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50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Agency in Western Maine
Kyes Insurance has been providing trusted insurance solutions to Western Maine communities since 1925. Our locally owned independent agency offers personalized homeowners, automobile, business, life, and health insurance through partnerships with multiple providers. With experienced team members averaging over 20 years in the industry, we tailor coverage to individual needs while maintaining 24/7 service availability.

Our agency operates three convenient locations in Farmington, Skowhegan, and Livermore Falls, offering competitive pricing through strategic carrier partnerships. Our mission emphasizes service excellence, integrity, and professionalism in every client interaction.
Services
Car Insurance Travel Insurance Personal Insurance Life & Health Insurance Homeowners Insurance Auto Insurance Flood Insurance Umbrella Liability Workers Compensation
Details
  • Year established: 1925
Highlights and features
  • We represent multiple insurance carriers for optimal coverage options
  • Our team averages over 20 years of local insurance expertise
  • We offer up to 30% discount packages for policy bundling
  • Our 24-hour service line provides round-the-clock claim assistance
  • Three convenient office locations serving Western Maine communities
Services
Car Insurance
Our comprehensive car insurance policies protect drivers with customizable coverage options. We offer competitive rates through multiple carriers while maintaining personalized service. Benefits include accident assistance, liability protection, and available discounts for safe drivers.
Life Insurance
We provide term, whole, and universal life insurance solutions for financial security. Our specialists help clients choose appropriate coverage amounts and policy types. Benefits include estate protection, income replacement, and customizable beneficiary arrangements.
Business Insurance
Our business insurance packages protect Maine companies with tailored policies. We offer commercial property, liability, and workers' compensation coverage. Benefits include risk assessment, claims support, and customizable packages for different industries.
Homeowners Insurance
We provide comprehensive homeowners insurance protecting against property damage and liability. Available policies cover seasonal homes, specialized equipment, and high-value items. Benefits include flood insurance options and personal property protection.
Health Insurance
Our health insurance solutions include individual, family, and supplemental policies. We help clients navigate Medicare options and long-term care planning. Benefits include customizable coverage levels and experienced guidance through plan selection.
People
Flint Christie
President
Leading the agency since 1996, Flint oversees operations and ensures customer satisfaction. With decades of industry experience, he maintains strong carrier relationships for optimal client outcomes.
Jennifer Bjorn
CFO
Managing financial operations since 2001, Jennifer ensures fiscal responsibility while maintaining competitive pricing. Her 20+ years in insurance finance provide valuable expertise for policyholders.
Rockwell T. Bjorn
Senior Vice President
With 30+ years in the industry, he specializes in commercial insurance solutions. His expertise helps Maine businesses navigate complex risk management requirements effectively.
Lory Zamboni
Vice President / Personal Lines Manager
Managing personal insurance policies since 2004, Lory leads our home and auto insurance departments. Her team focuses on providing tailored coverage options for individual clients.
John Bogar
CEO
Overseeing agency strategy since 2015, John maintains our commitment to service excellence. With extensive insurance experience, he ensures continued growth while preserving traditional values.
Questions
What types of insurance do you offer?
We offer home, auto, business, life, health, and specialty insurance including flood, umbrella liability, and workers' compensation policies.
How can I get a quote?
Submit contact information through our website or call any of our three office locations for personalized assistance with policy options and pricing.
Do you offer insurance discounts?
Yes, we provide multi-car discounts up to 25%, home/auto packages up to 30%, non-smoker discounts, and good credit incentives.
How do I file a claim?
Contact our 24-hour service line at 207-778-9862 or reach out directly to specific claims departments listed in our carrier information section.
What areas do you serve?
We primarily serve Western Maine with offices in Farmington, Skowhegan, and Livermore Falls, covering all surrounding communities.
Can I pay insurance premiums online?
While we offer traditional payment methods, some carriers provide online payment options as detailed in our carrier information section.