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Business Details
We have been delivering commercial truck insurance solutions for more than 35 years. We specialize in affordable, personalized coverage that meets the unique risks of the trucking industry. Our agents average over 15 years of experience and are bilingual, serving both English and Spanishspeaking clients. We maintain strong relationships with leading carriers such as Great West Casualty, Progressive, and State Fund to secure competitive rates. We design custom policies that combine liability, physical damage, cargo, and workers compensation to fit ownersoperators, small businesses, and large fleets. We operate in 20 states, including California, Arizona, Colorado, and Texas, ensuring consistent service across the western and central United States.

We invest in technology that provides clients instant access to certificates of insurance and ID cards through a secure online portal. We adhere to DOT and FMCSA regulations, guaranteeing that every policy meets required compliance standards. We prioritize transparent communication, offering clear policy details and a dedicated point of contact for each client. We commit to rapid claims handling and proactive risk management to minimize downtime for our customers. We continuously seek feedback to improve our services and maintain the trust that has defined our reputation for decades.
Highlights and features
  • We have 35 years of experience in commercial truck insurance.
  • Our agents average over 15 years of industry expertise.
  • We provide bilingual support in English and Espaol.
  • Our carrier network includes Great West Casualty and Progressive.
  • We deliver instant certificates and ID cards via secure portal.
Services
Liability Coverage
Our Liability Coverage protects ownersoperators and fleet managers against thirdparty bodily injury and property damage claims arising from road incidents. Designed for the trucking industry, it meets DOT and FMCSA requirements while offering limits that suit both single trucks and large fleets. Clients receive prompt policy issuance and a dedicated agent who ensures compliance and minimizes exposure.
Physical Damage
Our Physical Damage policy covers collision, comprehensive, and noncollision losses to trucks and trailers. It is ideal for owneroperators and fleets seeking to safeguard valuable assets against accidents, theft, and natural events. Policyholders benefit from competitive deductibles, rapid claims handling, and a network of trusted repair shops.
Cargo Insurance
Our Cargo Insurance protects freight owners from loss or damage while in transit across the United States. Tailored for both small loads and highvalue shipments, coverage limits are adjustable to match risk exposure. Clients enjoy seamless claim filing through our portal and swift reimbursements, keeping supply chains moving.
Workers Comp
Our Workers Compensation program provides coverage for employee injuries and illnesses sustained on the job. It meets state regulations in all operating states, offering medical expense reimbursement and wage replacement benefits. Employers receive riskmanagement resources and a dedicated claims specialist to reduce downtime.
Custom Coverage
Our Custom Coverage designs comprehensive insurance packages that combine liability, physical damage, cargo, and workers comp into a single policy. Targeted at ownersoperators, small businesses, and large fleets, it streamlines administration and reduces redundant premiums. Clients benefit from a single point of contact, transparent pricing, and coverage that scales with growth.
Reviews (5)
Carlos Ramirez
Jun 24, 2022 Report
RJS was a huge help with my commercial insurance needs. Sandra and Jonathan were extremely professional and helped in a timely manner. Would recommend 10/10. Thank you RJS
Sunny Singh
May 21, 2022 Report
Been working with RJS insurance for few years Always gets the best rate and service Thank you everyone at RJS Insurance
John N.
Apr 26, 2022 Report
This place is amazing. They set me up with the best policy a company can ever have. Automatically renews every year and no more down payments. Preserve time and money. Call RJS. One of the best decisions of my career.
Mr. Howell
Apr 17, 2022 Report
Rjs is the best in the business when it comes to commercial truck insurance. Susand and Thalia keep us up to date with changing trends in the the trucking industry. They help us daily with any insurance needs or questions we may have. We have been insured with rjs since we opened our business in 2009. Rjs has gone above and beyond for our company. We are Big Blue Trucking LLC. So If your looking for the best in the business call Rjs today.
Shawna Moreno
Apr 15, 2022 Report
All the employees we contact for our insurance needs have been very helpful and pleasant. They are all very nice and are quick to reply to our requests.