Business Details
42 Years
experience
Your Trusted Insurance Partner in Sullivan, MO
Established in 1984 by Sharon Dace, our agency has grown into a full-service insurance provider with two locations. We serve over 5,000 individuals and families alongside 300 business clients, combining decades of expertise with personalized service. Our team of certified professionals prioritizes honesty, client-focused solutions, and comprehensive risk management strategies. We maintain a commitment to reducing insurance costs while minimizing coverage gaps through tailored protection programs. As an independent agency, we represent multiple reputable insurers to secure optimal coverage at competitive prices.Our service process includes thorough needs analysis, policy design, competitive proposals, and prompt claims resolution. We continuously review client programs to ensure ongoing adequacy and identify cost-saving opportunities. With offices in Sullivan and Cuba, Missouri, we deliver localized expertise backed by statewide commercial account experience. Our staff maintains specialized knowledge in personal lines, commercial insurance, and Medicare health coverage. We operate with transparency, treating client needs as our own while upholding a 40-year reputation for trust and reliability.
Services
Personal Insurance
Commercial Insurance
Life Insurance
Medicare Health
Risk Management
Homeowners Insurance
Auto Insurance
Workers Compensation
Umbrella Liability
Valuable Property
Details
- Year established: 1984
Highlights and features
- We offer 40+ years of combined insurance expertise from our leadership team
- Our independent agency status ensures unbiased policy placement with top insurers
- We implement a risk management approach to reduce costs and coverage gaps
- Our staff includes Certified Insurance Counselors with specialized product knowledge
- We provide localized service through two Missouri office locations
Services
Personal Insurance
We provide comprehensive personal insurance solutions including home, auto, boat, and valuable property coverage. Our specialists help clients protect their assets while identifying cost-saving opportunities through risk management strategies. With expertise in umbrella liability and Medicare health insurance, we create customized protection plans that evolve with clients' changing needs.
Commercial Insurance
Our commercial insurance services protect businesses with tailored property, liability, and workers compensation coverage. We specialize in creating cost-effective risk management solutions for Missouri businesses, offering excess liability protection and policy reviews to ensure comprehensive coverage that aligns with evolving operational requirements.
Life Insurance
We offer various life insurance options including term, universal, and mortgage life policies. Our Certified Insurance Counselor provides expert guidance to help clients secure financial protection for their families while considering long-term estate planning objectives and tax implications.
Risk Management
Our risk management approach identifies potential exposures through comprehensive analysis. We implement strategies that reduce insurance costs by eliminating unnecessary coverage gaps while optimizing risk transfer solutions tailored to both personal and commercial client needs.
Medicare Health
We specialize in Medicare health insurance solutions that complement personal insurance portfolios. Our team provides detailed guidance on coverage options, helping clients navigate healthcare requirements while coordinating with their existing property and liability protections.
People
Sharon Dace
President
Certified Insurance Counselor with 40+ years of experience specializing in life and commercial insurance. Leads the agency with a commitment to personalized service and client advocacy.
Jarrett Dace
Commercial Lines Producer
Commercial insurance specialist with 17 years of experience. Manages business accounts across Missouri, focusing on comprehensive risk solutions for commercial clients.
Derek Dace
Personal Lines Producer
Personal insurance expert and Cuba office manager. Specializes in home, auto, and umbrella policies while ensuring client needs receive personalized attention.
Nickie Parker
Personal Lines Producer
Sullivan office manager with 21 years of insurance experience. Focuses on auto insurance solutions while maintaining overall personal lines expertise.
Kari Schatz
Personal Lines Producer
Property insurance specialist supporting Sullivan office clients. Provides comprehensive coverage analysis for homeowners and valuable property protection needs.
Questions
What types of insurance does Dace Insurance Agency offer?
We provide personal insurance (home, auto, life), commercial coverage (property, liability), Medicare health insurance, and specialized risk management solutions for Missouri residents and businesses.
How does being an independent agency benefit me?
As an independent agency, we represent multiple insurers to find optimal coverage at competitive prices rather than being limited to a single company's offerings.
Can I get insurance quotes online?
We offer no-cost, no-obligation reviews through our website contact form or by calling either of our Missouri office locations.
Do you serve areas outside Sullivan and Cuba?
While our offices are in Sullivan and Cuba, our commercial insurance team serves clients throughout Missouri.
How do you handle insurance claims?
We actively support clients during claims processing to ensure fair, prompt settlements while advocating for their best interests with insurance companies.
What experience does your team have?
Our team includes Certified Insurance Counselors with over 40 combined years of experience serving Missouri clients through two locally operated office locations.
