Business Details
27 Years
experience
Your Trusted Insurance Program Partner in Novato, CA
Founded in 1999, we established Tangram Insurance Services with a vision to redefine the role of insurance intermediaries. As a Managing General Agency (MGA) and Program Manager, we specialize in creating tailored insurance solutions for niche markets across the United States. Our approach combines focused expertise, creative problem-solving, and exclusive partnerships with carrier networks to deliver programs that address specific industry risks. Over 25 years, we have grown into a leader in specialty insurance, serving sectors like social services, cyber risk, and personal care with a commitment to innovation and client-centric service.Our team of experienced professionals prioritizes responsible growth, values-based decision-making, and direct access to specialized coverage options. Headquartered in Petaluma, California, we operate nationwide, empowering brokers and businesses with risk management solutions designed to evolve with industry challenges. Our culture fosters collaboration, diversity, and continuous improvement, ensuring our partners receive both cutting-edge products and unwavering support.
Services
Animal Welfare Insurance
Cyber Risk Coverage
Social Services Programs
Franchised Equipment Dealers
Portable Sanitation Insurance
Propane and Fuel Dealers
Security Guards Liability
Personal Care Insurance
Captives Management
Entertainment Industry Risk
Details
- Year established: 1999
Highlights and features
- We offer 25 years of experience in specialty insurance program development.
- Our exclusive carrier partnerships provide access to unique risk management solutions.
- Dedicated underwriting and customer service teams ensure personalized support.
- We specialize in hard-to-place risks across 45 U.S. states.
- Responsible growth model prioritizes long-term client relationships over short-term gains.
What people say
Trusted partners
Exponential growth
Specialized solutions
Dedicated team
Industry leaders
Services
Social Services Insurance Programs
Our social services programs address unique risks faced by nonprofit organizations, group homes, and community service providers. We offer specialized liability coverage, workers compensation solutions, and risk management support tailored to organizations serving at-risk populations. With 20+ years of experience in this sector, our team understands the complex challenges these organizations face and provides insurance solutions that protect their missions while enabling national expansion.
Cyber Risk Management Solutions
We develop comprehensive cyber insurance programs that protect businesses against data breaches, ransomware attacks, and other digital threats. Our solutions combine traditional liability coverage with proactive risk mitigation resources, including security assessments and incident response planning. Designed for organizations handling sensitive information, these programs help businesses navigate evolving cyber security challenges while maintaining compliance with industry regulations.
Personal Care & Assisted Living Insurance
Our insurance programs for residential care facilities address specific risks in senior living environments. We provide liability protection, workers compensation solutions, and specialized training resources for medication administration and elder care. These programs support facility operators in maintaining safe environments while managing regulatory requirements and liability exposures unique to the personal care industry.
Security Guards Liability Insurance
We offer tailored insurance solutions for security companies addressing risks associated with physical protection services. Our programs include general liability coverage, employment practices liability, and specialized endorsements for armed/unarmed security operations. These solutions help security firms manage claims related to bodily injury, property damage, and alleged misconduct while supporting compliance with industry licensing requirements.
Franchised Equipment Dealers Programs
Our programs for equipment dealers provide comprehensive coverage for businesses selling and servicing specialized machinery. We address risks related to product liability, equipment breakdown, and dealer operations through customized insurance solutions. These programs support dealers in managing exposures related to inventory protection, installation services, and equipment financing arrangements across various industry sectors.
People
Rekha Skantharaja
President and CEO
With decades of insurance industry leadership, Rekha Skantharaja guides Tangram's strategic direction as President and CEO. She champions innovative risk solutions and values-driven growth while maintaining the company's founding vision of creating specialized insurance programs that address evolving market needs across diverse sectors.
Brian Storjohann
Director of Loss Control and Risk Management
Brian Storjohann leads Tangram's risk management initiatives, developing safety resources and loss prevention strategies for specialty programs. His expertise in occupational safety and insurance solutions helps clients implement effective risk mitigation practices tailored to their specific industry exposures.
Questions
How do I file a claim with Tangram Insurance?
Visit our Claims Center to access claim kits, reporting instructions, and specialized contact information for your policy type.
Can independent brokers partner with Tangram?
Yes, we work with brokers of all sizes nationwide. Visit our Broker Portal to start the appointment process.
What industries does Tangram specialize in?
We focus on niche markets including social services, cyber risk, personal care, security guards, and specialized commercial sectors.
Is Tangram an insurance carrier or broker?
We operate as a Managing General Agency (MGA) and Program Manager, partnering with both carriers and brokers.
Do you offer risk management resources?
Yes, we provide safety training materials, loss control guidance, and industry-specific risk assessments through our Risk Management Portal.
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Reviews (1)
Takia Truxon
Nov 21, 2020
Report
No one ever answers the phone. I've been calling all day, clicking on different extensions and I have not gotten through to anyone yet!
