Business Details
34 Years
experience
Your Trusted Insurance Partner in Utica, NY
We are an independently owned insurance agency serving the Utica, Rome, and Central New York areas since 1992. Our focus is on providing personalized insurance solutions tailored to meet the unique needs of individuals and businesses. As trusted advisors, we offer comprehensive coverage options for auto, home, life, health, and commercial insurance. Our team of experienced professionals is dedicated to helping clients find the right combination of protection and affordability. We pride ourselves on delivering exceptional service through free, no-obligation quotes and direct access to multiple top-rated insurance carriers.Our commitment to local communities is reflected in our deep understanding of regional risks and client priorities. By maintaining independence, we ensure unbiased recommendations and competitive pricing for every client. Our long-term relationships with policyholders are built on transparency, reliability, and consistent support through life's changing circumstances. We continuously strive to simplify the insurance process while maintaining the highest standards of professionalism. Our clients trust us to protect their most valuable assets with customized solutions that evolve alongside their needs.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Health Insurance
Renters Insurance
Commercial Property
General Liability
Workers Compensation
Surety Bonds
Details
- Year established: 1992
Highlights and features
- We've served Central New York communities since 1992 with personalized insurance solutions
- Our independent status allows unbiased comparisons across top-rated insurance carriers
- We provide free, no-obligation quotes for all our insurance products
- Our team specializes in both personal and commercial insurance coverage
- We maintain direct client relationships through local office availability
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting vehicles against accidents, theft, and natural disasters. Our policies cover liability, collision, and uninsured motorist scenarios while offering customizable deductibles. Clients benefit from competitive rate comparisons across multiple top-rated carriers while maintaining personalized service through local agents.
Home Insurance
Our home insurance policies safeguard residential properties against fire, weather damage, and liability claims. Coverage includes structural protection, personal belongings, and additional living expenses during repairs. We offer specialized options for flood, earthquake, and umbrella coverage while ensuring competitive pricing through independent carrier comparisons.
Business Insurance
We deliver comprehensive business insurance packages including property, liability, workers' compensation, and surety bonds. Our commercial policies protect against operational risks, equipment damage, and employee-related claims. Clients receive tailored solutions through direct consultations with experienced agents specializing in Central New York business environments.
Life Insurance
We offer term and permanent life insurance solutions providing financial protection for families and dependents. Our policies ensure coverage for final expenses, mortgage protection, and long-term financial planning. Clients receive personalized guidance to select appropriate coverage amounts and policy structures from multiple carrier options.
Health Insurance
We provide individual and family health insurance plans meeting essential medical needs. Our offerings include major medical coverage, supplemental insurance, and specialized health solutions. Clients benefit from comparative analysis across available plans to find optimal coverage matching their healthcare requirements and budget constraints.
People
Stephen R. Zogby
President
Stephen Zogby specializes in Commercial Lines insurance with extensive experience serving Central New York businesses. He focuses on risk management solutions while maintaining direct client relationships through personalized service and local expertise.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, renters, business, commercial property, liability, workers' compensation, and surety bond insurance solutions.
How can I get a free insurance quote?
Request a quote online through our website or call us directly at 315-792-0000 for personalized coverage options.
Do you serve businesses in Central New York?
Yes, we specialize in commercial insurance for businesses in Utica, Rome, and throughout Central New York.
Why use an independent insurance agent?
As independent agents, we compare multiple carriers to find you the best coverage at competitive rates without bias.
How do I file an insurance claim?
Contact us directly at 315-792-0000 to initiate a claim and our team will guide you through the process.
Reviews (3)
M. R.
Jan 12, 2022
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If you're looking for coverage, here is the place. Steve goes above and beyond. Hears out the specific needs and offers affordable, tailored options. Cannot thank Steve & Scalzo, Zogby, and Wittig enough. On site notary is a major plus as well. Thank you Steve & team!
Birdscaping Industries Inc
Sep 27, 2021
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There the best insurance company in Westchester County. The agents are smart and reliable and will try to get you the best deal.
Dawn Kaminski
Jul 01, 2020
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Very bad that they were trying to say oh the ins you carried before is no longer offering ins like you wanted
