Business Details
Emergency
services
Your Trusted Insurance and Real Estate Partner in Bar Harbor
Lynam Insurance has served the people of Bar Harbor, Maine and Hancock County for over 134 years, providing tailored insurance solutions for individuals and businesses. Our specialized team works closely with clients to identify optimal coverage options across personal, commercial, and financial services. Established in 1884 as part of the Grant/Lynam Company, we expanded from real estate into insurance during World War II, recognizing the growing need for property protection. Today, we offer comprehensive policies including home, auto, life, marine, and commercial insurance, alongside employee benefits and financial planning services. Our deep local expertise extends to real estate brokerage, land development consulting, and MLS listings access. With a commitment to personalized service, we maintain regular business hours Monday through Friday from 8:30 AM to 4:30 PM, with emergency claim support available 24/7.Our team of experienced professionals, including Personal Account Manager Bethany Shea and Commercial Account Manager Angelica Carr, serves communities across Mount Desert Island and Downeast Maine. We partner with leading carriers like Liberty Mutual, Chubb, and Acadia Insurance to deliver competitive proposals. Our claims process prioritizes prompt resolution, with dedicated phone lines and online payment options for client convenience. This enduring legacy of trust and service excellence continues to make us a preferred choice for insurance and real estate needs in coastal Maine.
Services
Homeowners Insurance
Auto Insurance
Life Insurance
Commercial Insurance
Real Estate Brokerage
Marine Insurance
Employee Benefits
Financial Planning
Property Claims
Vacation Home Insurance
Highlights and features
- We offer 134 years of proven insurance expertise in Downeast Maine
- Our team provides personalized policy recommendations based on individual needs
- We represent major carriers while maintaining local market knowledge
- 24/7 emergency claim support available for urgent situations
- We combine insurance services with real estate brokerage capabilities
Services
Homeowners Insurance
Protect your primary residence against damage, theft, and liability claims. Our policies cover structural repairs, personal belongings, and additional living expenses during displacement. We offer customizable options for standard homes and unique properties across coastal Maine.
Commercial Insurance
Safeguard your business operations with comprehensive coverage for property damage, liability, and specialized risks. We provide tailored policies for diverse industries including hospitality, marine services, and construction, with options for workers' compensation and business interruption insurance.
Life Insurance
Secure your family's future with term, universal, or whole life insurance policies. Our solutions help cover final expenses, mortgage payments, and ongoing living costs while offering investment components for long-term financial planning and estate protection.
Real Estate Brokerage
Buy or sell residential, commercial, or vacation properties across Mount Desert Island. Our agents provide market expertise, MLS access, and transaction support for primary homes, investment properties, and land development opportunities throughout Downeast Maine.
Marine Insurance
Protect your watercraft investments with specialized insurance for boats, jet skis, and commercial marine operations. Policies cover physical damage, liability, and unique risks associated with coastal environments, including lobster boat and marina operations.
People
Bethany Shea
Personal Account Manager
Bethany manages client accounts with personalized attention to insurance needs, ensuring comprehensive coverage solutions for homeowners and individuals across Hancock County.
Angelica Carr
Commercial Account Manager
Angelica specializes in business insurance solutions, helping local companies protect assets and operations through customized commercial policies and risk management strategies.
Questions
What types of insurance do you offer?
We provide home, auto, life, marine, and commercial insurance, plus employee benefits and financial planning services for individuals and businesses in Maine.
How can I file an insurance claim?
Contact us during business hours at 207-288-3334 or use our 24/7 emergency claim lines for urgent situations. Online claim submission options are also available.
Do you serve areas outside Bar Harbor?
Yes, we serve all of Hancock County including Ellsworth, Mount Desert Island communities, and surrounding coastal towns across Downeast Maine.
Can you help with real estate purchases?
Yes, our real estate division assists with residential, commercial, and vacation property transactions, including MLS listings access and land development consulting.
What payment options are available?
We accept payments through our online portal, by phone at 800-870-1170, or via direct contact with our office during regular business hours.
Reviews (7)
K. Mr.
May 30, 2022
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Heather Tunison is exceptional. Her creativity, knowledge of the industry and commitment to understanding an insured's needs are extraordinary. We could not recommend her more highly.
Pro Gamer
Jan 08, 2022
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Heather was referred to me by a friend, I was seeking home owners insurance. I sent an email in regards to what I needed help with and she helped the next day ( I sent her an email after hours and she responded the next morning!) Very professional, great service and friendly! I would recommend this business to anyone looking into any insurance needs!
Steve Vetter
Nov 19, 2021
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Heather was great to work with on my property. She know insurance and found the best policy for my needs. Not only that, she knows everyone in town in case you need something else for your home or rental.
Elizabeth Bunker
Nov 06, 2021
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I would recommend Lyman Insurance to personal and professional acquaintances. Our insurance agent John is always responsive and professional. He takes the extra steps to make sure our company is covered with the most efficient and up to date polices.
Nick Grant
Oct 26, 2021
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Angelica took something that used to be time consuming and sometimes frustrating, super easy, and insanely fast! It makes my job easier. Thank you!
Angela Sawyer
Oct 22, 2021
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I called a@ 1:30 pm and by @4:30 i had homeowners, auto and contractors insurance. John was very polite and answered all my questions. I would recommend them to anyone.
Katheryn Keene
Feb 11, 2021
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Several months ago I was in the middle of a complicated real estate closing and needed insurance on the property. I had approached two other local agencies and gotten no response. I was literally down to the wire, and wrote John Jagger late the night before insurance had to be certified for the bank. I was amazed not only that he responded at 10:45 pm, but that he worked with me by phone and completed the policy that night, as well as delivering it bound to my mortgage broker by 9 a.m. I will always be a customer of this agency--thank you, John!
