Business Details

We have served the marine insurance industry for nearly 80 combined years through our legacy firms Boaters Insurance Agency and Belter Insurance Agency. We founded Boaters Insurance Agency in 1989 as a family-owned operation specializing exclusively in recreational marine coverage. We joined forces with Belter Insurance Agency, which brought nearly 40 years of commercial marine insurance expertise. We now operate as Twin Rivers Marine Insurance Agency under the ownership of Trucordia, a top 20 U.S. insurance brokerage. We maintain our daily operations with the same experienced staff our clients have trusted for decades.

We hold licenses in all 50 states from our San Francisco Bay Area headquarters. We develop innovative, specialized insurance products through strong relationships with marine insurance carriers. We act as strong advocates for our clients during policy questions and claim situations. We expedite claims quickly to get boaters back on the water with minimal disruption. We partner with prestigious boat manufacturers, dealers, marinas, and professional athletes nationwide. We deliver extraordinary opportunities and exceptional experiences united by our passion for marine insurance.

Highlights and features

We leverage nearly 80 years of combined marine experience.
We hold licenses in all 50 states for nationwide service.
We develop specialized products through exclusive carrier relationships.
We advocate for clients during every claim and policy question.
We partner with top manufacturers, dealers, and professional athletes.

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Services

Personal Boat Insurance

We provide customized coverage for all recreational vessels including ski boats, runabouts, bass boats, pontoons, and yachts. Our marine specialty agents manage each policy with deep industry knowledge and carrier relationships. Clients benefit from innovative protections developed through partnerships with prestigious manufacturers and dealers.

Personal Watercraft Insurance

We offer dedicated policies for personal watercraft tailored to the unique risks of jet skis and similar craft. Our agents understand the specific coverage needs of recreational riders and competitive athletes alike. Coverage options are backed by carrier relationships that ensure comprehensive protection on the water.

Charter and Guide Insurance

We deliver specialized insurance solutions for charter captains and fishing guides operating commercial marine businesses. Our programs address the distinct liability and property exposures faced by professional operators. Clients gain peace of mind through coverages designed specifically for the charter and guide industry.

Dealer Services

We partner with boat and yacht dealers nationwide to provide seamless insurance solutions for their customers. Our dealer programs include specialized training, dedicated support, and streamlined quoting processes. Dealers benefit from a true business partner that enhances their sales experience with expert marine coverage.

Commercial Marine Insurance

We provide comprehensive commercial marine insurance through our Belter Insurance Agency legacy of nearly 40 years. Our coverage spans diverse marine businesses including marinas, repair yards, and surveyors with tailored risk solutions. Clients access broad resources and expertise from a top 20 national brokerage dedicated to commercial marine protection.

Reviews (4)

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William Jageman

Jun 07, 2022 Report

Do not insurance your boat with Twin rivers. They are over priced and your boat will not be insured for what is worth. Horrible attitude. Twin rivers will treat as if you have no other options for boat insurance.

Row Reb

Oct 23, 2021 Report

I believe Doug acted dishonestly and unethically. He pulled some funny business in transferring a set of policies in which he took control of them in advance of the agreed upon date and did so without paying for them. He left us without coverage for 3 weeks and did nothing to help sort out the problem. He became unresponsive and dismissive. I feel he is a total fraud and there are better alternatives out there for boating policies.

Kevin Parker

Jul 05, 2021 Report

Love these guys! They are so responsive, helpful, informative, and exceptionally nice people. I have all my boats (past, present, and future) insured with them.

Thomas Mccarthy

May 29, 2020 Report

Very knowledgeable & friendly people working here. My concerns were addressed and I will continue to use them for my boat