Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Spartanburg, SC
CWS Insurance has been serving clients since 1923 with a commitment to superior service and ethical practices. Our team prioritizes client needs by offering tailored insurance solutions through partnerships with top-rated carriers. Established in Spartanburg, South Carolina, we combine decades of expertise with a personalized approach to both commercial and personal insurance. Our professionals hold multiple industry certifications and actively contribute to the community through volunteer work and local organizations. With multiple offices across the state, we provide accessible, reliable coverage options while maintaining our founding principle of integrity-driven service. 
Services
Commercial Insurance
Personal Insurance
Auto Insurance
Home Insurance
Flood Coverage
Earthquake Insurance
Business Liability
Life Insurance
Workers Compensation
Umbrella Policies
Details
- Year established: 1923
Highlights and features
- We have over 100 years of combined experience in the insurance industry
- Each policy is customized to meet specific personal or business needs
- Our team holds multiple professional designations including CPCU and CIC
- We partner exclusively with top-rated insurance carriers
- Actively involved in community service through local organizations
Services
Commercial Insurance
CWS Insurance provides comprehensive commercial insurance tailored to business-specific risks. Our policies protect against property damage, liability claims, and operational disruptions. Coverages include general liability, workers' compensation, and specialized industry protections for construction, hospitality, and more.
Personal Insurance
We offer customized personal insurance solutions protecting homes, vehicles, and valuable possessions. Coverage options include homeowners', auto, boat, and specialty insurance for unique assets like classic cars or fine art collections. Our advisors create comprehensive protection plans for families.
Flood Coverage
Our flood insurance programs protect residential and commercial properties against water damage from natural disasters. Policies cover structural damage and personal property losses exceeding standard policy limits. We specialize in high-risk area solutions and NFIP program coordination for South Carolina properties.
Business Liability
We provide commercial liability coverage protecting businesses against third-party claims. Policies include general liability, professional errors & omissions, and directors & officers insurance. Our brokers help identify exposure points and implement risk mitigation strategies tailored to specific industries.
Workers Compensation
Our workers' compensation policies cover medical expenses and lost wages for job-related injuries. We serve businesses across South Carolina with customized plans meeting state requirements. Our team assists with claims management and workplace safety program development to reduce incidents.
People
Arthur Yex
President
With 40+ years in insurance, Arthur leads CWS Insurance since joining in 1986. He holds multiple industry licenses and has received recognition as Insurance Executive of the Year. Active in community service through YMCA and Rotary Club leadership roles.
Nate Toms
Account Executive
Nate has held leadership roles in insurance associations and earned three major industry designations. He specializes in commercial risk management with 30+ years local experience. Active in Spartanburg community initiatives including soup kitchen operations and youth sports coaching.
Rae Whisenant
Account Executive
Rae transitioned from customer service to leadership roles with 35+ years at CWS Insurance. She focuses on personal insurance solutions while contributing to community programs through Cherokee County organizations as a Meals on Wheels board member and volunteer tutor.
Robert Hammett
Managing Partner
Robert has received multiple industry honors including Young Agent of the Year and serves on state advisory councils. He specializes in commercial insurance and has led local insurance associations for over a decade while coaching youth basketball in Spartanburg.
Wade Hardin
Account Executive
Wade brings 20+ years of local insurance experience with licenses in both property/casualty and life insurance. He serves community organizations through Cherokee Civic Club leadership and previously held athletic booster roles at Limestone College.
Questions
How do I file an insurance claim?
Call us during business hours at 864-583-1451 or contact your carrier directly through our 24/7 claims service. Have your policy details ready for faster processing.
What payment options are available?
We accept direct billing through carriers, automatic bank drafts, credit card payments, and traditional agency billing arrangements for policy premiums.
Do you offer specialized insurance coverage?
Yes, we provide niche coverage for antique vehicles, fine arts, high-value estates, and specialty businesses like restaurants and medical practices through our premium carrier network.
What areas do you serve?
We primarily serve Spartanburg and Gaffney, South Carolina, with tailored insurance solutions for local businesses and residents through our two office locations.
How can I get personalized insurance advice?
Contact one of our licensed professionals directly through our website or call 864-583-1451 to schedule a consultation with an experienced insurance advisor.
Are your insurance carriers financially stable?
We partner exclusively with top-rated insurance companies that maintain strong financial standings, including Berkshire Hathaway, Liberty Mutual, and Travelers Insurance.
Reviews (6)
Shirley Henry
Jun 01, 2020
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Excellent customer service. Over the past 10 years we had 2 hail damage claims. Both were handled quickly and efficiently. One was for my car and a couple of years later we had hail damage to our roof. More recently, I needed their help with the red tape of changing vehicles over to just my name. Sheryl quickly straightened out the DMV and their mistakes. I appreciate their quick responses.
Sloan Evans
May 08, 2020
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When we moved to Spartanburg 13 years ago, I asked a friend for an insurance company recommendation. We have been with Rob Hammett and the CWS team ever since. They always provide exceptional service and we know we can count on them in any circumstance. I would highly recommend Rob and CWS.
Kate Toms
Apr 29, 2020
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The team at CWS is great to work with! Their agents always work hard to get the best coverage available, and are always willing to help with even the smallest of questions/concerns. They have saved my family and I a lot of money over the years, and I would highly recommend!
Dick Crenshaw
Apr 10, 2020
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At a time when professional, prompt service was needed, CWS INSURANCE was responsive and exceptional. My issues were dealt with with dispatch, and Rob Hammett deserve the highest accolades. I would gladly recommend him to anyone. Having been a lifelong resident of the community I can say, without hesitation, that Spartanburg is lucky to have CWS in the community and I have never heard anything but praise for their organization. My thanks, most sincerely.
Steve Hammett
Mar 01, 2020
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The team at CWS insurance agency has been handling my personal insurance for the last 12 years and my business insurance for the last 5 years. I couldn't be happy with the services they have provided me. They are responsive and transparent and also reasonable in cost. I have referred them to countless clients whom share the same opinions that I do. If you are on the fence with your current insurance provider give these guys a call! They are as professional and personal as they come.
Ralph Settle
Jan 09, 2020
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I have been using CWS both personally and professionally for over a decade. They insured my first car out of college and my family's first house. CWS has insured many different business ventures, equipment and properties throughout my career and will continue to do so. I value their integrity, common sense approach, accessibility and unparalleled expertise. CWS Insurance is a trusted partner and one I see as vital to my professional success.
