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Your Trusted Insurance Partner in Beaufort, SC
Kinghorn Insurance of Beaufort has served the Beaufort, South Carolina community since 1898, establishing itself as a trusted local independent insurance agency. Our team of dedicated professionals, deeply rooted in the community, provides personalized insurance solutions tailored to meet the unique needs of individuals and businesses. With over 125 years of experience, we offer a comprehensive range of services including auto, home, flood, umbrella, life, health, and commercial insurance. Our commitment to integrity is reflected in our core values of treating others with respect, maintaining relentless enthusiasm, and delivering unwavering service. We pride ourselves on being accessible neighbors who prioritize client relationships, offering 24/7 emergency support through designated team members.

Our expertise spans niche property coverage, cyber liability, workers' compensation, and specialized event insurance, ensuring clients receive protection for diverse risks. Backed by strong partnerships with reputable insurers, we combine local knowledge with industry expertise to deliver reliable, cost-effective solutions. Our multi-generational presence in the region underscores our authority in navigating complex insurance landscapes while maintaining transparency in all transactions. Through continuous adaptation to industry advancements, we ensure clients benefit from innovative coverage options while maintaining the personalized service that has defined our legacy.
Services
Auto Insurance Homeowners Insurance Business Insurance Umbrella Insurance Life Insurance Health Insurance Flood Insurance Cyber Liability Workers Compensation Special Events
Highlights and features
  • We offer over 125 years of localized insurance expertise
  • Our team provides 24/7 emergency claims support through dedicated professionals
  • We maintain exclusive partnerships with top-tier insurance carriers
  • Our personalized service combines traditional values with modern solutions
  • We specialize in hard-to-place coverage for unique properties and businesses
Services
Auto Insurance
Our auto insurance policies protect personal and commercial vehicles with customizable coverage options. We offer liability protection, collision coverage, and comprehensive plans tailored to individual driving habits and business needs. With access to multiple carriers, we ensure competitive rates while maintaining high claims support standards.
Homeowners Insurance
We provide comprehensive homeowners insurance covering property damage, personal liability, and additional living expenses. Our policies include specialized options for historic homes, coastal properties, and high-value residences. Risk assessment specialists help identify vulnerabilities to create customized protection plans.
Business Insurance
Our commercial insurance solutions protect businesses with general liability, property coverage, and workers' compensation. We specialize in cyber liability policies, niche property insurance, and specialized event coverage. Risk management consultants help businesses develop comprehensive protection strategies tailored to industry-specific needs.
Life Insurance
We offer term and permanent life insurance policies designed to meet diverse financial protection needs. Our specialists help clients evaluate coverage amounts, beneficiary structures, and policy riders to create customized estate planning solutions that ensure family financial security.
Health Insurance
Our health insurance options include individual and family plans, supplemental coverage, and Medicare solutions. We provide guidance on policy selection, network options, and cost-sharing arrangements to help clients navigate complex healthcare insurance decisions while maintaining compliance with current regulations.
People
Allison Kindwall
Sales Producer
Allison Kindwall brings extensive insurance expertise to our commercial clients, specializing in risk assessment and coverage solutions. With deep knowledge of industry-specific insurance needs, she develops tailored protection strategies for businesses across sectors.
Charlotte Law
Commercial Lines Manager
Charlotte Law oversees our commercial insurance operations with 20+ years of experience in business risk management. She leads a team of specialists in creating comprehensive insurance packages for mid-sized enterprises and corporate clients throughout South Carolina.
Garrett Wreden
Partner
Garrett Wreden co-leads our agency with a focus on commercial insurance solutions. His expertise in complex risk assessment and carrier negotiations ensures clients receive optimal coverage at competitive rates while maintaining exceptional service standards.
Sheila Peeples
Personal Lines Manager
Sheila Peeples directs our personal insurance services, specializing in home and auto coverage solutions. With a client-centric approach, she ensures personalized service delivery while maintaining expertise in emerging insurance trends and protection technologies.
Thomas Tayloe
Partner
Thomas Tayloe co-owns the agency with a focus on strategic growth and client relations. His leadership emphasizes maintaining our founding principles while implementing modern insurance technologies to enhance client experience.
Questions
What types of insurance does Kinghorn Insurance of Beaufort offer?
We provide auto, home, life, health, and business insurance, including specialized coverage for flood, cyber liability, workers' compensation, and special events.
Do you offer insurance for unique or high-risk properties?
Yes, our niche property specialists provide coverage for historic homes, coastal properties, and other unique real estate situations.
Can I get a customized insurance quote online?
While we recommend direct consultation for accurate quotes, our website provides a request form to initiate personalized coverage evaluation.
Are your insurance agents licensed in South Carolina?
All our insurance professionals hold active South Carolina state licenses and maintain continuing education requirements.
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Reviews (4)
Dawn Myers
Jun 21, 2021 Report
Everyone that works at Kinghorn are extremely knowledgeable, professional and amazing at their jobs! I have been with Kinghorn a very long time and have never had a problem with anything from home owners, flood, auto and commercial. They are a great team to work with!
Robyn Newton
Jun 14, 2021 Report
Zarah and the entire team at Kinghorn Insurance are very professional and incredibly knowledgeable. Zarah genuinely cares about her clients and pays attention to the details. While reviewing my home and car insurance policies (held by a competitor), Zarah discovered that my home was underinsured by more than $100,000! I was shocked to say the least, but so relieved that she caught the issue and brought it to my attention.

If you've made renovations, added a pool, or adopted a dog, you might consider sitting down with Zarach to review your homeowners policy. It's super important to be sure you have adequate coverage to protect your home for its full value. I'm thankful for Zarah's keen eye to detail and for her solid advice!
Bricks On Boundary
Apr 14, 2021 Report
I have owned a large business in Beaufort SC for 12 years and from day one have had Kinghorn Insurance by my side. I own a restaurant and insurance that is dependable, reliable and to have an agent who knows the business, my employees and the owner is beyond comforting and truly helpful on so many occasions. During hurricanes Kinghorn was by my side a 100% of the way. A instant line of communication between my agent and myself every step through true disasters and this is priceless service and Kinghorn was there. Thank you Kinghorn and all that you do for my business, the community and the countless others who depend on you.
Hugh Jenings
Apr 03, 2021 Report
Zarah ate Kinghorn has all of our property insurance business. I have worked with lots of insurance people over the last 40 years and Zarah's attention to detail and honest dealings make me a believer in quality people build great companies. Kinghorn is a great option in our opinion and all the staff and agents are great people.