Drake-Beemont Mutual Insurance

We provide comprehensive protection for Missouri farm properties including dwellings, equipment, and livestock. Our policies cover both owner-occupied and rental farm operations with customizable liability options. Specialized coverage extends to barns, farm structures, and agricultural assets across Gasconade County and surrounding areas.

Our homeowner policies protect primary residences across Missouri. Coverage includes dwelling structures, personal property, and liability protection. We specialize in understanding rural property needs while maintaining competitive rates and personalized service through our local agent network.

Small business owners receive tailored coverage for commercial buildings and business property. Our Missouri-licensed agents create policies that protect against industry-specific risks while complying with state regulations. We emphasize understanding each client's unique operational needs.

We offer specialized policies for rental properties, seasonal homes, and mobile residences. Coverage includes both structures and personal property with flexible liability options. Our local agents ensure appropriate protection levels for Missouri's diverse housing situations.

Our liability protection extends across all policy types, covering agricultural, residential, and commercial risks. Policies include third-party claims protection and legal defense coverage. We work with clients to identify potential exposures and implement appropriate safeguards.

Laura Abel manages daily operations at Drake-Beemont Mutual Insurance, ensuring smooth administrative functions since joining the team. Her local knowledge enhances customer service delivery.

Megan Niewald supports insurance operations with attention to detail, assisting policyholders through the administrative processes of obtaining and maintaining insurance coverage.

As Board President, Kaye Schneider provides strategic leadership while maintaining Missouri regulatory compliance for this century-old mutual insurance company's operations.

Vice-President Wm. Steve Helterbrand oversees policy implementation and operational execution, leveraging decades of Missouri insurance industry experience to guide company direction.

Treasurer Jeffrey Nolting manages financial operations, ensuring fiscal responsibility aligns with long-term stability goals for policyholders across Missouri's rural communities.

We primarily serve Gasconade County and surrounding Missouri counties through our Rosebud headquarters and local agent network.

We offer farm, home, dwelling, commercial, and liability insurance tailored to Missouri's agricultural and rural needs.

Yes, visit the 'Make a Payment' section on our website for secure online payment processing options.

A nine-member elected board of directors governs us, meeting monthly in Owensville per Missouri insurance statutes.

As Missouri's only policyholder-owned mutual insurer, we focus on community needs rather than external shareholder interests.

I truly appreciate the help I received in opting for a Medicare Supplement policy. I had received so many mailings from various companies which confused and irritated me. The agent I talked with went through several options after we discussed what I was looking for and found me the one that fit my requirements and budget, too. All credit goes to Drake-Beemont Mutual Insurance. Thanks for helping me out.

I paid $1000 dollars a year for coverage on my home it's a Mobil home with add on rooms coverage up to $80.000.so I thought I was fully covered for the value of my home.i had a fire start under the house mostly heavy smoke damage but fire dept chopped the floor out in my closet a d chopped two entry ways down outside access to under house it was horrible since I got home from leaving my husband in hospital er and got my dogs out just before they would have died.but my last hope was that Drake Belmont would fix my house but that never happened.the man that came out to evaluate it was so rude he told me to just wash the clothes that was covered in insulation which I had to throw away and they never covered t h em.and he said even though it was smoke damage from fire he said you smoke cigarettes so I'm not covering your living room and at the end they depreciation it and my dedication they gave me 220 stinking dollars.that's the worse insurance co.if my home is worthless and that's what they said by giving me the amount they did why did they value it so high when they were charging me that high premium. #i deserve a lot mire