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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Westminster, MD
Since 1946, we have dedicated ourselves to protecting lives, families, and businesses through personalized insurance solutions. Our three generations of expertise ensure we understand your needs before you articulate them, combining deep local knowledge with national industry insights. We prioritize relationships over transactions, actively monitoring your evolving needs to ensure coverage adapts alongside your life or business.

Our team of certified risk advisors listens carefully to craft individualized strategies, leveraging partnerships with top carriers to deliver competitive rates without compromising protection. Rooted in Carroll County, Maryland, we remain committed to community service while maintaining a regional reach that supports both local and broader client needs.
Services
Home Insurance Auto Insurance Business Insurance Life Insurance Farm Insurance
Details
  • Year established: 1946
Highlights and features
  • We offer three generations of insurance expertise since 1946
  • Our certified risk advisors create personalized coverage solutions
  • We proactively monitor and adjust policies as your needs evolve
  • We partner with top carriers to secure competitive rates
  • Our team provides direct, name-to-name client relationships
Services
Home Insurance
Protect your home with customized policies that cover structural damage, personal belongings, and liability risks. Our advisors evaluate your property's unique needs to ensure comprehensive protection against common threats like fire, theft, and natural disasters while maintaining competitive pricing through our carrier partnerships.
Business Insurance
Safeguard your enterprise with tailored commercial insurance packages. We address industry-specific risks through policies covering property damage, liability claims, business interruption, and employee-related exposures. Our proactive approach ensures coverage evolves with your company's growth and changing operational landscape.
Auto Insurance
Secure personalized auto insurance solutions for personal and commercial vehicles. Our policies protect against collision damage, liability claims, and uninsured motorists while offering flexible options for classic cars, high-mileage drivers, and specialized vehicle needs through multiple carrier options.
Life Insurance
Plan for your family's future with term and permanent life insurance policies. We help determine appropriate coverage amounts based on financial obligations, providing death benefits that protect loved ones while offering cash value accumulation options for long-term financial planning.
Farm Insurance
Comprehensive coverage for farming operations including crop protection, livestock insurance, equipment coverage, and liability protection. Our specialized policies address unique agricultural risks while supporting both traditional family farms and modern agribusinesses through tailored risk management strategies.
People
Dave Bollinger
President and Commercial Risk Advisor
Third-generation insurance professional with CPCU and CIC designations, Dave leads commercial risk management while maintaining active roles in local farming and community volunteer initiatives.
Emily Bollinger Miller
Partner and Commercial Risk Advisor
As the first female partner, Emily specializes in business risk advisory services, combining her Division 1 basketball background with strategic client relationship management since joining in 2008.
Michelle Stansbury
Director of Personal Lines
Certified insurance professional with PRC and ACSR credentials, Michelle oversees personal insurance services while balancing her commitments as a volunteer firefighter and family life.
Ann Bollinger
Commercial Risk Advisor
Joined the family business in 2007, bringing specialized expertise in business risk management while maintaining active roles in industry boards and community organizations.
Laura Leister
Farm Account Executive
Specializing in agricultural insurance, Laura combines firsthand farming experience with insurance expertise to develop tailored protection plans for farmers across Carroll County.
Questions
What insurance types do you offer?
We provide home, auto, business, life, and farm insurance with customized solutions for both personal and commercial clients across Maryland.
How do I report a claim?
Call your specific carrier directly using the contact details provided, or reach our agents at 410-848-5800 for assistance with any carrier.
Are you locally owned?
Yes, we're a third-generation family-owned agency based in Westminster, MD, serving Carroll County and surrounding areas since 1946.
Do you work with multiple insurance carriers?
We partner with top national carriers including Liberty Mutual, Progressive, and Hartford Mutual to provide competitive coverage options.
What makes you different from other agencies?
Our three-generation legacy combines personalized service with proactive policy management, ensuring coverage evolves with your changing life circumstances.
Reviews (7)
Rose Young
Mar 25, 2022 Report
Kerry at Barnes Bollinger has gone out of her way to help our small non-profit find the right insurance. She patiently answered questions and researched options as we adapt to changing needs without really knowing sometimes just what we truly need. She respects our budget and limitations on our time, while showing a willingness to get to know us in depth so she can give us the best advice. Thanks, Kerry!
Kent Doxzon
Sep 22, 2021 Report
Have been with Barnes-Bollinger for over 30 years with both our house and cars. I've always had a knowledgeable and courteous answer to any question I have. They always work to get me the best deal and policy coverage.
Robert Klages
Sep 17, 2021 Report
We have worked with Barnes-Bollinger for 25 years or more and cannot say enough about the quality of their service, professional approach to our insurance needs and the ease of doing business with them. In a day and age when customer service is on the decline, Barnes-Bollinger is a refreshing change. Finally, a company who puts their customers first and really cares about getting the details right. Please keep up the good work!
Harry Fisher
Sep 16, 2021 Report
Great Company to deal with many years of exceptional service. I highly recommend them for all your insurance needs!
Misti Trescone
Sep 12, 2021 Report
Emily and her team are phenomenal! I have always received a response to any question within 24 hours and I appreciate all the care and attention they provide. I highly recommend this Small Business!
Harry Van Vliet
Sep 08, 2021 Report
Hometown neighborly care with bigtime choices and service! Barnes and Bollinger Insurance has always offered lots of options and filled my coverage needs quickly and with a personal touch.
Expedited Towing
Sep 07, 2021 Report
This agency hands down the best I have yet to deal with for commercial insurance. Highly Highly recommend.