
Very helpful, explaining things very throughly. Felt very confident about our choices. Jeanne was very knowledgeable.
Mary Schoper
Jun 08, 2021
Report
Mike was there to help with every detail along the way - he went above and beyond in answering our health care insurance questions. He got back to us quickly and explained everything so that we could understand it. Thank you Mike!
David Nowell
Apr 21, 2021
Report
Professional & Knowledgable; met with Jamie Stec to secure Individual Major Medical Insurance for my wife once her current coverage expires; Jamie walked us through the various BCBS plans available while explaining/comparing the benefits of each PPO/HMO to allow us to make a qualified decision on both the best Plan & Premium for my wife; was an effortless & stress free experience; Well Done!
Debbie Butler
Apr 13, 2021
Report
My experience with K & B financial was great! Jamie Stec was so helpful and he took the stress out of choosing a healthcare plan that was right for me!
