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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Petaluma, CA
Founded in 1952, Don Ramatici Insurance, Inc. is an independently owned and operated agency delivering comprehensive risk management solutions in Petaluma, California, and the North Bay Area. With over 70 years of experience, we specialize in commercial, farm, workers' compensation, and personal lines insurance, serving individuals, families, and businesses. Our team of 30+ professionals partners with trusted carriers to provide competitive rates and tailored coverage, prioritizing client needs over insurer interests.

We emphasize hands-on service, including risk and claims management education, to help clients make informed insurance decisions. As active members of the Petaluma Chamber of Commerce and Rotary Club, we contribute to community development while maintaining a national agency's resources with local attention to detail. Our approach combines decades of industry expertise with personalized service to protect clients' assets and futures.
Services
Commercial Insurance Farm Insurance Workers' Compensation Personal Lines California Fair Plan
Details
  • Year established: 1952
Highlights and features
  • We offer 70+ years of experience in commercial and farm insurance.
  • Our team partners with trusted national carriers for competitive rates.
  • We provide personalized risk management solutions tailored to client needs.
  • We maintain active community involvement through local organizations.
  • Our 30+ professionals deliver national agency resources with local service.
What people say
Wonderful to work with Great and reliable service Always responsive Make everything easy Proudly serving Petaluma
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to protect businesses from risks like property damage, liability claims, and operational disruptions. Our offerings include general liability, cyber liability, and commercial umbrella policies. With decades of expertise, we help businesses in Petaluma and the North Bay Area secure customized coverage that aligns with their financial and operational goals.
Farm Insurance
Our farm insurance policies safeguard agricultural operations against risks to property, livestock, and equipment. Coverage includes farm structures, machinery, crop loss, and liability protection. We specialize in addressing the unique needs of farmers in California through personalized assessments and partnerships with reputable carriers to ensure comprehensive, cost-effective solutions.
Workers' Compensation
We offer workers' compensation insurance to protect California businesses and their employees from financial losses due to work-related injuries or illnesses. Our policies comply with state regulations and provide medical benefits and wage replacements. Our team navigates complex requirements to ensure businesses maintain compliance while protecting their workforce.
California Fair Plan
We assist California residents in obtaining FAIR Plan coverage, a high-risk homeowners insurance option for properties unable to secure standard policies. Our experts guide clients through coverage options for fire, windstorms, and other perils, helping bridge gaps with additional policies where needed.
Personal Lines
We provide personal insurance products including auto, home, life, and umbrella coverage. Our agents help individuals and families in Petaluma and surrounding areas secure affordable, comprehensive protection tailored to their unique needs, ensuring peace of mind for their assets and future.
Questions
What types of insurance does Don Ramatici Insurance offer?
We specialize in commercial, farm, workers' compensation, and personal lines insurance, including California Fair Plan coverage.
Do you serve clients outside Petaluma?
Yes, we serve clients throughout the North Bay Area, including Sonoma, Napa, Marin, and Sacramento counties.
How can I get a quote?
Request a quote online or contact our office directly at 707-782-9200 to speak with an expert advisor.
Are you affiliated with any community organizations?
We are active members of the Petaluma Chamber of Commerce and Rotary Club, supporting local initiatives.
What sets your agency apart from competitors?
Our 70+ years of experience, personalized service, and partnerships with trusted carriers distinguish us in the industry.
Reviews (4)
Able A.
May 12, 2020 Report
Being a local company this agency does a great job knowing their communities needs. I've enjoyed working with Nathan Smith, highly recommend getting a quote from their office.
Jeff S.
Jan 09, 2018 Report
I am extremely dissapointed with the service as I've been a great customer of theirs for years and they failed to do a simple task of removing a vehicle from my policy I sold 2 weeks ago. I just figured out how to remove it online and took care of it but will consider changing brokers if this still reflects an unneccessary charge to my account. I also added a new vehicle to my policy and the charges were not clearly explained over the phone for that change either, thus reflecting something different online. Not confidence inspiring so I'm not recommending Don Ramatici to anyone at this point. Hopefully they can sway my opinion back to 5 stars.
Dan D.
Feb 10, 2015 Report
I have worked with Tom Griffith at Ramatici for over 15 years. He is hands down the best insurance agent I have ever had. When he took over our small business account, he saved me a lot of money by making sure I was with the right carriers and had the coverage I needed. I wouldn't even consider changing companies, when insurance salesman come in, I just send them on their way. I recommend him to everybody I know that is in the market for insurance. Give Tom a call, you won't be sorry and no, he didn't ask me to write this, he earned me writing it completely unsolicited.
Jes R.
Apr 02, 2010 Report
I have had the distinct pleasure of working closely with Agent Cathy Casazza to sort out several insurance issues for my parents over the past month or so. She is such a pleasure to work with. Not only is she extremely knowledgeable but she is also very efficient. In the matter of just a few emails I was able to help may parents save lots of money on their many insurance policies. Ms. Casazza was very proactive in helping us to trim the premium amounts where we could. Contact Cathy today for all of your insurance needs. She can get you fast and competitive quotes. Honest, friendly and knowledgeable.